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Raymond James Financial, Inc. (RJF) Stock Analysis

HoldModerate Confidence

Financial Services · Asset Management

Hold if already holding. Not a fresh buy at $151.02, but acceptable to hold if already in. Reasons: Analyst target reached - limited upside remaining; Negative momentum.

Raymond James Financial is a diversified financial services firm with five segments: Private Client Group ($1.67T AUA, 8,943 advisors), Capital Markets, Asset Management, Bank ($65.26B assets), and Other. Revenue is earned from asset-based fees, brokerage commissions, investment... Read more

$151.02+0.7% A.UpsideScore 5.8/10#31 of 112 Asset Management
QualityF-score9 / 9FCF yield—
IncomeYield1.40%(5y avg 1.31%)Payout19.64%sustainable
Stop $145.24Target $152.05(analyst − 13%)A.R:R 0.1:1
Analyst target$174.77+15.7%13 analysts
$152.05our TP
$151.02price
$174.77mean
$198

Hold if already holding. Not a fresh buy at $151.02, but acceptable to hold if already in. Reasons: Analyst target reached - limited upside remaining; Negative momentum. Chart setup: No recognized chart pattern (not a breakout, bounce, continuation, recovery, falling knife, or range) — technicals mixed. Maintain position. Not compelling to add more. Score 5.8/10, moderate confidence.

Passes 6/9 gates (clean insider activity, no SEC red flags, news events none recent, earnings proximity 64d clear, semi cycle peak clear, materials cycle peak clear). Fails on weak momentum and favorable risk/reward ratio and death cross (50MA < 200MA). Suitability: moderate.

Val7.6Qual7.2Grw5.4Mom2.7Sent5.7Ins5.0Peer4.7Tech8.5Risk5.75.8OVERALL

Recent Developments — Raymond James Financial, Inc.

Latest news

Generated 2026-05-20T21:06:21Z.

Thesis

Rewards
V7 quality resilience bonus: +0.2 (Q=7.2 in RISK_OFF)
Sector modifier (Financial Services): +1.0
Strong earnings beat streak (3/4)
Risks
Analyst target reached - limited upside remaining
Negative momentum
Below 200-day MA

Key Metrics

P/E (TTM)14.6
P/E (Fwd)11.5
Mkt Cap$30.1B
EV/EBITDA—
Profit Mgn14.6%
ROE17.3%
Rev Growth13.1%
Beta0.99
Dividend1.40%
Rating analysts18

Quality Signals

Piotroski F9/9MoatWideCompounder✓

Options Flow

P/C4.54bearish
IV39%normal

Concentration Risks(10-K Item 1A)

  • MEDIUMloan_portfolioSBL and residential mortgage loans46%
    10-K Item 1: 'SBL and residential mortgage loans held for investment represented 46% of the Bank segment’s total assets.'
  • MEDIUMloan_portfoliocorporate and tax exempt loans33%
    10-K Item 1: 'Corporate and tax exempt loans held for investment represented 33% of the Bank segment’s total assets'

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. Full disclaimer

Rating Breakdown

1 floor-breaker

Momentum below the gate floor. Component breakdown shows what dragged the score down.static

Macd
0.0
Obv
1.0
Ma Position
3.5
Volume
4.3
Rsi
4.5
Volume distribution (falling OBV)Below 200-MA, MA slope flat
GatesMomentum 2.7<4.5A.R:R 0.1 < 1.5@spotDeath cross (50MA < 200MA)Insider activity: OKNo SEC red flagsNEWS EVENTS NONE RECENTEARNINGS PROXIMITY 64d clearSEMI CYCLE PEAK CLEARMATERIALS CYCLE PEAK CLEARSuitability: Moderate
RSI
42 · Neutral
↓ 20D MA↑ 50D MA↓ 200D MADEATH CROSSSupport $149.73Resistance $161.08

Price Targets

$145
$152
A.Upside+0.7%
A.R:R0.1:1

Position Sizing

ConvictionNone
Suggested %0.5%
Max %1%
RegimeRisk-Off

Risk Alerts

! Target reached (0.7% upside)
! Momentum score 2.7/10 — below 4.5 minimum
! Reward/Risk 0.1:1 at current price — below 1.5:1 minimum

Earnings

B
B
B
M
3/4 beats
Next Earnings2026-07-22 (64d)

Verdict History

reverse chrono — latest first
Loading history...
Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is RJF stock a buy right now?

Hold if already holding. Not a fresh buy at $151.02, but acceptable to hold if already in. Reasons: Analyst target reached - limited upside remaining; Negative momentum. Chart setup: No recognized chart pattern (not a breakout, bounce, continuation, recovery, falling knife, or range) — technicals mixed. Maintain position. Not compelling to add more. Target $152.05 (+0.7%), stop $145.24 (−4.0%), A.R:R 0.1:1. Score 5.8/10, moderate confidence.

What is the RJF stock price target?

Take-profit target: $152.05 (+0.7% upside). Target $152.05 (+0.7%), stop $145.24 (−4.0%), A.R:R 0.1:1. Stop-loss: $145.24.

What are the risks of investing in RJF?

Analyst target reached - limited upside remaining; Negative momentum; Below 200-day MA.

Is RJF overvalued or undervalued?

Raymond James Financial, Inc. trades at a P/E of 14.6 (forward 11.5). TrendMatrix value score: 7.6/10. Verdict: Hold.

What do analysts say about RJF?

18 analysts cover RJF with a consensus score of 3.6/5. Average price target: $175.

What does Raymond James Financial, Inc. do?Raymond James Financial is a diversified financial services firm with five segments: Private Client Group ($1.67T AUA,...

Raymond James Financial is a diversified financial services firm with five segments: Private Client Group ($1.67T AUA, 8,943 advisors), Capital Markets, Asset Management, Bank ($65.26B assets), and Other. Revenue is earned from asset-based fees, brokerage commissions, investment banking, and net interest income; primarily U.S. with modest Canada/UK operations.

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