Haverty Furniture is a small-cap furniture retailer with attractive valuation (forward P/E 11.2x), a 4.5% dividend and excellent cash conversion, but price is above the analyst target and earnings arrive in 3 days.
Thesis pillars
- Attractive Valuation Dividend→Stable
- Cash Conversion Piotroski→Stable
- Consistent Earnings Beats↓Deteriorating
- +2 more pillars — see the Why tab for full reasoning
Pillars as of Nov 1, 2026, based on the 10-K filed Feb 26, 2026
Haverty Furniture Companies, In (HVT) Stock Analysis
Breakout setup · Inst Constrain edge
Consumer Cyclical · Home Improvement Retail
Sell if holding. Analyst target reached at $29.34 — A.R:R is negative (-0.6) — price has exceeded the analyst target. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: Concentration risk — Supplier: goods not produced domestically (63.0%).
Havertys is a specialty retailer of residential furniture and accessories operating 129 stores across 17 states in the Southern and Midwest U.S., using a commissioned sales team and free in-home design consultations. The company sells furniture and accessories in-store and... Read more
Sell if holding. Analyst target reached at $29.34 — A.R:R is negative (-0.6) — price has exceeded the analyst target. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: Concentration risk — Supplier: goods not produced domestically (63.0%). Chart setup: Golden cross, above all MAs, RSI 58, MACD bullish. Score 5.8/10, high confidence.
Passes 7/8 gates (positive momentum, clean insider activity, no SEC red flags, news events none recent, earnings proximity no date, semi cycle peak clear, materials cycle peak clear). Fails on favorable risk/reward ratio. Suitability: aggressive.
About Haverty Furniture Companies, In
About Haverty Furniture Companies, In
Haverty Furniture Companies operates 129 stores across 17 Southern and Midwest states, encompassing roughly 4.5 million retail square feet as of December 31, 2025. Approximately 33.5% of 2025 written sales involved in-home design consultations, and online sales made up about 3.2% of total business. The Atlanta-based retailer, founded in 1885, does not franchise any of its locations.
Havertys earns revenue through in-store and online furniture and accessory sales driven by a commissioned sales team, with design consultations lifting average tickets to roughly double the base ticket size. About one-third of sales are financed through third-party finance companies, which carry no credit or collection recourse back to Havertys. On the supply side, the largest ten vendors accounted for approximately 42.9% of 2025 product purchases, and 63% of total furniture purchases by cost were for goods not produced domestically, mostly wood "case goods" imported from Asia alongside domestically sourced upholstery. The company operates three distribution centers and four home delivery centers that shuttle merchandise up to 250 miles for next-day delivery, a network management describes as a competitive advantage. Havertys competes against fragmented local, regional, and national furniture retailers as well as e-commerce entrants, without operating any franchised locations.
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Havertys' risk disclosures lean heavily on the tariff overhang tied to its import-dependent supply chain: after the U.S. Supreme Court invalidated tariffs imposed under the International Emergency Economic Powers Act, the administration announced replacement tariffs under different authority, leaving pricing for the 63% of furniture purchases sourced abroad in flux. Management warns that if vendor cost increases can't be passed through, LIFO-based gross margins could compress, or the company could be forced to seek alternative suppliers of comparable quality. Compounding that exposure, the business remains sensitive to discretionary consumer spending: management cites disposable income, housing-market conditions, and consumer confidence as swing factors that could reduce demand for big-ticket furniture purchases in a slowing economy.
See also: Consumer Cyclical · Home Improvement Retail
From Haverty Furniture Companies, In's most recent 10-K filing, extracted July 6, 2026.
Recent developments
updated Nov 4, 2026Recent Developments — Haverty Furniture Companies, In
Latest news
- NEWS Havertys Reports Third Quarter 2026 Financial Results — fiscal.ai Nov 4, 2026
- NEWS Haverty Furniture Cos Q3 EPS $0.39 Misses $0.42 Estimate, Sales $203.200M Miss $206.873M Estimate — benzinga Nov 4, 2026 negative
- NEWS Earnings Preview: HVT to Report Financial Results Pre-market on November 04 - Moomoo — Moomoo Oct 30, 2026 neutral
- NEWS Haverty Furniture Companies, Inc. - Class A (HVT.A.US) will release its financial report before the market opens on Nove — Moomoo Oct 30, 2026 neutral
- NEWS Haverty Furniture Companies, Inc. to Announce Third Quarter 2026 Financial Results — fiscal.ai Oct 28, 2026 neutral
Latest item Nov 4, 2026 · Generated 2026-11-05T11:44:08Z.
Upcoming dated catalysts
Thesis
Key Metrics
Quality Signals
Options Flow
Concentration Risks(10-K Item 1A)
- MEDIUMSupplierlargest ten vendors43%10-K Item 1: 'the largest ten of which accounted for approximately 42.9% of our product purchases during 2025'
- HIGHSuppliergoods not produced domestically63%10-K Item 1A: 'approximately 63% of our total furniture purchases in 2025 were for goods that were not produced domestically'
- MEDIUMcounterpartythird-party-financed sales10-K Item 1: 'Approximately one-third of our sales are third-party-financed.'
Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. How we score · Editorial policy
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Rating Breakdown
1 floor-breaker
Ranks in the bottom of its industry peers on the composite signal. Better names in the same sector exist.static
Price Targets
Position Sizing
Risk Alerts
Earnings
Verdict History
Frequently Asked Questions
Sell if holding. Analyst target reached at $29.34 — A.R:R is negative (-0.6) — price has exceeded the analyst target. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: Concentration risk — Supplier: goods not produced domestically (63.0%). Chart setup: Golden cross, above all MAs, RSI 58, MACD bullish. Prior stop was $27.40. Score 5.8/10, high confidence.
Analyst target $28.05 reached (−4.4% from $29.34); no take-profit level is published. Prior stop was $27.40. Stop-loss: $27.40.
Concentration risk — Supplier: goods not produced domestically (63.0%); Analyst target reached - limited upside remaining; Near 52-week high (4.1% away).
Haverty Furniture Companies, In trades at a P/E of 19.8 (forward 11.2). TrendMatrix value score: 8.0/10. Verdict: Sell.
5 analysts rate HVT, with a consensus score of 4.0/5. 2 analysts publish price targets averaging $33.
What does Haverty Furniture Companies, In do?Havertys is a specialty retailer of residential furniture and accessories operating 129 stores across 17 states in the...
Havertys is a specialty retailer of residential furniture and accessories operating 129 stores across 17 states in the Southern and Midwest U.S., using a commissioned sales team and free in-home design consultations. The company sells furniture and accessories in-store and online, financing roughly one-third of sales through third-party finance companies and sourcing most merchandise from foreign manufacturers. Havertys differentiates through a three-distribution-center network enabling next-day home delivery.