Oscar Health, Inc. (OSCR) Stock Analysis
Recovery setup
Healthcare · Healthcare Plans
Sell if holding. Engine safety override at $17.91: a dimension score below its floor triggers a hard block regardless of the otherwise-positive setup — overall score 5.2/10. Specifically: High short interest: 11%; Below-average business quality.
Oscar Health offers ACA individual and family health plans in 20 states, serving approximately 2.0 million effectuated members as of December 31, 2025, through a cloud-native technology platform. Revenue is derived primarily from health insurance premiums, with 93% of premiums... Read more
Sell if holding. Engine safety override at $17.91: a dimension score below its floor triggers a hard block regardless of the otherwise-positive setup — overall score 5.2/10. Specifically: High short interest: 11%; Below-average business quality. Chart setup: Death cross but MACD improving, RSI 87. Score 5.2/10, moderate confidence.
Passes 5/9 gates (positive momentum, clean insider activity, no SEC red flags, news events none recent, semi cycle peak clear). Fails on favorable risk/reward ratio and earnings proximity 6d<=7d and healthcare gov payer hard block. Suitability: aggressive.
Thesis
Key Metrics
Quality Signals
Options Flow
Concentration Risks(10-K Item 1A)
- HIGHCustomerCMS93%10-K Item 1A: '93% of premiums were earned directly from CMS and 7% were from our members'
- HIGHGeographicFlorida10-K Item 1A: 'Florida| 1,179,934| | 871,881'
Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. Full disclaimer
Rating Breakdown
4 floor-breakers
Unprofitable operations — net margin -3.8%. Quality floor flags this regardless of sector context.static
Technicals below the gate floor. Component breakdown shows what dragged the score down.static
Ranks in the bottom of its industry peers on the composite signal. Better names in the same sector exist.static
No near-term catalyst priced in. Thesis progression will come from fundamentals grinding, not event reaction.static
Price Targets
Position Sizing
Risk Alerts
Earnings
Verdict History
Frequently Asked Questions
Sell if holding. Engine safety override at $17.91: a dimension score below its floor triggers a hard block regardless of the otherwise-positive setup — overall score 5.2/10. Specifically: High short interest: 11%; Below-average business quality. Chart setup: Death cross but MACD improving, RSI 87. Prior stop was $16.65. Score 5.2/10, moderate confidence.
Take-profit target: $17.78 (-0.7% upside). Prior stop was $16.65. Stop-loss: $16.65.
Healthcare gov-payer cliff: 93% of revenue from CMS (≥70% threshold). CMS rate-change exposure dominates.; Concentration risk — Customer: CMS (93.0%); Concentration risk — Geographic: Florida.
Oscar Health, Inc. trades at a P/E of N/A (forward 12.4). TrendMatrix value score: 8.4/10. Verdict: Sell.
17 analysts cover OSCR with a consensus score of 2.6/5. Average price target: $16.
What does Oscar Health, Inc. do?Oscar Health offers ACA individual and family health plans in 20 states, serving approximately 2.0 million effectuated...
Oscar Health offers ACA individual and family health plans in 20 states, serving approximately 2.0 million effectuated members as of December 31, 2025, through a cloud-native technology platform. Revenue is derived primarily from health insurance premiums, with 93% of premiums earned directly from CMS and 7% from members.