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Chubb Limited (CB) Stock Analysis

Breakout setup

HoldModerate Confidence

Financial Services · Insurance - Property & Casualty

Hold if already holding. Not a fresh buy at $330.13, but acceptable to hold if already in. Reasons: Concentration risk — Product: homeowners business (69.0%); Analyst target reached - limited upside remaining.

Chubb is a global P&C insurance and reinsurance organization with $272B in total assets, operating in 54 countries. In 2025, consolidated net premiums earned were $53.0B across six segments led by North America Commercial P&C (38% of NPE) and Overseas General Insurance (27%).... Read more

$330.13-0.8% A.UpsideScore 6.1/10#9 of 29 Insurance - Property & Casualty
QualityF-score8 / 9FCF yield9.85%
IncomeYield1.17%(5y avg 1.48%)Payout13.72%sustainable
Stop $318.59Target $327.35(resistance)A.R:R -1.2:1
Analyst target$345.26+4.6%23 analysts
$327.35our TP
$330.13price
$345.26mean
$291
$385

Hold if already holding. Not a fresh buy at $330.13, but acceptable to hold if already in. Reasons: Concentration risk — Product: homeowners business (69.0%); Analyst target reached - limited upside remaining. Chart setup: Golden cross, above all MAs, RSI 57, MACD bullish. Maintain position. Not compelling to add more. Score 6.1/10, moderate confidence.

Passes 7/8 gates (positive momentum, clean insider activity, no SEC red flags, news events none recent, earnings proximity 70d clear, semi cycle peak clear, materials cycle peak clear). Fails on favorable risk/reward ratio. Suitability: moderate.

Recent Developments — Chubb Limited

Generated 2026-05-20T20:21:21Z.

Thesis

Rewards
Sector modifier (Financial Services): +1.0
Strong earnings beat streak (4/4)
Strong growth profile
Risks
Concentration risk — Product: homeowners business (69.0%)
Analyst target reached - limited upside remaining
Near 52-week high (4.5% away)

Key Metrics

P/E (TTM)11.7
P/E (Fwd)11.3
Mkt Cap$128.1B
EV/EBITDA10.5
Profit Mgn18.5%
ROE15.4%
Rev Growth10.2%
Beta0.44
Dividend1.17%
Rating analysts35

Quality Signals

Piotroski F8/9MoatNarrow

Options Flow

P/C1.20bearish
IV29%low

Concentration Risks(10-K Item 1A)

  • HIGHProducthomeowners business69%
    10-K Item 1: 'Our homeowners business, including valuable articles, represented 69 percent of North America Personal P&C Insurance's net premiums earned in 2025.'

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. Full disclaimer

Rating Breakdown

1 floor-breaker

Ranks in the bottom of its industry peers on the composite signal. Better names in the same sector exist.static

Value Rank
3.7
Growth Rank
5.9
Quality Rank
5.9
GatesA.R:R -1.2=NEGATIVEMomentum 7.5>=5.5Insider activity: OKNo SEC red flagsNEWS EVENTS NONE RECENTEARNINGS PROXIMITY 70d clearSEMI CYCLE PEAK CLEARMATERIALS CYCLE PEAK CLEARBreakoutSuitability: Moderate
RSI
57 · Neutral
20D MA 50D MA 200D MAGOLDEN CROSSSupport $315.04Resistance $334.03

Price Targets

$319
$327
A.Upside-0.8%
A.R:R-1.2:1

Position Sizing

ConvictionNone
Suggested %0.5%
Max %1%
RegimeRisk-Off

Risk Alerts

! Target reached (-5.9% upside)
! Negative risk/reward — downside exceeds upside

Earnings

B
B
B
B
4/4 beats
Next Earnings2026-07-28 (70d)

Verdict History

reverse chrono — latest first
Loading history...
Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is CB stock a buy right now?

Hold if already holding. Not a fresh buy at $330.13, but acceptable to hold if already in. Reasons: Concentration risk — Product: homeowners business (69.0%); Analyst target reached - limited upside remaining. Chart setup: Golden cross, above all MAs, RSI 57, MACD bullish. Maintain position. Not compelling to add more. Target $327.35 (-0.8%), stop $318.59 (−3.6%), A.R:R -1.2:1. Score 6.1/10, moderate confidence.

What is the CB stock price target?

Take-profit target: $327.35 (-0.8% upside). Target $327.35 (-0.8%), stop $318.59 (−3.6%), A.R:R -1.2:1. Stop-loss: $318.59.

What are the risks of investing in CB?

Concentration risk — Product: homeowners business (69.0%); Analyst target reached - limited upside remaining; Near 52-week high (4.5% away).

Is CB overvalued or undervalued?

Chubb Limited trades at a P/E of 11.7 (forward 11.3). TrendMatrix value score: 6.5/10. Verdict: Hold.

What do analysts say about CB?

35 analysts cover CB with a consensus score of 3.7/5. Average price target: $345.

What does Chubb Limited do?Chubb is a global P&C insurance and reinsurance organization with $272B in total assets, operating in 54 countries. In...

Chubb is a global P&C insurance and reinsurance organization with $272B in total assets, operating in 54 countries. In 2025, consolidated net premiums earned were $53.0B across six segments led by North America Commercial P&C (38% of NPE) and Overseas General Insurance (27%). Revenue comes from underwriting income, investment income, and life segment income.

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