Universal Technical Institute has beaten earnings estimates in 3 of 4 recent quarters with an average positive surprise of 57% where estimates existed, and shows solid technical support, but a forward price-to-earnings ratio of 39.5, heavy dependence on Title IV federal education funding at 78% of revenue, and failed momentum and asymmetry screens combine to make the near-term setup unfavorable.
Thesis pillars
- Technical Support Structure→Stable
- Earnings Beat History→Stable
- Title Iv Regulatory Concentration→Stable
- +1 more pillar — see the Why tab for full reasoning
Universal Technical Institute I (UTI) Stock Analysis
Consumer Defensive · Education & Training Services
Sell if holding. Analyst target reached at $49.93 — A.R:R is negative (-1.6) — price has exceeded the analyst target. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: Concentration risk — Regulatory: Title IV Programs (78.0%).
Universal Technical Institute runs 32 campuses across 12 states through two divisions: Universal Technical Institute (15 campuses for transportation, skilled trades, and energy) and Concorde Career Colleges (17 campuses for healthcare). Average annual revenue per UTI student was... Read more
Sell if holding. Analyst target reached at $49.93 — A.R:R is negative (-1.6) — price has exceeded the analyst target. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: Concentration risk — Regulatory: Title IV Programs (78.0%). Chart setup: No clear chart pattern; technical signals are mixed. Score 4.1/10, moderate confidence.
Passes 6/8 gates (positive momentum, no SEC red flags, news events none recent, earnings proximity 31d clear, semi cycle peak clear, materials cycle peak clear). Fails on favorable risk/reward ratio and clean insider activity. Suitability: aggressive.
About Universal Technical Institute I
About Universal Technical Institute I
Universal Technical Institute trained students across 32 campuses in 12 states during fiscal year 2025, operating through two divisions: the UTI division with 15 campuses delivering transportation, skilled trades, and energy programs, and Concorde Career Colleges with 17 campuses across 8 states and online offering allied health, nursing, and dental programs. Average annual revenue per UTI student reached roughly $35,100, net of institutional scholarships and grants, in fiscal 2025; federal Title IV Programs funded approximately 78% of revenues on a cash basis.
Universal Technical Institute earns tuition revenue from students enrolled in degree, diploma, and certificate programs ranging from 30 to 120 weeks in duration. UTI's tuition for fiscal 2025 ranged from roughly $18,000 for the 30-week Wind Power program to $69,000 for the 90-week Automotive and Diesel program; approximately 58% of active UTI students received UTI-funded scholarships or grants during fiscal 2025, with 49% on in-school payment plans and 21% using the company's proprietary loan program. Concorde students access healthcare programs in dental, nursing, medical assisting, pharmacy, and physical therapy fields, completing required clinical externship hours at affiliate partner facilities as part of their coursework. The company supplements tuition revenue with manufacturer-specific advanced training programs — including Mercedes-Benz, Porsche, and Tesla partnerships — partially subsidized by the manufacturers. Veterans' benefits programs such as the Post-9/11 GI Bill and VA Vocational Rehabilitation provide an additional funding source complementary to Title IV Programs.
Show full overview
Title IV Programs funded approximately 78% of revenues on a cash basis in fiscal 2025, and the July 4, 2025 signing of OBBBA introduced amendments to the Higher Education Act that condition program eligibility on earnings benchmarks — comparing graduates' median earnings to working adults with lesser credentials — and revised borrower-defense-to-repayment rules. Any institution failing the new earnings benchmarks could face loss of Title IV eligibility for specific programs, limiting the company's ability to enroll students in those programs. The Department of Education has not yet finalized implementing regulations for the new OBBBA provisions.
See also: Consumer Defensive · Education & Training Services
From Universal Technical Institute I's most recent 10-K filing, extracted June 10, 2026.
Recent developments
updated 2026-07-07Recent Developments — Universal Technical Institute I
Latest news
- NEWS Universal Technical Institute (UTI) to Release Quarterly Earnings on Wednesday - MarketBeat — MarketBeat neutral
- NEWS Universal Technical Institute (NYSE:UTI) Stock Price Crosses Above 200-Day Moving Average - Here's What Happened - Marke — MarketBeat positive
- NEWS UTI Q2 FY2026 slides: expansion drive pressures margins, stock climbs - Investing.com — Investing.com neutral
- NEWS Earnings call transcript: UTI beats Q2 2026 EPS expectations, stock rises - Investing.com — Investing.com positive
- NEWS Universal Technical Institute, Inc. 2026 Q2 - Results - Earnings Call Presentation (NYSE:UTI) 2026-05-06 - Seeking Alpha — Seeking Alpha neutral
Generated 2026-07-07T11:31:44Z.
Upcoming dated catalysts
Thesis
Key Metrics
Quality Signals
Options Flow
Concentration Risks(10-K Item 1A)
- HIGHregulatoryTitle IV Programs78%10-K Item 1A: 'Title IV Programs...from which we derived approximately 78% of our revenues, on a cash basis, in fiscal 2025'
Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results.
Show full disclosure ▾Hide full disclosure ▴
About TrendMatrix. TrendMatrix is a publisher of general securities research and market commentary. We publish on a regular schedule. All content is the same for every subscriber in a tier — we do not provide personalized investment advice and we do not take into account any individual subscriber's financial situation, investment objectives, risk tolerance, tax situation, or holdings.
Not investment advice. TrendMatrix is not a registered investment adviser. Our content is for informational and educational purposes only. Consult your own licensed investment adviser, broker, or tax professional before making any investment decision.
Conflicts and positions. The TrendMatrix editorial team frequently holds personal long-term positions in securities discussed. We disclose positions held at the time of publication on each piece. We maintain a trading-window policy: we do not initiate or close positions in the same direction as a TrendMatrix publication within 24 hours before or 72 hours after publication.
No paid promotion. TrendMatrix does not accept payment from any issuer, broker, or third party in exchange for coverage of any security. Our sole compensation is subscription revenue.
No fiduciary duty. No fiduciary, advisory, or agency relationship is created between you and TrendMatrix by reading our content or subscribing to our service.
Performance. Past performance is not indicative of future results. Performance figures reflect the published model only and do not reflect any individual subscriber's actual results.
Rating Breakdown
4 floor-breakers
Growth below the gate floor. Component breakdown shows what dragged the score down.static
Ranks in the bottom of its industry peers on the composite signal. Better names in the same sector exist.static
Priced at a premium — multiples above sector norms. Needs delivery on growth + margins to justify.static
Technicals below the gate floor. Component breakdown shows what dragged the score down.static
Price Targets
Position Sizing
Risk Alerts
Earnings
Verdict History
Frequently Asked Questions
Sell if holding. Analyst target reached at $49.93 — A.R:R is negative (-1.6) — price has exceeded the analyst target. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: Concentration risk — Regulatory: Title IV Programs (78.0%). Chart setup: No clear chart pattern; technical signals are mixed. Prior stop was $46.43. Score 4.1/10, moderate confidence.
Take-profit target: $49.38 (-1.1% upside). Prior stop was $46.43. Stop-loss: $46.43.
Concentration risk — Regulatory: Title IV Programs (78.0%); Analyst target reached - limited upside remaining; Near 52-week high (-3.4% away).
Universal Technical Institute I trades at a P/E of 63.5 (forward 51.9). TrendMatrix value score: 3.0/10. Verdict: Sell.
11 analysts cover UTI with a consensus score of 4.1/5. Average price target: $44.
What does Universal Technical Institute I do?Universal Technical Institute runs 32 campuses across 12 states through two divisions: Universal Technical Institute...
Universal Technical Institute runs 32 campuses across 12 states through two divisions: Universal Technical Institute (15 campuses for transportation, skilled trades, and energy) and Concorde Career Colleges (17 campuses for healthcare). Average annual revenue per UTI student was roughly $35,100 in fiscal 2025; Title IV Programs funded approximately 78% of revenues on a cash basis, making Department of Education compliance central to operations.