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Murphy USA Inc. (MUSA) Stock Analysis

SellVALUE-TRAP 3/5High Confidence

Consumer Cyclical · Specialty Retail

Sell if holding. Analyst target reached at $571.34 — A.R:R is negative (-1.2) — price has exceeded the analyst target. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: Concentration risk — Supplier: Core-Mark (78.0%).

Murphy USA operates 1,800 retail fuel and convenience stores (Murphy USA, Murphy Express, QuickChek) across 27 U.S. states, primarily adjacent to Walmart stores. Revenue comes from motor fuel sales (4.8B gallons in 2025) and merchandise; 78% of merchandise is sourced from a... Read more

$571.34+5.6% A.UpsideScore 5.5/10#6 of 18 Specialty Retail
QualityF-score6 / 9FCF yield3.74%
IncomeYield0.43%(5y avg 0.46%)Payout7.97%sustainable
Stop $525.77Target $596.95(resistance)A.R:R -1.2:1
Analyst target$558.00-2.3%9 analysts
$596.95our TP
$571.34price
$558.00mean
$380
$655

Sell if holding. Analyst target reached at $571.34 — A.R:R is negative (-1.2) — price has exceeded the analyst target. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: Concentration risk — Supplier: Core-Mark (78.0%). Chart setup: No recognized chart pattern (not a breakout, bounce, continuation, recovery, falling knife, or range) — technicals mixed. Score 5.5/10, high confidence.

Passes 6/8 gates (clean insider activity, no SEC red flags, news events none recent, earnings proximity 71d clear, semi cycle peak clear, materials cycle peak clear). Fails on weak momentum and favorable risk/reward ratio. Suitability: moderate.

Recent Developments — Murphy USA Inc.

Generated 2026-05-20T21:06:21Z.

Thesis

Rewards
Strong earnings beat streak (3/4)
Strong growth profile
Risks
Concentration risk — Supplier: Core-Mark (78.0%)
Analyst target reached - limited upside remaining
V7 low-quality RISK_OFF penalty: -0.5 (Q=4.7)

Key Metrics

P/E (TTM)19.7
P/E (Fwd)19.3
Mkt Cap$10.4B
EV/EBITDA11.4
Profit Mgn3.2%
ROE80.3%
Rev Growth7.1%
Beta0.36
Dividend0.43%
Rating analysts17

Quality Signals

Piotroski F6/9

Options Flow

P/C1.79bearish
IV41%normal
Max Pain$400-30.0% vs spot

Concentration Risks(10-K Item 1A)

  • HIGHSupplierCore-Mark78%
    10-K Item 1A: 'In 2025, over 78% of our merchandise, including most nicotine products and grocery items, was purchased from a single wholesale grocer, Core-Mark.'

Material Events(8-K, last 90d)

  • 2026-04-06Item 5.02LOW
    Donald R. Smith Jr. appointed SVP, CFO and Treasurer effective April 3, 2026, converting from Interim CFO (since Oct 2025). Salary set at $550K. No successor needed.
    SEC filing →

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. Full disclaimer

Rating Breakdown

10 dimensions · all in-band

GatesMomentum 4.1<4.5A.R:R -1.2=NEGATIVEInsider activity: OKNo SEC red flagsNEWS EVENTS NONE RECENTEARNINGS PROXIMITY 71d clearSEMI CYCLE PEAK CLEARMATERIALS CYCLE PEAK CLEARSuitability: Moderate
RSI
62 · Neutral
20D MA 50D MA 200D MAGOLDEN CROSSSupport $496.60Resistance $609.13

Price Targets

$526
$597
A.Upside+4.5%
A.R:R-1.2:1

Position Sizing

ConvictionNone
Suggested %0.5%
Max %1%
RegimeRisk-Off

Risk Alerts

! Target reached (-14.1% upside)
! Momentum score 4.1/10 — below 4.5 minimum
! Negative risk/reward — downside exceeds upside

Earnings

B
B
B
M
3/4 beats
Next Earnings2026-07-29 (71d)

Verdict History

reverse chrono — latest first
Loading history...
Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is MUSA stock a buy right now?

Sell if holding. Analyst target reached at $571.34 — A.R:R is negative (-1.2) — price has exceeded the analyst target. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: Concentration risk — Supplier: Core-Mark (78.0%). Chart setup: No recognized chart pattern (not a breakout, bounce, continuation, recovery, falling knife, or range) — technicals mixed. Prior stop was $525.77. Score 5.5/10, high confidence.

What is the MUSA stock price target?

Take-profit target: $596.95 (+5.6% upside). Prior stop was $525.77. Stop-loss: $525.77.

What are the risks of investing in MUSA?

Concentration risk — Supplier: Core-Mark (78.0%); Analyst target reached - limited upside remaining; V7 low-quality RISK_OFF penalty: -0.5 (Q=4.7).

Is MUSA overvalued or undervalued?

Murphy USA Inc. trades at a P/E of 19.7 (forward 19.3). TrendMatrix value score: 6.8/10. Verdict: Sell.

What do analysts say about MUSA?

17 analysts cover MUSA with a consensus score of 3.7/5. Average price target: $558.

What does Murphy USA Inc. do?Murphy USA operates 1,800 retail fuel and convenience stores (Murphy USA, Murphy Express, QuickChek) across 27 U.S....

Murphy USA operates 1,800 retail fuel and convenience stores (Murphy USA, Murphy Express, QuickChek) across 27 U.S. states, primarily adjacent to Walmart stores. Revenue comes from motor fuel sales (4.8B gallons in 2025) and merchandise; 78% of merchandise is sourced from a single wholesale grocer, Core-Mark.

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