Ladder Capital is in a hold-no-new-entry phase: a death cross hard block and momentum failure eliminate new entry, and just 6% upside to the analyst target leaves a thin margin for reward; the business shows genuine underlying strength in its Piotroski score and margins, but the technical backdrop and negative price momentum need to resolve before this becomes actionable.
Thesis pillars
- Momentum Death Cross Hard Block↑Improving
- Strong Piotroski And Margins↑Improving
- Thin Upside Margin To Target↓Deteriorating
- +1 more pillar — see the Why tab for full reasoning
Ladder Capital Corp (LADR) Stock Analysis
Range Bound setup
Real Estate · REIT - Mortgage
Hold if already holding. Not a fresh buy at $9.95, but acceptable to hold if already in. Reasons: Thin upside margin: 9.7%; Negative momentum.
Ladder Capital is a commercial real estate investment trust operating balance sheet and conduit mortgage lending, CMBS and other securities investment, and net-leased and diversified real estate ownership. Since its 2008 inception through 2025, Ladder has originated $31.3... Read more
Hold if already holding. Not a fresh buy at $9.95, but acceptable to hold if already in. Reasons: Thin upside margin: 9.7%; Negative momentum. Chart setup: RSI 51 mid-range, Bollinger mid-band. Maintain position. Not compelling to add more. Score 5.6/10, moderate confidence.
Passes 6/8 gates (favorable risk/reward ratio, clean insider activity, no SEC red flags, earnings proximity 88d clear, semi cycle peak clear, materials cycle peak clear). Fails on weak momentum and death cross (50MA < 200MA). Suitability: aggressive.
About Ladder Capital Corp
About Ladder Capital Corp
Ladder Capital held a $2.2 billion balance sheet of 73 first mortgage loans, a $2.1 billion CMBS securities portfolio across 115 CUSIPs, and $966.2 million of owned real estate -- 149 net-leased properties and 56 diversified properties -- as of December 31, 2025. The company has originated $31.3 billion of commercial real estate loans since its 2008 founding, with 98.6% of its CMBS holdings rated investment grade and collateral concentrated 11.2% by market value in the New York-Newark-Jersey City metro area.
Ladder earns net interest income from balance sheet first mortgage loans -- typically floating-rate, one-to-five-year loans on transitional properties -- and originates fixed-rate conduit loans for sale into CMBS trusts, generally retaining no ongoing interest once sold. The company funds this lending through a diversified mix of $2.2 billion in senior unsecured notes, an $850 million unsecured revolving credit facility (of which $280 million was drawn), and multiple committed loan repurchase facilities totaling $656.0 million, none of which were drawn at year-end 2025. Ladder's 149 single-tenant net-leased properties, spanning 3.4 million square feet with a 6.7-year weighted average remaining lease term, collected 100% of billed rent in 2025, while its 56 diversified commercial properties collected 98%. The company achieved investment-grade credit ratings from Moody's and Fitch in May 2025, automatically releasing subsidiary guarantees under its revolving credit facility.
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Ladder's 10-K flags that it does not observe formal diversification criteria across property types, tenants, geographies or borrowers, meaning any single large borrower or a downturn concentrated in one property type could disproportionately affect results -- a risk realized in the office sector, where the filing notes hybrid work has structurally reduced space demand, particularly for Class B and C buildings in secondary markets. Layered on top, 11.2% of Ladder's CMBS collateral by market value sits in the New York-Newark-Jersey City metro area, the single largest of the top 25 MSAs where 63.9% of that portfolio's collateral is located, concentrating regional economic risk within an otherwise nationally diversified book.
See also: Real Estate · REIT - Mortgage
From Ladder Capital Corp's most recent 10-K filing, extracted July 6, 2026.
Recent developments
updated 2026-07-26Recent Developments — Ladder Capital Corp
Latest news
- NEWS Ladder Capital (LADR) Reports Earnings Tomorrow: What To Expect - Yahoo Finance — Yahoo Finance neutral
- NEWS Why Is Ladder Capital (NYSE:LADR) Set for a Key NYSE Composite Update? - Kalkine Media — Kalkine Media neutral
- NEWS Ladder Capital (LADR) Reports Earnings Tomorrow: What To Expect - TradingView — TradingView neutral
- NEWS Ladder Capital (LADR) Reports Earnings Tomorrow: What To Expect - FinancialContent — FinancialContent neutral
- NEWS Ladder Capital (LADR) Set to Release Q1 Earnings with Mixed Expe - GuruFocus — GuruFocus neutral
Generated 2026-07-26T10:12:21Z.
Upcoming dated catalysts
Thesis
Key Metrics
Quality Signals
Options Flow
Concentration Risks(10-K Item 1A)
- LOWGeographicNew York-Newark-Jersey City MSA11%10-K Item 1: 'with 4.4% and 11.2%, by property count and market value, respectively, of the collateral located in the New York-Newark-Jersey City MSA'
Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results.
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Rating Breakdown
1 floor-breaker
Price action weak — below key moving averages, no momentum carry. Needs a base before trend-continuation setups apply.static
Price Targets
Position Sizing
Risk Alerts
Earnings
Verdict History
Frequently Asked Questions
Hold if already holding. Not a fresh buy at $9.95, but acceptable to hold if already in. Reasons: Thin upside margin: 9.7%; Negative momentum. Chart setup: RSI 51 mid-range, Bollinger mid-band. Maintain position. Not compelling to add more. Target $10.72 (+7.7%), stop $9.33 (−6.6%), A.R:R 1.9:1. Score 5.6/10, moderate confidence.
Take-profit target: $10.72 (+9.7% upside). Target $10.72 (+7.7%), stop $9.33 (−6.6%), A.R:R 1.9:1. Stop-loss: $9.33.
Thin upside margin: 9.7%; Negative momentum; Below 200-MA (5d, -2.6%).
Ladder Capital Corp trades at a P/E of 21.7 (forward 8.3). TrendMatrix value score: 6.2/10. Verdict: Hold.
13 analysts cover LADR with a consensus score of 4.2/5. Average price target: $12.
What does Ladder Capital Corp do?Ladder Capital is a commercial real estate investment trust operating balance sheet and conduit mortgage lending, CMBS...
Ladder Capital is a commercial real estate investment trust operating balance sheet and conduit mortgage lending, CMBS and other securities investment, and net-leased and diversified real estate ownership. Since its 2008 inception through 2025, Ladder has originated $31.3 billion of commercial real estate loans and $17.0 billion of conduit loans, of which $16.9 billion were sold into 75 CMBS securitizations, making it one of the largest non-bank contributors to CMBS deals in the United States.