LOWBuilt-inGeographic
11.2%
New York-Newark-Jersey City MSA
“10-K Item 1: 'with 4.4% and 11.2%, by property count and market value, respectively, of the collateral located in the New York-Newark-Jersey City MSA'”
LADR · Concentration risk · 10-K extracted
Ladder Capital (LADR) concentration risks
Updated
The most significant concentration Ladder Capital discloses is New York-Newark-Jersey City MSA at 11.2%, classified LOW by disclosed size. Below: the full set from the latest 10-K — verbatim quotes, filing references, and a synthesis of what these exposures mean together.
Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results.
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Source: Ladder Capital’s SEC Form 10-K filed — view the filing on SEC EDGAR ↗
At a glance
Disclosed-size breakdown · 1 disclosed concentration
HIGH0
MEDIUM0
LOW1
Disclosed concentrations
Each card carries a disclosed-size chip (HIGH / MEDIUM / LOW — how large the exposure is as a share of revenue, not how dangerous it is) and a nature tag: Built-in(the company’s own model, geography, or products) or Outside party (an external customer, supplier, or distributor it relies on).
TrendMatrix Research · concentration synthesis
What these concentrations mean together
updated 2026-07-06Ladder Capital discloses a single quantified concentration exposure: collateral located in the New York-Newark-Jersey City MSA represents 4.4% by property count and 11.2% by market value of the portfolio. This is a low-share structural exposure, reflecting normal geographic diversification for a commercial real estate lender rather than an outsized reliance on any one metro market. With only one disclosed concentration claim, and that claim sitting in the low band, the available disclosure does not point to a material single-geography risk — the New York-area collateral share, while apparently the largest named geographic cluster in the filing, still represents a modest fraction of overall portfolio value by both measures. This is not the kind of exposure likely to move the verdict on its own; it reads as ordinary business diversification for a commercial mortgage REIT rather than a flagged concentration risk. Absent other named exposures in the filing's disclosed source claims, Ladder's concentration profile, at least on the dimension captured here, looks comparatively contained relative to peers carrying larger single-market or single-tenant dependencies.
For the engine’s reasoning on LADR’s current verdict — including which dimensions drove the score — see the per-dimension breakdown.
Industry peers · REIT - Mortgage
Peer concentration profile
| Symbol | Name | HIGH | MEDIUM | LOW | Total |
|---|---|---|---|---|---|
| ABR | Arbor Realty Trust | 2 | 0 | 2 | 4 |
| AGNC | AGNC Investment Corp. | 0 | 2 | 0 | 2 |
| AGNCM | AGNC Investment Corp. - Deposit | 0 | 2 | 0 | 2 |
| LADR● | Ladder Capital Corp | 0 | 0 | 1 | 1 |
| ADAM | Adamas Trust, Inc. | 0 | 0 | 0 | 0 |
| AGNCN | AGNC Investment Corp. - Deposit | 0 | 0 | 0 | 0 |
Concentration counts reflect items disclosed in each peer’s most recent 10-K; disclosed-size classification uses TrendMatrix’s internal 10-K extraction taxonomy.