Dave Inc. (DAVE) Stock Analysis
Technology · Software - Application
Wait for pullback to $232.27. Weak momentum — blocks BUY_NOW at $235.69. Engine's entry $232.27 (Support Atr Sticky) is the shallowest technical level that clears the 2:1 A.R:R minimum. Key risks: Concentration risk — Counterparty: Evolve; Sector modifier (Technology): -0.8.
Dave Inc. is a US neobank offering ExtraCash (up to $500 fee-based overdraft credit via bank partners), a fee-free Dave Checking account, and personal financial tools targeting Americans living paycheck to paycheck. Revenue comes from a mandatory 5% overdraft service fee,... Read more
Wait for pullback to $232.27. Weak momentum — blocks BUY_NOW at $235.69. Engine's entry $232.27 (Support Atr Sticky) is the shallowest technical level that clears the 2:1 A.R:R minimum. Key risks: Concentration risk — Counterparty: Evolve; Sector modifier (Technology): -0.8. Chart setup: No recognized chart pattern (not a breakout, bounce, continuation, recovery, falling knife, or range) — technicals mixed. Growth is cheap relative to earnings, but the chart hasn't confirmed yet (PEG 0.12, quality 8.8/10, growth 10.0/10). Score 7.1/10, moderate confidence.
Passes 8/9 gates (positive momentum, favorable risk/reward ratio, clean insider activity, no SEC red flags, news events none recent, earnings proximity 78d clear, semi cycle peak clear, materials cycle peak clear). Suitability: aggressive.
Recent Developments — Dave Inc.
Latest news
- Dave Stock Sinks From Buy Zone. Will Earnings Lift It Back Up? - Investor's Business Daily — Investor's Business Daily negative
- Is Dave Inc. (DAVE) stock weaker than competitors | Q4 2025: EPS Exceeds Expectations - Community Risk Signals - Cổng th — Cổng thông tin điện tử tỉnh Tây Ninh positive
- Dave (NASDAQ:DAVE) Sets New 1-Year High - Should You Buy? - MarketBeat — MarketBeat positive
- Dave Inc. (DAVE) is a Great Momentum Stock: Should You Buy? - Yahoo Finance — Yahoo Finance positive
- Dave stock hits 52-week high at $287.65 - Investing.com — Investing.com positive
Generated 2026-05-20T21:06:21Z.
Thesis
Key Metrics
Quality Signals
Options Flow
Concentration Risks(10-K Item 1A)
- HIGHcounterpartyEvolve10-K Item 1A: 'currently the substantial majority of our Members' accounts are with Evolve, and we therefore remain reliant on Evolve for the substantial majority of our ExtraCash originations and receivables'
Material Events(8-K, last 90d)
- 2026-03-02Item 5.02LOWAmendment to CEO Jason Wilk's employment agreement on Feb 25, 2026, updating termination benefit provisions for non-cause terminations outside a change-in-control window. Compensatory arrangement only; no departure or appointment.SEC filing →
Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. Full disclaimer
Rating Breakdown
2 ceiling hits
Price Targets
Position Sizing
Analyst Consensus
Earnings
Verdict History
Frequently Asked Questions
Wait for pullback to $232.27. Weak momentum — blocks BUY_NOW at $235.69. Engine's entry $232.27 (Support Atr Sticky) is the shallowest technical level that clears the 2:1 A.R:R minimum. Key risks: Concentration risk — Counterparty: Evolve; Sector modifier (Technology): -0.8. Chart setup: No recognized chart pattern (not a breakout, bounce, continuation, recovery, falling knife, or range) — technicals mixed. Growth is cheap relative to earnings, but the chart hasn't confirmed yet (PEG 0.12, quality 8.8/10, growth 10.0/10). Target $295.69 (+25.5%), stop $200.24 (−17.7%), Setup A.R:R 4.3:1. Score 7.1/10, moderate confidence.
Take-profit target: $295.69 (+26.9% upside). Target $295.69 (+25.5%), stop $200.24 (−17.7%), Setup A.R:R 4.3:1. Stop-loss: $200.24.
Concentration risk — Counterparty: Evolve; Sector modifier (Technology): -0.8; Leverage penalty (D/E 1.3): -0.5.
Dave Inc. trades at a P/E of 15.3 (forward 12.4). TrendMatrix value score: 8.0/10. Verdict: Buy (Wait for Entry).
16 analysts cover DAVE with a consensus score of 4.2/5. Average price target: $340.
What does Dave Inc. do?Dave Inc. is a US neobank offering ExtraCash (up to $500 fee-based overdraft credit via bank partners), a fee-free Dave...
Dave Inc. is a US neobank offering ExtraCash (up to $500 fee-based overdraft credit via bank partners), a fee-free Dave Checking account, and personal financial tools targeting Americans living paycheck to paycheck. Revenue comes from a mandatory 5% overdraft service fee, monthly $3 membership, and interchange on the Dave Debit Card.