Oscar Health, Inc. (OSCR) Stock Analysis
Recovery setup
Healthcare · Healthcare Plans
Sell if holding. Engine safety override at $24.46: a dimension score below its floor triggers a hard block regardless of the otherwise-positive setup — overall score 5.8/10. Specifically: Below-average business quality.
Oscar Health is a technology-enabled health insurer offering ACA marketplace plans in 18-20 US states to approximately 2.0 million effectuated members as of December 31, 2025. Revenue is substantially from health insurance premiums; 93% is collected from CMS via APTC and 7% from... Read more
Sell if holding. Engine safety override at $24.46: a dimension score below its floor triggers a hard block regardless of the otherwise-positive setup — overall score 5.8/10. Specifically: Below-average business quality. Chart setup: Death cross but MACD improving, RSI 81. Score 5.8/10, moderate confidence.
Passes 7/9 gates (positive momentum, clean insider activity, no SEC red flags, news events none recent, earnings proximity 82d clear, semi cycle peak clear, materials cycle peak clear). Fails on favorable risk/reward ratio and healthcare gov payer hard block. Suitability: aggressive.
Recent Developments — Oscar Health, Inc.
Latest news
- UBS Maintains Neutral on Oscar Health, Raises Price Target to $20 — benzinga May 7, 2026 neutral
- Barclays Maintains Equal-Weight on Oscar Health, Raises Price Target to $21 — benzinga May 7, 2026 neutral
- Baird Maintains Neutral on Oscar Health, Raises Price Target to $19 — benzinga May 7, 2026 neutral
- Earnings Scheduled For May 6, 2026 — benzinga May 6, 2026 neutral
- This Celsius Holdings Analyst Begins Coverage With A Neutral Rating; Here Are Top 2 Initiations For Wednesday — benzinga May 6, 2026 neutral
Generated 2026-05-20T20:21:21Z.
Thesis
Key Metrics
Quality Signals
Options Flow
Concentration Risks(10-K Item 1A)
- HIGHCustomerCMS (APTC premiums)93%10-K Item 1: 'For the year ended December 31, 2025, 93% of premiums were earned directly from CMS and 7% were from our members.'
- HIGHGeographicFlorida10-K Item 1: 'Florida| 1,179,934 ... Total| 2,042,449'
Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. Full disclaimer
Rating Breakdown
1 floor-breaker·1 ceiling hit
Unprofitable operations — net margin -0.3%. Quality floor flags this regardless of sector context.static
Price Targets
Position Sizing
Risk Alerts
Earnings
Verdict History
Frequently Asked Questions
Sell if holding. Engine safety override at $24.46: a dimension score below its floor triggers a hard block regardless of the otherwise-positive setup — overall score 5.8/10. Specifically: Below-average business quality. Chart setup: Death cross but MACD improving, RSI 81. Prior stop was $22.80. Score 5.8/10, moderate confidence.
Take-profit target: $25.07 (+2.2% upside). Prior stop was $22.80. Stop-loss: $22.80.
Healthcare gov-payer cliff: 93% of revenue from CMS (APTC premiums) (≥70% threshold). CMS rate-change exposure dominates.; Concentration risk — Customer: CMS (APTC premiums) (93.0%); Concentration risk — Geographic: Florida.
Oscar Health, Inc. trades at a P/E of N/A (forward 17.8). TrendMatrix value score: 6.0/10. Verdict: Sell.
18 analysts cover OSCR with a consensus score of 3.4/5. Average price target: $20.
What does Oscar Health, Inc. do?Oscar Health is a technology-enabled health insurer offering ACA marketplace plans in 18-20 US states to approximately...
Oscar Health is a technology-enabled health insurer offering ACA marketplace plans in 18-20 US states to approximately 2.0 million effectuated members as of December 31, 2025. Revenue is substantially from health insurance premiums; 93% is collected from CMS via APTC and 7% from members directly.