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WDAYWorkday, Inc.Hold5.9·$135.02+3.65%
HoldModerate Confidence
Investment thesis

Workday has beaten earnings estimates in all 4 of the last 4 quarters with an average 8.2% positive surprise, generates free cash flow at 368% of net income, and passes the Rule of 40 at a score of 45, but is currently in a confirmed price downtrend with the 200-day moving average declining at -7.4% per month and 15% short interest.

Thesis pillars

  • Exceptional Free Cash Flow Rule Of 40Stable
  • High Short Interest 15 PercentStable
  • Perfect Earnings Execution High SurpriseStable
  • +1 more pillar — see the Why tab for full reasoning

Full reasoning →

Open full analysis

Workday, Inc. (WDAY) Stock Analysis

Recovery setup

HoldVALUE-TRAP 1/5Moderate Confidence

Technology · Software - Application

Hold if already holding. Not a fresh buy at $135.02, but acceptable to hold if already in. Reason: Below 200-MA, MA slope -7.6%/30d (confirmed downtrend).

Workday provides cloud-based enterprise software for human capital management and financial management, serving more than 11,500 organizations including more than 65% of the Fortune 500, with 75 million users under contract globally. Revenue comes primarily from multi-year... Read more

$135.02+15.9% A.UpsideScore 5.9/10#42 of 124 Software - Application
QualityF-score8 / 9FCF yield9.33%
Stop $125.92Target $156.94(analyst − 8%)A.R:R 1.1:1
Analyst target$170.59+26.3%39 analysts
$156.94our TP
$135.02price
$170.59mean
$115
$275

Hold if already holding. Not a fresh buy at $135.02, but acceptable to hold if already in. Reason: Below 200-MA, MA slope -7.6%/30d (confirmed downtrend). Chart setup: Death cross but MACD improving, RSI 55. Maintain position. Not compelling to add more. Score 5.9/10, moderate confidence.

Passes 7/9 gates (positive momentum, clean insider activity, no SEC red flags, news events none recent, earnings proximity 48d clear, semi cycle peak clear, materials cycle peak clear). Fails on favorable risk/reward ratio. Suitability: speculative.

10-K grounded · weekly refresh

About Workday, Inc.

About Workday, Inc.

Workday's enterprise cloud platform for human capital management and financial management served more than 11,500 customer organizations and 75 million users under contract globally in fiscal 2026, with more than 65% of the Fortune 500 among its customers and a global workforce of over 21,000 employees across 36 countries at January 31, 2026. In fiscal 2026, the company completed four acquisitions—Flowise, Paradox, Sana, and Pipedream—to extend its agent-building, recruiting, knowledge management, and integration capabilities.

Workday earns revenue primarily through multi-year subscription contracts for HCM, Financial Management, Spend Management, and Planning applications, sold directly through a field sales team organized by geography, industry, and customer size, and through resellers and co-selling partners accessible via Workday Marketplace. Professional services—provided by both Workday and its Workday Services Partners—supplement subscription fees. In fiscal 2026, the company introduced Flex Credits, a new subscription-based flexible pricing model for certain AI solutions designed to broaden per-customer monetization. Strategic cloud partnerships with AWS and Google Cloud give customers access to modern infrastructure while reducing committed cloud spend, and global payroll partnerships with ADP, Remote Technology, and Strada extend Workday's reach into payroll processing across international markets. The company competes directly with Oracle and SAP for enterprise financial management and HCM, with both incumbents maintaining established customer relationships and major distribution agreements with system integrators.

Show full overview

Workday's 10-K identifies Oracle and SAP as primary competitors, noting both hold 'long-standing relationships with customers and partners' and that financial management contract lifecycles 'tends to be long'—meaning customers lost to a competitor cannot be re-approached for years. An emerging threat comes from 'non-specialist solutions relying on generic large language models' that could address enterprise workflows at lower cost. The 10-K also notes that a February 2026 CEO transition, when Aneel Bhusri assumed the role from Carl Eschenbach, is a leadership change that could disrupt the company's business and ability to preserve its culture.

See also: Technology · Software - Application

From Workday, Inc.'s most recent 10-K filing, extracted June 16, 2026.

news + 30-day 8-K events · 5-min refresh

Recent developments

updated 2026-07-06
TrendMatrix Research · upcoming catalyst calendar

Upcoming dated catalysts

Thu, Aug 20, 202648d to earnings· next earnings call

Thesis

Rewards
Strong earnings beat streak (4/4)
Strong growth profile
Risks
Below 200-MA, MA slope -7.6%/30d (confirmed downtrend)

Key Metrics

P/E (TTM)42.2
P/E (Fwd)10.7
Mkt Cap$33.4B
EV/EBITDA21.8
Profit Mgn8.6%
ROE10.9%
Rev Growth13.5%
Beta1.08
DividendNone
Rating analysts48

Quality Signals

Piotroski F8/9MoatNarrow

Options Flow

P/C0.59bullish
IV71%elevated

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results.

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About TrendMatrix. TrendMatrix is a publisher of general securities research and market commentary. We publish on a regular schedule. All content is the same for every subscriber in a tier — we do not provide personalized investment advice and we do not take into account any individual subscriber's financial situation, investment objectives, risk tolerance, tax situation, or holdings.

Not investment advice. TrendMatrix is not a registered investment adviser. Our content is for informational and educational purposes only. Consult your own licensed investment adviser, broker, or tax professional before making any investment decision.

Conflicts and positions. The TrendMatrix editorial team frequently holds personal long-term positions in securities discussed. We disclose positions held at the time of publication on each piece. We maintain a trading-window policy: we do not initiate or close positions in the same direction as a TrendMatrix publication within 24 hours before or 72 hours after publication.

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No fiduciary duty. No fiduciary, advisory, or agency relationship is created between you and TrendMatrix by reading our content or subscribing to our service.

Performance. Past performance is not indicative of future results. Performance figures reflect the published model only and do not reflect any individual subscriber's actual results.

Methodology · Editorial policy & full disclaimer

Rating Breakdown

2 floor-breakers

Technicals below the gate floor. Component breakdown shows what dragged the score down.static

52w Position
0.5
Bollinger
3.3
Support Resistance
4.3

Ranks in the bottom of its industry peers on the composite signal. Better names in the same sector exist.static

Value Rank
4.1
Growth Rank
4.6
Quality Rank
5.2
GatesA.R:R 1.1 < 1.5@spotDeath cross (50MA < 200MA)Momentum 6.6>=5.5Insider activity: OKNo SEC red flagsNEWS EVENTS NONE RECENTEARNINGS PROXIMITY 48d clearSEMI CYCLE PEAK CLEARMATERIALS CYCLE PEAK CLEARRecoverySuitability: Speculative
RSI
55 · Neutral
20D MA 50D MA 200D MADEATH CROSSSupport $111.50Resistance $153.48

Price Targets

$126
$157
A.Upside+16.2%
A.R:R1.1:1

Position Sizing

ConvictionNone
Suggested %0.5%
Max %1%
RegimeSteady

Risk Alerts

! asymmetry at 1.1 (below the engine's 1.5 threshold)@spot

Earnings

B
B
B
B
4/4 beats
Next Earnings2026-08-20 (48d)

Verdict History

reverse chrono — latest first
Loading history...
Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is WDAY stock a buy right now?

Hold if already holding. Not a fresh buy at $135.02, but acceptable to hold if already in. Reason: Below 200-MA, MA slope -7.6%/30d (confirmed downtrend). Chart setup: Death cross but MACD improving, RSI 55. Maintain position. Not compelling to add more. Target $156.94 (+16.2%), stop $125.92 (−7.2%), A.R:R 1.1:1. Score 5.9/10, moderate confidence.

What is the WDAY stock price target?

Take-profit target: $156.94 (+15.9% upside). Target $156.94 (+16.2%), stop $125.92 (−7.2%), A.R:R 1.1:1. Stop-loss: $125.92.

What are the risks of investing in WDAY?

Below 200-MA, MA slope -7.6%/30d (confirmed downtrend).

Is WDAY overvalued or undervalued?

Workday, Inc. trades at a P/E of 42.2 (forward 10.7). TrendMatrix value score: 6.8/10. Verdict: Hold.

What do analysts say about WDAY?

48 analysts cover WDAY with a consensus score of 3.8/5. Average price target: $171.

What does Workday, Inc. do?Workday provides cloud-based enterprise software for human capital management and financial management, serving more...

Workday provides cloud-based enterprise software for human capital management and financial management, serving more than 11,500 organizations including more than 65% of the Fortune 500, with 75 million users under contract globally. Revenue comes primarily from multi-year subscription contracts, complemented by professional services; primary competitors are Oracle and SAP.

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