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ELVElevance Health, Inc.Sell4.8·$397.80-1.02%
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Elevance Health, Inc. (ELV) Stock Analysis

Range Bound setup

SellVALUE-TRAP 1/5Moderate Confidence

Healthcare · Healthcare Plans

Sell if holding. Engine safety override at $397.80: Quality below floor (3.8 < 4.0) triggers a hard block regardless of the otherwise-positive setup — overall score 4.8/10. Specifically: Below-average business quality; Negative price momentum.

Elevance Health is one of the largest U.S. health insurers with approximately 45.2 million medical members, offering commercial, Medicare and Medicaid health plans primarily under Anthem Blue Cross/Blue Shield brands across 14+ states, plus pharmacy services through CarelonRx.... Read more

$397.80+5.2% A.UpsideScore 4.8/10#9 of 11 Healthcare Plans
QualityF-score6 / 9FCF yield4.93%
IncomeYield1.71%(5y avg 1.36%)Payout29.03%sustainable
Stop $374.52Target $418.44(resistance)A.R:R -1.0:1
Analyst target$415.81+4.5%21 analysts
$418.44our TP
$397.80price
$415.81mean
$331
$498

Sell if holding. Engine safety override at $397.80: Quality below floor (3.8 < 4.0) triggers a hard block regardless of the otherwise-positive setup — overall score 4.8/10. Specifically: Below-average business quality; Negative price momentum. Chart setup: RSI 54 mid-range, Bollinger mid-band. Score 4.8/10, moderate confidence.

Passes 6/8 gates (clean insider activity, no SEC red flags, news boost earnings 0.70, earnings proximity 30d clear, semi cycle peak clear, materials cycle peak clear). Fails on weak momentum and favorable risk/reward ratio. Suitability: moderate.

10-K grounded · weekly refresh

About Elevance Health, Inc.

About Elevance Health, Inc.

Elevance Health served approximately 45.2 million medical members through affiliated health plans as of December 31, 2025, ranking among the largest U.S. health insurers by medical membership. Approximately 32% of total consolidated revenues came from U.S. government agencies in 2025, up from 29% in 2023. The company's Blue Cross and Blue Shield licenses span 14 states including California, Ohio, Indiana, Virginia, and New York, and in 2025 Elevance Health expanded into select service areas in Florida, Maryland, and Texas through its Simply Healthcare and Wellpoint brands.

Elevance Health earns revenue through four reportable segments: Health Benefits (risk-based and fee-based plans across commercial, Medicare, and Medicaid markets), CarelonRx (pharmacy services), Carelon Services (integrated physical, behavioral, and social care), and Corporate & Other. Commercial premiums are generally fixed for 12-month periods; Medicare Advantage revenues are based on CMS bids submitted six months before the contract year, with explicit gain and loss margin requirements. CarelonRx delegates certain core pharmacy services — including home delivery, specialty pharmacies, and claims adjudication — to CaremarkPCS Health, L.L.C. (a CVS Health Corporation subsidiary) under an agreement extending through December 31, 2027. The Medicaid business spans 24 states and Washington D.C., covering managed care for low-income populations, dual-eligible members, and specialty programs such as LTSS, CHIP, and behavioral health. Fee-based administrative services — claims processing, provider network access, and medical management — serve employer groups that self-fund benefit plans.

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The CMS Star Rating program creates a binary revenue threshold for Elevance Health's Medicare Advantage business: plans rated at 4.0 stars or higher earn quality-based bonus payments, and plans paying minimum MLR rebates for five consecutive years face CMS contract termination. The company's 2026 Star Ratings (released October 2025, effective for 2027 bonus payments) showed approximately 59% of Medicare Advantage members enrolled in plans rated at least 4.0 stars, up from 40% under 2025 Star Ratings. Plans that lose 4.0-star status lose year-round marketing rights, which may impact membership growth depending on future CMS rating changes.

See also: Healthcare · Healthcare Plans

From Elevance Health, Inc.'s most recent 10-K filing, extracted June 10, 2026.

news + 30-day 8-K events · 5-min refresh

Recent developments

updated 2026-06-17
TrendMatrix Research · upcoming catalyst calendar

Upcoming dated catalysts

Thu, Jul 16, 202630d to earnings· next earnings call

Thesis

Rewards
Recent Earnings detected in news
Risks
Target reached (-5.9% upside)
Quality below floor (3.8 < 4.0)

Key Metrics

P/E (TTM)17.0
P/E (Fwd)13.7
Mkt Cap$87.3B
EV/EBITDA9.6
Profit Mgn2.6%
ROE12.1%
Rev Growth2.6%
Beta0.68
Dividend1.71%
Rating analysts29

Quality Signals

Piotroski F6/9

Options Flow

P/C0.26bullish
IV43%normal
Max Pain$650+63.4% vs spot

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results.

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About TrendMatrix. TrendMatrix is a publisher of general securities research and market commentary. We publish on a regular schedule. All content is the same for every subscriber in a tier — we do not provide personalized investment advice and we do not take into account any individual subscriber's financial situation, investment objectives, risk tolerance, tax situation, or holdings.

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Conflicts and positions. The TrendMatrix editorial team frequently holds personal long-term positions in securities discussed. We disclose positions held at the time of publication on each piece. We maintain a trading-window policy: we do not initiate or close positions in the same direction as a TrendMatrix publication within 24 hours before or 72 hours after publication.

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Performance. Past performance is not indicative of future results. Performance figures reflect the published model only and do not reflect any individual subscriber's actual results.

Methodology · Editorial policy & full disclaimer

Rating Breakdown

3 floor-breakers

Growth below the gate floor. Component breakdown shows what dragged the score down.static

Earnings Growth
0.0
Revenue Growth
3.1

Momentum below the gate floor. Component breakdown shows what dragged the score down.static

Macd
0.0
Obv
1.0
Volume
1.5
Rsi
5.5
Ma Position
6.0
Volume distribution (falling OBV)Above 200-day MA

Quality below the gate floor. Component breakdown shows what dragged the score down.static

Gross Margin
1.2
Net Margin
1.3
Operating Margin
2.1
Roa
2.7
Roe
4.0
Moat
5.0
Current Ratio
5.4
Fcf Quality
6.1
Piotroski F
6.7
No competitive moat
GatesMomentum 2.8<4.5A.R:R -1.0=NEGATIVEInsider activity: OKNo SEC red flagsNEWS BOOST EARNINGS 0.70EARNINGS PROXIMITY 30d clearSEMI CYCLE PEAK CLEARMATERIALS CYCLE PEAK CLEARRange BoundSuitability: Moderate
RSI
54 · Neutral
20D MA 50D MA 200D MAGOLDEN CROSSSupport $382.74Resistance $426.98

Price Targets

$375
$418
A.Upside+5.2%
A.R:R-1.0:1

Position Sizing

ConvictionNone
Suggested %0.5%
Max %1%
RegimeSteady

Risk Alerts

! Target reached (-5.9% upside)
! Quality below floor (3.8 < 4.0)
! momentum at 2.8 (below the engine's 4.5 threshold)

Earnings

B
B
B
M
3/4 beats
Next Earnings2026-07-16 (30d)

Verdict History

reverse chrono — latest first
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Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is ELV stock a buy right now?

Sell if holding. Engine safety override at $397.80: Quality below floor (3.8 < 4.0) triggers a hard block regardless of the otherwise-positive setup — overall score 4.8/10. Specifically: Below-average business quality; Negative price momentum. Chart setup: RSI 54 mid-range, Bollinger mid-band. Prior stop was $374.52. Score 4.8/10, moderate confidence.

What is the ELV stock price target?

Take-profit target: $418.44 (+5.2% upside). Prior stop was $374.52. Stop-loss: $374.52.

What are the risks of investing in ELV?

Target reached (-5.9% upside); Quality below floor (3.8 < 4.0).

Is ELV overvalued or undervalued?

Elevance Health, Inc. trades at a P/E of 17.0 (forward 13.7). TrendMatrix value score: 6.6/10. Verdict: Sell.

What do analysts say about ELV?

29 analysts cover ELV with a consensus score of 3.8/5. Average price target: $416.

What does Elevance Health, Inc. do?Elevance Health is one of the largest U.S. health insurers with approximately 45.2 million medical members, offering...

Elevance Health is one of the largest U.S. health insurers with approximately 45.2 million medical members, offering commercial, Medicare and Medicaid health plans primarily under Anthem Blue Cross/Blue Shield brands across 14+ states, plus pharmacy services through CarelonRx. Medicaid represents 45.8% of revenue and U.S. government agencies collectively account for approximately 32% of total consolidated revenues.

Related stocks: OSCR (Oscar Health, Inc.) · CI (The Cigna Group) · CVS (CVS Health Corporation) · HUM (Humana Inc.) · CNC (Centene Corporation)
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