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HVTHaverty Furniture Companies, InSell5.3·$24.97-1.85%
HVT · Concentration risk · 10-K extracted

Haverty Furniture Companies, In (HVT) concentration risks

Updated

The most significant concentration Haverty Furniture Companies, In discloses is goods not produced domestically at 63%, classified HIGH by disclosed size. Below: the full set from the latest 10-K — verbatim quotes, filing references, and a synthesis of what these exposures mean together.

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results.

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Methodology · Editorial policy & full disclaimer

Source: Haverty Furniture Companies, In’s SEC Form 10-K filed view the filing on SEC EDGAR ↗

At a glance

Disclosed-size breakdown · 3 disclosed concentrations

HIGH1
MEDIUM2
LOW0
Disclosed concentrations

Each card carries a disclosed-size chip (HIGH / MEDIUM / LOW — how large the exposure is as a share of revenue, not how dangerous it is) and a nature tag: Built-in(the company’s own model, geography, or products) or Outside party (an external customer, supplier, or distributor it relies on).

HIGHOutside partySupplier
63%

goods not produced domestically

10-K Item 1A: 'approximately 63% of our total furniture purchases in 2025 were for goods that were not produced domestically'
SEC 10-K · filed Feb 2026
MEDIUMOutside partySupplier
42.9%

largest ten vendors

10-K Item 1: 'the largest ten of which accounted for approximately 42.9% of our product purchases during 2025'
SEC 10-K · filed Feb 2026
MEDIUMOutside partyCounterparty

third-party-financed sales

10-K Item 1: 'Approximately one-third of our sales are third-party-financed.'
SEC 10-K · filed Feb 2026
TrendMatrix Research · concentration synthesis

What these concentrations mean together

updated 2026-07-06

Haverty Furniture's concentration risk sits mainly on the supply side. Approximately 63% of total furniture purchases in 2025 were for goods not produced domestically, a high-size dependency that ties a majority of the merchandise supply chain to international sourcing, trade policy, and shipping conditions. Layered on top of that, the ten largest vendors accounted for approximately 42.9% of product purchases, a moderate concentration among a relatively small supplier group — meaning disruption at even a few key vendors could meaningfully affect inventory availability. On the customer side, approximately one-third of sales are third-party-financed, a moderate dependency on external credit providers rather than the retailer's own balance sheet; a tightening in consumer credit availability from those financing partners could dampen sales independent of underlying demand. None of these is a structural feature of Haverty's own business mix — all three are dependencies on external parties: foreign manufacturers, a concentrated vendor list, and financing partners. Together, the high-size import dependency combined with vendor concentration is the pairing most capable of moving the verdict if global sourcing conditions were to deteriorate.

For the engine’s reasoning on HVT’s current verdict — including which dimensions drove the score — see the per-dimension breakdown.

Industry peers · Home Improvement Retail

Peer concentration profile

SymbolNameHIGHMEDIUMLOWTotal
HVTHaverty Furniture Companies, In1203
HVT-AHaverty Furniture Companies, In1203
LOWLowe's Companies, Inc.1102
FNDFloor & Decor Holdings, Inc.0011
HDHome Depot, Inc. (The)0000

Concentration counts reflect items disclosed in each peer’s most recent 10-K; disclosed-size classification uses TrendMatrix’s internal 10-K extraction taxonomy.

Concentration disclosures are extracted verbatim from SEC 10-K filings; the disclosed-size classification and the synthesis above are engine-derived. Size reflects how large each exposure is against fixed share thresholds (HIGH >50%, MEDIUM 25–50%, LOW <25% or an explicit diversification statement), not a judgment of how dangerous it is, and is not a buy/sell rating, a price target, or a view on the stock. Not a complete list of risk factors — see the full filing.

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