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Paylocity Holding Corporation (PCTY) Stock Analysis

Recovery setup

HoldVALUE-TRAP 1/5Moderate Confidence

Technology · Software - Application

Earnings in 7 days (2026-05-07). Expect elevated volatility around the report — consider waiting for post-earnings price action before new entries.

Hold if already holding. Not a fresh buy at $105.14, but acceptable to hold if already in. Reasons: Earnings in 7 days (event risk); Below 200-MA, MA slope -7.6%/30d (confirmed downtrend).

Paylocity is a cloud-based HCM, payroll, and spend management SaaS provider serving approximately 41,650 U.S. clients with average employee counts over 150 as of June 30, 2025. Total revenues grew 14% to $1,595.2 million in fiscal 2025. Revenue is per-employee subscription-based... Read more

$105.14+41.0% A.UpsideScore 6.0/10#27 of 96 Software - Application
Stop $97.50Target $147.81(analyst − 10%)A.R:R 3.6:1
Analyst target$164.24+56.2%21 analysts
$147.81our TP
$105.14price
$164.24mean
$250

Hold if already holding. Not a fresh buy at $105.14, but acceptable to hold if already in. Reasons: Earnings in 7 days (event risk); Below 200-MA, MA slope -7.6%/30d (confirmed downtrend). Chart setup: Death cross but MACD improving, RSI 67. Maintain position. Not compelling to add more. Score 6.0/10, moderate confidence.

Passes 6/9 gates (positive momentum, favorable risk/reward ratio, clean insider activity, no SEC red flags, news events none recent, semi cycle peak clear). Fails on earnings proximity 7d<=7d. Suitability: moderate.

Thesis

Rewards
Strong earnings beat streak (4/4)
Strong growth profile
Analyst upside: 41%
Risks
Earnings in 7 days (event risk)
Below 200-MA, MA slope -7.6%/30d (confirmed downtrend)

Key Metrics

P/E (TTM)25.4
P/E (Fwd)12.9
Mkt Cap$5.9B
EV/EBITDA15.2
Profit Mgn14.2%
ROE21.0%
Rev Growth10.4%
Beta0.57
DividendNone
Rating analysts28

Quality Signals

Piotroski F8/9

Options Flow

P/C1.78bearish
IV76%elevated
Max Pain$95-9.6% vs spot

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. Full disclaimer

Rating Breakdown

2 floor-breakers

Technicals below the gate floor. Component breakdown shows what dragged the score down.static

52w Position
0.4
Support Resistance
2.9
Bollinger
3.0
Gap
6.0

Ranks in the bottom of its industry peers on the composite signal. Better names in the same sector exist.static

Growth Rank
2.9
Value Rank
5.4
Quality Rank
7.1
GatesEARNINGS PROXIMITY 7d<=7dMomentum 5.5<5.5 (soft — BUY_NOW allowed but watch)Death cross (50MA < 200MA)Momentum 5.5>=4.5A.R:R 3.6 ≥ 1.5Insider activity: OKNo SEC red flagsNEWS EVENTS NONE RECENTSEMI CYCLE PEAK CLEARRecoverySuitability: Moderate
RSI
67 · Neutral
20D MA 50D MA 200D MADEATH CROSSSupport $92.99Resistance $109.72

Price Targets

$98
$148
A.Upside+40.6%
A.R:R3.6:1

Position Sizing

ConvictionNone
Suggested %0.5%
Max %1%
RegimeSteady

Risk Alerts

! EARNINGS_PROXIMITY:7d<=7d

Earnings

B
B
B
B
4/4 beats
Next Earnings2026-05-07 (7d)

Verdict History

reverse chrono — latest first
Loading history...
Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is PCTY stock a buy right now?

Hold if already holding. Not a fresh buy at $105.14, but acceptable to hold if already in. Reasons: Earnings in 7 days (event risk); Below 200-MA, MA slope -7.6%/30d (confirmed downtrend). Chart setup: Death cross but MACD improving, RSI 67. Maintain position. Not compelling to add more. Target $147.81 (+40.6%), stop $97.50 (−7.8%), A.R:R 3.6:1. Score 6.0/10, moderate confidence.

What is the PCTY stock price target?

Take-profit target: $147.81 (+41.0% upside). Target $147.81 (+40.6%), stop $97.50 (−7.8%), A.R:R 3.6:1. Stop-loss: $97.50.

What are the risks of investing in PCTY?

Earnings in 7 days (event risk); Below 200-MA, MA slope -7.6%/30d (confirmed downtrend).

Is PCTY overvalued or undervalued?

Paylocity Holding Corporation trades at a P/E of 25.4 (forward 12.9). TrendMatrix value score: 6.9/10. Verdict: Hold.

What do analysts say about PCTY?

28 analysts cover PCTY with a consensus score of 4.2/5. Average price target: $164.

What does Paylocity Holding Corporation do?Paylocity is a cloud-based HCM, payroll, and spend management SaaS provider serving approximately 41,650 U.S. clients...

Paylocity is a cloud-based HCM, payroll, and spend management SaaS provider serving approximately 41,650 U.S. clients with average employee counts over 150 as of June 30, 2025. Total revenues grew 14% to $1,595.2 million in fiscal 2025. Revenue is per-employee subscription-based with annual retention rates exceeding 92% across fiscal 2023-2025.

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