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Raymond James Financial, Inc. (RJF) Stock Analysis

Recovery setup

HoldDEATH CROSS (EXEMPT)Moderate Confidence

Financial Services · Asset Management

Hold if already holding. Not a fresh buy at $157.21, but acceptable to hold if already in. Reasons: Analyst target reached - limited upside remaining; Below 200-day MA.

Raymond James Financial is a diversified U.S. financial services firm providing private client group, capital markets, asset management, and banking services through 8,943 financial advisors managing $1.67 trillion in client assets as of September 30, 2025. PCG segment net... Read more

$157.21+10.4% A.UpsideScore 6.1/10#24 of 109 Asset Management
Entry $140.72(support + ATR)Stop $134.66Target $155.31(resistance)A.R:R -0.2:1Setup A.R:R 2.4:1
Analyst target$174.77+11.2%13 analysts
$155.31our TP
$157.21price
$174.77mean
$147
$198

Hold if already holding. Not a fresh buy at $157.21, but acceptable to hold if already in. Reasons: Analyst target reached - limited upside remaining; Below 200-day MA. Chart setup: Death cross but MACD improving, RSI 72. Downgraded from BUY WAIT — price $156.22 has reached target $155.31. No upside to wait for. Score 6.1/10, moderate confidence.

Passes 7/9 gates (positive momentum, clean insider activity, positive momentum, no SEC red flags, news boost analyst 0.40, earnings proximity 83d clear, semi cycle peak clear). Fails on favorable risk/reward ratio. Suitability: moderate.

Thesis

Rewards
Strong earnings beat streak (3/4)
Positive news sentiment (+0.67)
High-quality business
Risks
Analyst target reached - limited upside remaining
Below 200-day MA

Key Metrics

P/E (TTM)14.7
P/E (Fwd)11.6
Mkt Cap$30.3B
EV/EBITDA
Profit Mgn14.6%
ROE
Rev Growth13.4%
Beta1.01
Dividend1.39%
Rating analysts18

Quality Signals

Piotroski F9/9

Options Flow

P/C5.87bearish
IV42%normal
Max Pain$220+39.9% vs spot

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. Full disclaimer

Rating Breakdown

1 floor-breaker

Ranks in the bottom of its industry peers on the composite signal. Better names in the same sector exist.static

Quality Rank
2.8
Value Rank
6.3
Growth Rank
6.7
GatesA.R:R -0.2=NEGATIVEDeath cross exempted (quality + momentum high enough)Momentum 5.9>=5.5Insider activity: OKNo SEC red flagsNEWS BOOST ANALYST 0.40EARNINGS PROXIMITY 83d clearSEMI CYCLE PEAK CLEARRecoverySuitability: Moderate
RSI
72 · Overbought
20D MA 50D MA 200D MADEATH CROSSSupport $138.82Resistance $158.48

Price Targets

$135
$141
$155
A.Upside-1.2%
A.R:R-0.2:1
Setup A.R:R (at entry)2.4:1

Position Sizing

ConvictionHigh conviction
Suggested %0.6%
Max %1.3%
RegimeSteady

Risk Alerts

! Target reached (-2.7% upside)
! NEWS_MOD=+2: HOLD_IF_HOLDING → STRONG_BUY_WAIT
! Negative risk/reward — downside exceeds upside

Earnings

B
B
B
M
3/4 beats
Next Earnings2026-07-22 (83d)

Verdict History

reverse chrono — latest first
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Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is RJF stock a buy right now?

Hold if already holding. Not a fresh buy at $157.21, but acceptable to hold if already in. Reasons: Analyst target reached - limited upside remaining; Below 200-day MA. Chart setup: Death cross but MACD improving, RSI 72. Downgraded from BUY WAIT — price $156.22 has reached target $155.31. No upside to wait for. Target $155.31 (-1.2%), stop $134.66 (−16.7%), A.R:R -0.2:1. Score 6.1/10, moderate confidence.

What is the RJF stock price target?

Take-profit target: $155.31 (+10.4% upside). Target $155.31 (-1.2%), stop $134.66 (−16.7%), A.R:R -0.2:1. Stop-loss: $134.66.

What are the risks of investing in RJF?

Analyst target reached - limited upside remaining; Below 200-day MA.

Is RJF overvalued or undervalued?

Raymond James Financial, Inc. trades at a P/E of 14.7 (forward 11.6). TrendMatrix value score: 7.4/10. Verdict: Hold.

What do analysts say about RJF?

18 analysts cover RJF with a consensus score of 3.6/5. Average price target: $175.

What does Raymond James Financial, Inc. do?Raymond James Financial is a diversified U.S. financial services firm providing private client group, capital markets,...

Raymond James Financial is a diversified U.S. financial services firm providing private client group, capital markets, asset management, and banking services through 8,943 financial advisors managing $1.67 trillion in client assets as of September 30, 2025. PCG segment net revenues of $10.18 billion in fiscal 2025 represent the dominant earnings driver; the firm also operates Raymond James Bank and asset management subsidiaries. As a bank holding company and financial holding company, RJF is regulated by the Federal Reserve; its bank subsidiaries are regulated by the OCC.

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