Ladder Capital is in a hold-no-new-entry phase: a death cross hard block and momentum failure eliminate new entry, and just 6% upside to the analyst target leaves a thin margin for reward; the business shows genuine underlying strength in its Piotroski score and margins, but the technical backdrop and negative price momentum need to resolve before this becomes actionable.
Thesis pillars
- Momentum Death Cross Hard Block→Stable
- Strong Piotroski And Margins→Stable
- Thin Upside Margin To Target→Stable
- +1 more pillar — see the Why tab for full reasoning
Ladder Capital Corp (LADR) Stock Analysis
Oversold Bounce setup
Real Estate · REIT - Mortgage
Sell if holding. Multiple concerning factors at $9.09: Below 200-day MA; Sector modifier (Real Estate): -1.2.
Ladder Capital is a commercial real estate investment trust operating balance sheet and conduit mortgage lending, CMBS and other securities investment, and net-leased and diversified real estate ownership. Since its 2008 inception through 2025, Ladder has originated $31.3... Read more
Sell if holding. Multiple concerning factors at $9.09: Below 200-day MA; Sector modifier (Real Estate): -1.2. Chart setup: Oversold RSI 10, near Bollinger lower, volume surge. Score 5.9/10, moderate confidence.
Passes 8/10 gates (positive momentum, favorable risk/reward ratio, clean insider activity, no SEC red flags, news events none recent, earnings proximity 27d clear, semi cycle peak clear, materials cycle peak clear). Fails on death cross (50MA < 200MA). Suitability: aggressive.
About Ladder Capital Corp
About Ladder Capital Corp
Ladder Capital held a $2.2 billion balance sheet of 73 first mortgage loans, a $2.1 billion CMBS securities portfolio across 115 CUSIPs, and $966.2 million of owned real estate -- 149 net-leased properties and 56 diversified properties -- as of December 31, 2025. The company has originated $31.3 billion of commercial real estate loans since its 2008 founding, with 98.6% of its CMBS holdings rated investment grade and collateral concentrated 11.2% by market value in the New York-Newark-Jersey City metro area.
Ladder earns net interest income from balance sheet first mortgage loans -- typically floating-rate, one-to-five-year loans on transitional properties -- and originates fixed-rate conduit loans for sale into CMBS trusts, generally retaining no ongoing interest once sold. The company funds this lending through a diversified mix of $2.2 billion in senior unsecured notes, an $850 million unsecured revolving credit facility (of which $280 million was drawn), and multiple committed loan repurchase facilities totaling $656.0 million, none of which were drawn at year-end 2025. Ladder's 149 single-tenant net-leased properties, spanning 3.4 million square feet with a 6.7-year weighted average remaining lease term, collected 100% of billed rent in 2025, while its 56 diversified commercial properties collected 98%. The company achieved investment-grade credit ratings from Moody's and Fitch in May 2025, automatically releasing subsidiary guarantees under its revolving credit facility.
Show full overview
Ladder's 10-K flags that it does not observe formal diversification criteria across property types, tenants, geographies or borrowers, meaning any single large borrower or a downturn concentrated in one property type could disproportionately affect results -- a risk realized in the office sector, where the filing notes hybrid work has structurally reduced space demand, particularly for Class B and C buildings in secondary markets. Layered on top, 11.2% of Ladder's CMBS collateral by market value sits in the New York-Newark-Jersey City metro area, the single largest of the top 25 MSAs where 63.9% of that portfolio's collateral is located, concentrating regional economic risk within an otherwise nationally diversified book.
See also: Real Estate · REIT - Mortgage
From Ladder Capital Corp's most recent 10-K filing, extracted July 6, 2026.
Recent developments
updated 2026-09-25Recent Developments — Ladder Capital Corp
Latest news
- NEWS Ladder Capital (LADR) Reports Earnings Tomorrow: What To Expect - Yahoo Finance — Yahoo Finance neutral
- NEWS Why Is Ladder Capital (NYSE:LADR) Set for a Key NYSE Composite Update? - Kalkine Media — Kalkine Media neutral
- NEWS Ladder Capital (LADR) Reports Earnings Tomorrow: What To Expect - TradingView — TradingView neutral
- NEWS Ladder Capital (LADR) Reports Earnings Tomorrow: What To Expect - FinancialContent — FinancialContent neutral
- NEWS Ladder Capital (LADR) Set to Release Q1 Earnings with Mixed Expe - GuruFocus — GuruFocus neutral
Generated 2026-09-25T14:07:21Z.
Upcoming dated catalysts
Thesis
Key Metrics
Quality Signals
Options Flow
Concentration Risks(10-K Item 1A)
- LOWGeographicNew York-Newark-Jersey City MSA11%10-K Item 1: 'with 4.4% and 11.2%, by property count and market value, respectively, of the collateral located in the New York-Newark-Jersey City MSA'
Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results.
Show full disclosure ▾Hide full disclosure ▴
About TrendMatrix. TrendMatrix is a publisher of general securities research and market commentary. We publish on a regular schedule. All content is the same for every subscriber in a tier — we do not provide personalized investment advice and we do not take into account any individual subscriber's financial situation, investment objectives, risk tolerance, tax situation, or holdings.
Not investment advice. TrendMatrix is not a registered investment adviser. Our content is for informational and educational purposes only. Consult your own licensed investment adviser, broker, or tax professional before making any investment decision.
Conflicts and positions. The TrendMatrix editorial team frequently holds personal long-term positions in securities discussed. We disclose positions held at the time of publication on each piece. We maintain a trading-window policy: we do not initiate or close positions in the same direction as a TrendMatrix publication within 24 hours before or 72 hours after publication.
No paid promotion. TrendMatrix does not accept payment from any issuer, broker, or third party in exchange for coverage of any security. Our sole compensation is subscription revenue.
No fiduciary duty. No fiduciary, advisory, or agency relationship is created between you and TrendMatrix by reading our content or subscribing to our service.
Performance. Past performance is not indicative of future results. Performance figures reflect the published model only and do not reflect any individual subscriber's actual results.
Rating Breakdown
2 floor-breakers·1 ceiling hit
No near-term catalyst priced in. Thesis progression will come from fundamentals grinding, not event reaction.static
Ranks in the bottom of its industry peers on the composite signal. Better names in the same sector exist.static
Price Targets
Position Sizing
Risk Alerts
Earnings
Verdict History
Frequently Asked Questions
Sell if holding. Multiple concerning factors at $9.09: Below 200-day MA; Sector modifier (Real Estate): -1.2. Chart setup: Oversold RSI 10, near Bollinger lower, volume surge. Prior stop was $8.75. Score 5.9/10, moderate confidence.
Take-profit target: $10.44 (+14.9% upside). Prior stop was $8.75. Stop-loss: $8.75.
Sector modifier (Real Estate): -1.2; Below 200-day MA.
Ladder Capital Corp trades at a P/E of 21.6 (forward 8.1). TrendMatrix value score: 6.6/10. Verdict: Sell.
13 analysts cover LADR with a consensus score of 4.2/5. Average price target: $12.
What does Ladder Capital Corp do?Ladder Capital is a commercial real estate investment trust operating balance sheet and conduit mortgage lending, CMBS...
Ladder Capital is a commercial real estate investment trust operating balance sheet and conduit mortgage lending, CMBS and other securities investment, and net-leased and diversified real estate ownership. Since its 2008 inception through 2025, Ladder has originated $31.3 billion of commercial real estate loans and $17.0 billion of conduit loans, of which $16.9 billion were sold into 75 CMBS securitizations, making it one of the largest non-bank contributors to CMBS deals in the United States.