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Old Republic International Corp (ORI) Stock Analysis

HoldModerate Confidence

Financial Services · Insurance - Property & Casualty

Hold if already holding. Not a fresh buy at $39.79, but acceptable to hold if already in. Reasons: Analyst target reached - limited upside remaining; Negative momentum.

Old Republic International is a Chicago-based insurance holding company operating through Specialty Insurance and Title Insurance segments, generating $9.1 billion in consolidated revenues in 2025. Specialty Insurance produced $900 million pretax income; Title Insurance... Read more

$39.79+6.5% A.UpsideScore 6.2/10#8 of 29 Insurance - Property & Casualty
Stop $38.09Target $42.24(resistance)A.R:R -2.0:1
Analyst target$42.00+5.6%2 analysts
$42.24our TP
$39.79price
$42.00mean
$44

Hold if already holding. Not a fresh buy at $39.79, but acceptable to hold if already in. Reasons: Analyst target reached - limited upside remaining; Negative momentum. Chart setup: No recognized chart pattern (not a breakout, bounce, continuation, recovery, falling knife, or range) — technicals mixed. Maintain position. Not compelling to add more. Score 6.2/10, moderate confidence.

Passes 5/7 gates (clean insider activity, no SEC red flags, news boost analyst 0.40, earnings proximity 83d clear, semi cycle peak clear). Fails on weak momentum and favorable risk/reward ratio. Suitability: moderate.

Thesis

Rewards
Strong earnings beat streak (3/4)
Attractive valuation
Strong growth profile
Risks
Analyst target reached - limited upside remaining
Negative momentum

Key Metrics

P/E (TTM)9.8
P/E (Fwd)11.9
Mkt Cap$9.7B
EV/EBITDA7.2
Profit Mgn10.8%
ROE17.3%
Rev Growth13.5%
Beta0.77
Dividend3.17%
Rating analysts7

Quality Signals

Piotroski F8/9

Options Flow

P/C2.00bearish
IV52%elevated
Max Pain$30-24.6% vs spot

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. Full disclaimer

Rating Breakdown

1 floor-breaker·1 ceiling hit

Momentum below the gate floor. Component breakdown shows what dragged the score down.static

Macd
0.0
Volume
0.0
Obv
1.0
Ma Position
4.0
Rsi
5.5
Volume distribution (falling OBV)Above 200-day MA
GatesMomentum 2.1<4.5A.R:R -2.0=NEGATIVEInsider activity: OKNo SEC red flagsNEWS BOOST ANALYST 0.40EARNINGS PROXIMITY 83d clearSEMI CYCLE PEAK CLEARSuitability: Moderate
RSI
41 · Neutral
20D MA 50D MA 200D MAGOLDEN CROSSSupport $39.27Resistance $43.10

Price Targets

$38
$42
A.Upside+6.2%
A.R:R-2.0:1

Position Sizing

ConvictionNone
Suggested %0.5%
Max %1%
RegimeSteady

Risk Alerts

! Target reached (-10.0% upside)
! Momentum score 2.1/10 — below 4.5 minimum
! Negative risk/reward — downside exceeds upside

Earnings

B
B
B
M
3/4 beats
Next Earnings2026-07-23 (83d)

Verdict History

reverse chrono — latest first
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Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is ORI stock a buy right now?

Hold if already holding. Not a fresh buy at $39.79, but acceptable to hold if already in. Reasons: Analyst target reached - limited upside remaining; Negative momentum. Chart setup: No recognized chart pattern (not a breakout, bounce, continuation, recovery, falling knife, or range) — technicals mixed. Maintain position. Not compelling to add more. Target $42.24 (+6.2%), stop $38.09 (−4.5%), A.R:R -2.0:1. Score 6.2/10, moderate confidence.

What is the ORI stock price target?

Take-profit target: $42.24 (+6.5% upside). Target $42.24 (+6.2%), stop $38.09 (−4.5%), A.R:R -2.0:1. Stop-loss: $38.09.

What are the risks of investing in ORI?

Analyst target reached - limited upside remaining; Negative momentum.

Is ORI overvalued or undervalued?

Old Republic International Corp trades at a P/E of 9.8 (forward 11.9). TrendMatrix value score: 9.2/10. Verdict: Hold.

What do analysts say about ORI?

7 analysts cover ORI with a consensus score of 3.9/5. Average price target: $42.

What does Old Republic International Corp do?Old Republic International is a Chicago-based insurance holding company operating through Specialty Insurance and Title...

Old Republic International is a Chicago-based insurance holding company operating through Specialty Insurance and Title Insurance segments, generating $9.1 billion in consolidated revenues in 2025. Specialty Insurance produced $900 million pretax income; Title Insurance contributed $139.9 million. The company emphasizes disciplined underwriting, asset diversification, and long-term financial soundness across multi-state operations.

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