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YBYuanbao Inc.Buy Wait7.7·$13.24-1.41%
Buy WaitHigh Confidence
Investment thesis

Yuanbao pairs elite quality metrics and a strong overall score with a confirmed technical downtrend and a failed asymmetry gate, leaving the engine to wait for a better entry despite fundamentally strong business quality.

Thesis pillars

  • High Quality Compounding FundamentalsStable
  • Confirmed Downtrend Below 200maDeteriorating
  • Asymmetry Gate Failed Target ReachedStable
  • +1 more pillar — see the Why tab for full reasoning

Full reasoning →

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Yuanbao Inc. (YB) Stock Analysis

Falling Knife setup · Temporary headwind edge

Buy WaitValueGrowthQualityHigh Confidence

Technology · Software - Application

Wait for pullback to $12.87. Weak momentum; also below 200-day MA (death cross) — blocks BUY_NOW at $13.24. Engine's entry $12.87 (Atr Pullback Sticky) is the shallowest technical level that clears the 2:1 A.R:R minimum. Key risks: Negative momentum; Below 200-MA, MA slope -5.9%/30d (confirmed downtrend).

Yuanbao Inc., together with its subsidiaries, provides insurance brokerage and agency licenses services in the People's Republic of China. The company offers medical, critical illness, accident, property, and pet insurance products. Yuanbao Inc. was incorporated in 2019 and is... Read more

$13.24+15.0% A.UpsideScore 7.7/10#1 of 125 Software - Application
QualityF-score9 / 9FCF yield
IncomeYield9.20%Payout0.00%sustainable
Entry $12.87(Atr Pullback Sticky)Stop $11.88Target $15.22(analyst − 15%)A.R:R 2.0:1
Analyst target$17.91+35.2%1 analysts
Range unavailable (1 analysts)

Wait for pullback to $12.87. Weak momentum; also below 200-day MA (death cross) — blocks BUY_NOW at $13.24. Engine's entry $12.87 (Atr Pullback Sticky) is the shallowest technical level that clears the 2:1 A.R:R minimum. Key risks: Negative momentum; Below 200-MA, MA slope -5.9%/30d (confirmed downtrend). Chart setup: Death cross, below all MAs, RSI 32, MACD bearish. V9 Gate blocked: Momentum 1.5 < 4.5 minimum; 50MA < 200MA with weak momentum (1.5) - hard block. Wait for improvement. Score 7.7/10, high confidence.

Passes 8/10 gates (favorable risk/reward ratio, clean insider activity, no SEC red flags, news events none recent, earnings proximity no date, semi cycle peak clear, materials cycle peak clear, sector concentration cap sector=technology 7/10). Fails on weak momentum and death cross (50MA < 200MA). Suitability: speculative.

news + 30-day 8-K events · 5-min refresh

Recent developments

updated 2026-07-24

Thesis

Rewards
Strong overall score: 7.7/10
High-quality business
Attractive valuation
Risks
Negative momentum
Below 200-MA, MA slope -5.9%/30d (confirmed downtrend)

Key Metrics

P/E (TTM)3.3
P/E (Fwd)2.7
Mkt Cap$619M
EV/EBITDA-2.7
Profit Mgn29.7%
ROE47.9%
Rev Growth35.6%
Beta
Dividend9.20%
Rating analysts9

Quality Signals

Piotroski F9/9MoatWideCompounder

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results.

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About TrendMatrix. TrendMatrix is a publisher of general securities research and market commentary. We publish on a regular schedule. All content is the same for every subscriber in a tier — we do not provide personalized investment advice and we do not take into account any individual subscriber's financial situation, investment objectives, risk tolerance, tax situation, or holdings.

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Performance. Past performance is not indicative of future results. Performance figures reflect the published model only and do not reflect any individual subscriber's actual results.

Methodology · Editorial policy & full disclaimer

Rating Breakdown

1 floor-breaker·3 ceiling hits

Price action weak — below key moving averages, no momentum carry. Needs a base before trend-continuation setups apply.static

Volume
0.1
Obv
1.0
Ma Position
1.0
Macd
1.8
Rsi
3.5
Volume distribution (falling OBV)Below 200-MA, MA slope -5.9%/30d — confirmed downtrend
GatesMomentum 1.5<4.5Death cross (50MA < 200MA)A.R:R 2.0 ≥ 1.5Insider activity: OKNo SEC red flagsNEWS EVENTS NONE RECENTEARNINGS PROXIMITY NO DATESEMI CYCLE PEAK CLEARMATERIALS CYCLE PEAK CLEARSECTOR CONCENTRATION CAP sector=Technology 7/10Falling KnifeSuitability: Speculative
RSI
32 · Neutral
20D MA 50D MA 200D MADEATH CROSSSupport $13.14Resistance $16.00

Price Targets

$12
$13
$15
A.Upside+15.0%
A.R:R2.0:1

Position Sizing

ConvictionHigh conviction
Suggested %2%
Max %4%
RegimeSteady

Risk Alerts

! Momentum 1.5 < 4.5 minimum
! 50MA < 200MA with weak momentum (1.5) - hard block
! momentum at 1.5 (below the engine's 4.5 threshold)

Earnings

We could not retrieve earnings history for YB.
The company may be recently listed, pre-revenue, or its beat/miss record wasn't available from our source this run. Earnings signals feed the Growth and Catalyst score dimensions — absence here doesn't affect other dimensions.

Verdict History

reverse chrono — latest first
Loading history...
Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is YB stock a buy right now?

Wait for pullback to $12.87. Weak momentum; also below 200-day MA (death cross) — blocks BUY_NOW at $13.24. Engine's entry $12.87 (Atr Pullback Sticky) is the shallowest technical level that clears the 2:1 A.R:R minimum. Key risks: Negative momentum; Below 200-MA, MA slope -5.9%/30d (confirmed downtrend). Chart setup: Death cross, below all MAs, RSI 32, MACD bearish. V9 Gate blocked: Momentum 1.5 < 4.5 minimum; 50MA < 200MA with weak momentum (1.5) - hard block. Wait for improvement. Target $15.22 (+15.0%), stop $11.88 (−11.4%), A.R:R 2.0:1. Score 7.7/10, high confidence.

What is the YB stock price target?

Take-profit target: $15.22 (+15.0% upside). Target $15.22 (+15.0%), stop $11.88 (−11.4%), A.R:R 2.0:1. Stop-loss: $11.88.

What are the risks of investing in YB?

Negative momentum; Below 200-MA, MA slope -5.9%/30d (confirmed downtrend).

Is YB overvalued or undervalued?

Yuanbao Inc. trades at a P/E of 3.3 (forward 2.7). TrendMatrix value score: 10.0/10. Verdict: Buy (Wait for Entry).

What do analysts say about YB?

9 analysts cover YB with a consensus score of 2.0/5. Average price target: $18.

What does Yuanbao Inc. do?Yuanbao Inc., together with its subsidiaries, provides insurance brokerage and agency licenses services in the People's...

Yuanbao Inc., together with its subsidiaries, provides insurance brokerage and agency licenses services in the People's Republic of China. The company offers medical, critical illness, accident, property, and pet insurance products. Yuanbao Inc. was incorporated in 2019 and is headquartered in Beijing, the People's Republic of China.

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