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Paylocity Holding Corporation (PCTY) Stock Analysis

Recovery setup

SellModerate Confidence

Technology · Software - Application

Sell if holding. Multiple concerning factors at $113.22: Below 200-MA, MA slope -7.8%/30d (confirmed downtrend); Sector modifier (Technology): -0.8.

Paylocity provides cloud-based HCM, payroll, and spend management SaaS to ~41,650 US clients averaging 150+ employees, earning subscription revenue based on client employee count and solutions purchased. FY2025 revenue was $1,595.2M (14% YoY); annual revenue retention exceeded... Read more

$113.22+21.6% A.UpsideScore 6.2/10#18 of 98 Software - Application
QualityF-score8 / 9FCF yield6.08%
Stop $105.29Target $137.66(analyst − 10%)A.R:R 1.6:1
Analyst target$152.95+35.1%20 analysts
$137.66our TP
$113.22price
$152.95mean
$250

Sell if holding. Multiple concerning factors at $113.22: Below 200-MA, MA slope -7.8%/30d (confirmed downtrend); Sector modifier (Technology): -0.8. Chart setup: Death cross but MACD improving, RSI 57. Score 6.2/10, moderate confidence.

Passes 8/9 gates (positive momentum, favorable risk/reward ratio, clean insider activity, no SEC red flags, news events none recent, earnings proximity 77d clear, semi cycle peak clear, materials cycle peak clear). Suitability: moderate.

Recent Developments — Paylocity Holding Corporation

Generated 2026-05-20T21:06:21Z.

Thesis

Rewards
V7 quality resilience bonus: +0.2 (Q=7.5 in RISK_OFF)
Strong earnings beat streak (4/4)
High-quality business
Risks
Sector modifier (Technology): -0.8
Below 200-MA, MA slope -7.8%/30d (confirmed downtrend)

Key Metrics

P/E (TTM)24.1
P/E (Fwd)13.0
Mkt Cap$6.0B
EV/EBITDA14.4
Profit Mgn14.9%
ROE21.6%
Rev Growth10.5%
Beta0.50
DividendNone
Rating analysts28

Quality Signals

Piotroski F8/9MoatWideCompounder

Options Flow

P/C0.27bullish
IV57%elevated

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. Full disclaimer

Rating Breakdown

2 floor-breakers

Technicals below the gate floor. Component breakdown shows what dragged the score down.static

Bollinger
0.7
52w Position
1.2
Support Resistance
2.5
Gap
5.0

Ranks in the bottom of its industry peers on the composite signal. Better names in the same sector exist.static

Growth Rank
2.9
Value Rank
5.2
Quality Rank
7.1
GatesDeath cross (50MA < 200MA)Momentum 6.8>=5.5A.R:R 1.6 ≥ 1.5Insider activity: OKNo SEC red flagsNEWS EVENTS NONE RECENTEARNINGS PROXIMITY 77d clearSEMI CYCLE PEAK CLEARMATERIALS CYCLE PEAK CLEARRecoverySuitability: Moderate
RSI
57 · Neutral
20D MA 50D MA 200D MADEATH CROSSSupport $97.84Resistance $118.30

Price Targets

$105
$138
A.Upside+21.6%
A.R:R1.6:1

Position Sizing

ConvictionNone
Suggested %0.5%
Max %1%
RegimeRisk-Off

Analyst Consensus

Analysts28
Consensus4.2/5
Avg Target$153

Earnings

B
B
B
B
4/4 beats
Next Earnings2026-08-04 (77d)

Verdict History

reverse chrono — latest first
Loading history...
Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is PCTY stock a buy right now?

Sell if holding. Multiple concerning factors at $113.22: Below 200-MA, MA slope -7.8%/30d (confirmed downtrend); Sector modifier (Technology): -0.8. Chart setup: Death cross but MACD improving, RSI 57. Prior stop was $105.29. Score 6.2/10, moderate confidence.

What is the PCTY stock price target?

Take-profit target: $137.66 (+21.6% upside). Prior stop was $105.29. Stop-loss: $105.29.

What are the risks of investing in PCTY?

Sector modifier (Technology): -0.8; Below 200-MA, MA slope -7.8%/30d (confirmed downtrend).

Is PCTY overvalued or undervalued?

Paylocity Holding Corporation trades at a P/E of 24.1 (forward 13.0). TrendMatrix value score: 6.7/10. Verdict: Sell.

What do analysts say about PCTY?

28 analysts cover PCTY with a consensus score of 4.2/5. Average price target: $153.

What does Paylocity Holding Corporation do?Paylocity provides cloud-based HCM, payroll, and spend management SaaS to ~41,650 US clients averaging 150+ employees,...

Paylocity provides cloud-based HCM, payroll, and spend management SaaS to ~41,650 US clients averaging 150+ employees, earning subscription revenue based on client employee count and solutions purchased. FY2025 revenue was $1,595.2M (14% YoY); annual revenue retention exceeded 92% in each of fiscal 2023, 2024, and 2025.

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