Upbound Group, Inc. (UPBD) Stock Analysis
Recovery setup
Technology · Software - Application
Wait for pullback to $19.03. Weak momentum; also below 200-day MA (death cross) — blocks BUY_NOW at $19.91. Engine's entry $19.03 (Atr Pullback Sticky) is the shallowest technical level that clears the 2:1 A.R:R minimum. Key risks: Leverage penalty (D/E 2.7): -1.5; Value-trap signals (2/5): Revenue declining (-9.4% YoY), Margin compression (op margin 2.4%).
Upbound Group, Inc., a technology and data-driven company, provides financial solutions in the United States, Puerto Rico, and Mexico. It operates through four segments: Acima, Rent-A-Center, Brigit, and Mexico. The company also provides furniture, including mattresses, tires,... Read more
Wait for pullback to $19.03. Weak momentum; also below 200-day MA (death cross) — blocks BUY_NOW at $19.91. Engine's entry $19.03 (Atr Pullback Sticky) is the shallowest technical level that clears the 2:1 A.R:R minimum. Key risks: Leverage penalty (D/E 2.7): -1.5; Value-trap signals (2/5): Revenue declining (-9.4% YoY), Margin compression (op margin 2.4%). Chart setup: Death cross but MACD improving, RSI 65. Earnings in 0 days. Wait until post-earnings. Score 6.1/10, moderate confidence.
Passes 4/7 gates (favorable risk/reward ratio, clean insider activity, no SEC red flags, semi cycle peak clear). Fails on weak momentum and death cross (50MA < 200MA) and earnings proximity 0d<=7d. Suitability: aggressive.
Thesis
Key Metrics
Quality Signals
Options Flow
Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. Full disclaimer
Rating Breakdown
2 floor-breakers·1 ceiling hit
Technicals below the gate floor. Component breakdown shows what dragged the score down.static
Momentum below the gate floor. Component breakdown shows what dragged the score down.static
Price Targets
Position Sizing
Risk Alerts
Earnings
Verdict History
Frequently Asked Questions
Wait for pullback to $19.03. Weak momentum; also below 200-day MA (death cross) — blocks BUY_NOW at $19.91. Engine's entry $19.03 (Atr Pullback Sticky) is the shallowest technical level that clears the 2:1 A.R:R minimum. Key risks: Leverage penalty (D/E 2.7): -1.5; Value-trap signals (2/5): Revenue declining (-9.4% YoY), Margin compression (op margin 2.4%). Chart setup: Death cross but MACD improving, RSI 65. Earnings in 0 days. Wait until post-earnings. Target $24.79 (+24.5%), stop $17.41 (−14.4%), Setup A.R:R 4.3:1. Score 6.1/10, moderate confidence.
Take-profit target: $24.79 (+29.8% upside). Target $24.79 (+24.5%), stop $17.41 (−14.4%), Setup A.R:R 4.3:1. Stop-loss: $17.41.
Leverage penalty (D/E 2.7): -1.5; Value-trap signals (2/5): Revenue declining (-9.4% YoY), Margin compression (op margin 2.4%).
Upbound Group, Inc. trades at a P/E of 15.2 (forward 3.9). TrendMatrix value score: 9.0/10. Verdict: Buy (Wait for Entry).
13 analysts cover UPBD with a consensus score of 4.2/5. Average price target: $29.
What does Upbound Group, Inc. do?Upbound Group, Inc., a technology and data-driven company, provides financial solutions in the United States, Puerto...
Upbound Group, Inc., a technology and data-driven company, provides financial solutions in the United States, Puerto Rico, and Mexico. It operates through four segments: Acima, Rent-A-Center, Brigit, and Mexico. The company also provides furniture, including mattresses, tires, consumer electronics, appliances, tools, handbags, computers, and accessories. In addition, it offers merchandise on an installment sales basis; and the lease-to-own transaction to consumers who do not qualify for traditional financing, the lease-to-own transaction through staffed or unstaffed kiosks located in third-party retailer's locations, and other virtual options. Further, the company provides various financial health products and tools through mobile and web applications. It operates retail installment sales stores under the Get It Now and Home Choice names; lease-to-own and franchising location under the Rent-A-Centre and RimTyme trade names; and company-owned stores, franchise stores, and e-commerce platform through rentacenter.com, getitnowstores.com, and homechoicestores.com. The company was formerly known as Rent-A-Center, Inc. and changed its name to Upbound Group, Inc. in February 2023. Upbound Group, Inc. was incorporated in 1986 and is based in Plano, Texas.