Skip to main content

Ameriprise Financial, Inc. (AMP) Stock Analysis

Recovery setup

HoldVALUE-TRAP 1/5Moderate Confidence

Financial Services · Asset Management

Hold if already holding. Not a fresh buy at $480.52, but acceptable to hold if already in. Reasons: Analyst target reached - limited upside remaining; Below 200-MA, MA slope -2.0%/30d (confirmed downtrend).

Ameriprise Financial is a diversified financial services company with two primary segments: Wealth Management, served through a network of more than 10,000 financial advisors targeting households with $500K-$5M in assets, and Asset Management via Columbia Threadneedle... Read more

$480.52-0.6% A.UpsideScore 6.2/10#18 of 109 Asset Management
Stop $455.80Target $477.32(resistance)A.R:R -0.2:1
Analyst target$538.45+12.1%11 analysts
$477.32our TP
$480.52price
$538.45mean
$452
$636

Hold if already holding. Not a fresh buy at $480.52, but acceptable to hold if already in. Reasons: Analyst target reached - limited upside remaining; Below 200-MA, MA slope -2.0%/30d (confirmed downtrend). Chart setup: Death cross but MACD improving, RSI 71. Maintain position. Not compelling to add more. Score 6.2/10, moderate confidence.

Passes 6/8 gates (positive momentum, clean insider activity, no SEC red flags, news boost analyst 0.40, earnings proximity 84d clear, semi cycle peak clear). Fails on favorable risk/reward ratio. Suitability: moderate.

Thesis

Rewards
Strong earnings beat streak (3/4)
High-quality business
Attractive valuation
Risks
Analyst target reached - limited upside remaining
Below 200-MA, MA slope -2.0%/30d (confirmed downtrend)

Key Metrics

P/E (TTM)11.8
P/E (Fwd)10.1
Mkt Cap$42.8B
EV/EBITDA
Profit Mgn20.2%
ROE66.9%
Rev Growth9.0%
Beta1.27
Dividend1.43%
Rating analysts20

Quality Signals

Piotroski F9/9

Options Flow

P/C1.02bearish
IV46%normal
Max Pain$300-37.6% vs spot

Concentration Risks(10-K Item 1A)

  • MEDIUMProductColumbia Management family of mutual funds
    10-K Item 1A: 'a significant portion of our revenue is derived from investment management agreements with the Columbia Management family of mutual funds ... terminable on 60 days' notice'

Material Events(8-K, last 90d)

  • 2026-02-12Item 5.02MEDIUM
    Joseph E. Sweeney, President, Advice & Wealth Management Products & Service Delivery, announced retirement effective April 3, 2026. No successor named. Retirement decision; no disagreement with issuer cited.
    SEC filing →

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. Full disclaimer

Rating Breakdown

1 floor-breaker

Technicals below the gate floor. Component breakdown shows what dragged the score down.static

Support Resistance
1.1
Bollinger
1.2
52w Position
7.5
GatesA.R:R -0.2=NEGATIVEDeath cross (50MA < 200MA)Momentum 5.8>=5.5Insider activity: OKNo SEC red flagsNEWS BOOST ANALYST 0.40EARNINGS PROXIMITY 84d clearSEMI CYCLE PEAK CLEARRecoverySuitability: Moderate
RSI
71 · Overbought
20D MA 50D MA 200D MADEATH CROSSSupport $422.37Resistance $487.06

Price Targets

$456
$477
A.Upside-0.7%
A.R:R-0.2:1

Position Sizing

ConvictionNone
Suggested %0.5%
Max %1%
RegimeCautious

Risk Alerts

! Target reached (-2.4% upside)
! Negative risk/reward — downside exceeds upside

Earnings

B
B
B
M
3/4 beats
Next Earnings2026-07-23 (84d)

Verdict History

reverse chrono — latest first
Loading history...
Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is AMP stock a buy right now?

Hold if already holding. Not a fresh buy at $480.52, but acceptable to hold if already in. Reasons: Analyst target reached - limited upside remaining; Below 200-MA, MA slope -2.0%/30d (confirmed downtrend). Chart setup: Death cross but MACD improving, RSI 71. Maintain position. Not compelling to add more. Target $477.32 (-0.7%), stop $455.80 (−5.4%), A.R:R -0.2:1. Score 6.2/10, moderate confidence.

What is the AMP stock price target?

Take-profit target: $477.32 (-0.6% upside). Target $477.32 (-0.7%), stop $455.80 (−5.4%), A.R:R -0.2:1. Stop-loss: $455.80.

What are the risks of investing in AMP?

Analyst target reached - limited upside remaining; Below 200-MA, MA slope -2.0%/30d (confirmed downtrend).

Is AMP overvalued or undervalued?

Ameriprise Financial, Inc. trades at a P/E of 11.8 (forward 10.1). TrendMatrix value score: 7.1/10. Verdict: Hold.

What do analysts say about AMP?

20 analysts cover AMP with a consensus score of 3.8/5. Average price target: $538.

What does Ameriprise Financial, Inc. do?Ameriprise Financial is a diversified financial services company with two primary segments: Wealth Management, served...

Ameriprise Financial is a diversified financial services company with two primary segments: Wealth Management, served through a network of more than 10,000 financial advisors targeting households with $500K-$5M in assets, and Asset Management via Columbia Threadneedle Investments globally. Revenue is earned through advisory fees, commissions, and investment management fees across retail and institutional clients.

Related stocks: VCTR (Victory Capital Holdings, Inc. ) · BX (Blackstone Inc.) · JHG (Janus Henderson Group plc) · BLK (BlackRock, Inc.) · STEP (StepStone Group Inc.)