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Allstate Corporation (The) (ALL) Stock Analysis

Range Bound setup

HoldVALUE-TRAP 1/5Moderate Confidence

Financial Services · Insurance - Property & Casualty

Hold if already holding. Not a fresh buy at $215.50, but acceptable to hold if already in. Reasons: Analyst target reached - limited upside remaining; Near 52-week high (2.1% away).

Allstate is one of the three largest personal property-casualty insurers in the U.S., offering auto, homeowners, and other personal lines insurance through brands including Allstate, National General, and Direct Auto. Revenue comes primarily from insurance premiums; the company... Read more

$215.50+0.5% A.UpsideScore 6.3/10#7 of 29 Insurance - Property & Casualty
Stop $205.48Target $216.00(analyst − 10%)A.R:R 0.1:1
Analyst target$240.00+11.4%21 analysts
$216.00our TP
$215.50price
$240.00mean
$176
$297

Hold if already holding. Not a fresh buy at $215.50, but acceptable to hold if already in. Reasons: Analyst target reached - limited upside remaining; Near 52-week high (2.1% away). Chart setup: RSI 56 mid-range, Bollinger mid-band. Maintain position. Not compelling to add more. Score 6.3/10, moderate confidence.

Passes 5/7 gates (positive momentum, clean insider activity, no SEC red flags, earnings proximity no date, semi cycle peak clear). Fails on favorable risk/reward ratio. Suitability: moderate.

Thesis

Rewards
Strong earnings beat streak (4/4)
Attractive valuation
Margin of safety: 69%
Risks
Analyst target reached - limited upside remaining
Near 52-week high (2.1% away)

Key Metrics

P/E (TTM)4.7
P/E (Fwd)8.2
Mkt Cap$54.8B
EV/EBITDA4.7
Profit Mgn15.2%
ROE39.5%
Rev Growth5.1%
Beta0.22
Dividend2.03%
Rating analysts28

Quality Signals

Piotroski F7/9

Options Flow

P/C18.33bearish
IV39%normal
Max Pain$135-37.4% vs spot

Concentration Risks(10-K Item 1A)

  • MEDIUMProductauto insurance
    10-K Item 1A: 'Since auto insurance constitutes a significant portion of the overall business, we may be more sensitive than other insurers'

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. Full disclaimer

Rating Breakdown

2 ceiling hits

GatesA.R:R 0.1 < 1.5@spotMomentum 4.9<5.5 (soft — BUY_NOW allowed but watch)Momentum 4.9>=4.5Insider activity: OKNo SEC red flagsEARNINGS PROXIMITY NO DATESEMI CYCLE PEAK CLEARRange BoundSuitability: Moderate
RSI
56 · Neutral
20D MA 50D MA 200D MAGOLDEN CROSSSupport $204.16Resistance $219.48

Price Targets

$205
$216
A.Upside+0.2%
A.R:R0.1:1

Position Sizing

ConvictionNone
Suggested %0.5%
Max %1%
RegimeSteady

Risk Alerts

! Target reached (0.5% upside)
! Reward/Risk 0.1:1 at current price — below 1.5:1 minimum

Earnings

B
B
B
B
4/4 beats
Next Earnings2026-04-29 (nulld)

Verdict History

reverse chrono — latest first
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Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is ALL stock a buy right now?

Hold if already holding. Not a fresh buy at $215.50, but acceptable to hold if already in. Reasons: Analyst target reached - limited upside remaining; Near 52-week high (2.1% away). Chart setup: RSI 56 mid-range, Bollinger mid-band. Maintain position. Not compelling to add more. Target $216.00 (+0.2%), stop $205.48 (−4.9%), A.R:R 0.1:1. Score 6.3/10, moderate confidence.

What is the ALL stock price target?

Take-profit target: $216.00 (+0.5% upside). Target $216.00 (+0.2%), stop $205.48 (−4.9%), A.R:R 0.1:1. Stop-loss: $205.48.

What are the risks of investing in ALL?

Analyst target reached - limited upside remaining; Near 52-week high (2.1% away).

Is ALL overvalued or undervalued?

Allstate Corporation (The) trades at a P/E of 4.7 (forward 8.2). TrendMatrix value score: 8.7/10. Verdict: Hold.

What do analysts say about ALL?

28 analysts cover ALL with a consensus score of 3.8/5. Average price target: $240.

What does Allstate Corporation (The) do?Allstate is one of the three largest personal property-casualty insurers in the U.S., offering auto, homeowners, and...

Allstate is one of the three largest personal property-casualty insurers in the U.S., offering auto, homeowners, and other personal lines insurance through brands including Allstate, National General, and Direct Auto. Revenue comes primarily from insurance premiums; the company had 211 million policies in force and an 83.24B investment portfolio.

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