nCino, Inc. (NCNO) Stock Analysis
Falling Knife setup
Technology · Software - Application
Sell if holding. Momentum 2.2/10 is below the 5.0 floor at $15.07 — engine's falling-knife protection flags exit rather than catching a breakdown. Specifics: Concentration risk — Supplier: Salesforce Platform; V7 low-quality RISK_OFF penalty: -0.5 (Q=4.4).
nCino provides a cloud-based banking intelligence platform built on Salesforce, serving over 2,700 financial institutions globally with loan origination, account opening, onboarding, and credit monitoring solutions. Revenue of $594.8M in fiscal 2026 comes primarily from... Read more
Sell if holding. Momentum 2.2/10 is below the 5.0 floor at $15.07 — engine's falling-knife protection flags exit rather than catching a breakdown. Specifics: Concentration risk — Supplier: Salesforce Platform; V7 low-quality RISK_OFF penalty: -0.5 (Q=4.4). Chart setup: Death cross, below all MAs, RSI 28, MACD bearish. Score 4.8/10, high confidence.
Passes 6/9 gates (favorable risk/reward ratio, clean insider activity, no SEC red flags, news events none recent, semi cycle peak clear, materials cycle peak clear). Fails on weak momentum and death cross (50MA < 200MA). Suitability: aggressive.
Recent Developments — nCino, Inc.
Latest news
- Citizens Maintains Market Outperform on Ncino, Lowers Price Target to $23 — benzinga May 18, 2026 positive
- Goldman Sachs Maintains Neutral on Ncino, Lowers Price Target to $21 — benzinga May 15, 2026 negative
- nCino Lands Raiffeisenbankengruppe Oesterreich As Landmark DACH Client To Modernise Corporate Lending Across 270 Local B — benzinga Apr 28, 2026 positive
Generated 2026-05-20T21:06:21Z.
Thesis
Key Metrics
Quality Signals
Options Flow
Concentration Risks(10-K Item 1A)
- HIGHSupplierSalesforce Platform10-K Item 1A: 'Fundamental elements of the nCino Platform are built on the Salesforce Platform and we rely on our agreement with Salesforce to provide this solution to our customers.'
Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. Full disclaimer
Rating Breakdown
2 floor-breakers
Ranks in the bottom of its industry peers on the composite signal. Better names in the same sector exist.static
Price action weak — below key moving averages, no momentum carry. Needs a base before trend-continuation setups apply.static
Price Targets
Position Sizing
Risk Alerts
Earnings
Verdict History
Frequently Asked Questions
Sell if holding. Momentum 2.2/10 is below the 5.0 floor at $15.07 — engine's falling-knife protection flags exit rather than catching a breakdown. Specifics: Concentration risk — Supplier: Salesforce Platform; V7 low-quality RISK_OFF penalty: -0.5 (Q=4.4). Chart setup: Death cross, below all MAs, RSI 28, MACD bearish. Prior stop was $14.04. Score 4.8/10, high confidence.
Take-profit target: $20.57 (+36.7% upside). Prior stop was $14.04. Stop-loss: $14.04.
Concentration risk — Supplier: Salesforce Platform; V7 low-quality RISK_OFF penalty: -0.5 (Q=4.4); Sector modifier (Technology): -0.8.
nCino, Inc. trades at a P/E of 302.2 (forward 10.6). TrendMatrix value score: 7.3/10. Verdict: Sell.
23 analysts cover NCNO with a consensus score of 4.0/5. Average price target: $24.
What does nCino, Inc. do?nCino provides a cloud-based banking intelligence platform built on Salesforce, serving over 2,700 financial...
nCino provides a cloud-based banking intelligence platform built on Salesforce, serving over 2,700 financial institutions globally with loan origination, account opening, onboarding, and credit monitoring solutions. Revenue of $594.8M in fiscal 2026 comes primarily from multi-year subscription contracts; no single customer exceeded 10% of revenue.