Assurant, Inc. (AIZ) Stock Analysis
Financial Services · Insurance - Property & Casualty
Sell if holding. Analyst target reached at $235.48 — A.R:R is negative (-0.5) — price has exceeded the analyst target. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: Concentration risk — Customer: few significant clients.
Assurant provides protection products via B2B2C partnerships across Global Lifestyle (mobile devices, extended service contracts, vehicle protection) and Global Housing (lender-placed homeowners insurance, renters insurance) segments in North America, Europe, Latin America, and... Read more
Sell if holding. Analyst target reached at $235.48 — A.R:R is negative (-0.5) — price has exceeded the analyst target. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: Concentration risk — Customer: few significant clients. Chart setup: No recognized chart pattern (not a breakout, bounce, continuation, recovery, falling knife, or range) — technicals mixed. Score 5.5/10, moderate confidence.
Passes 5/7 gates (positive momentum, clean insider activity, no SEC red flags, news events none recent, semi cycle peak clear). Fails on favorable risk/reward ratio and earnings proximity 5d<=7d. Suitability: moderate.
Thesis
Key Metrics
Quality Signals
Options Flow
Concentration Risks(10-K Item 1A)
- HIGHCustomerfew significant clients10-K Item 1A: 'Each of our Global Lifestyle and Global Housing segments receives a substantial portion of its revenues from a few clients.'
Material Events(8-K, last 90d)
- 2026-01-28Item 5.02LOWOn January 28, 2026, the Board appointed Lynn Blake as a new director to the Finance and Risk Committee and Nominating and Corporate Governance Committee. Ms. Blake most recently served as EVP and Chief Investment Officer at State Street Investment Management (2011-2021). No related party transactions reportable.SEC filing →
Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. Full disclaimer
Rating Breakdown
2 floor-breakers
Ranks in the bottom of its industry peers on the composite signal. Better names in the same sector exist.static
Technicals below the gate floor. Component breakdown shows what dragged the score down.static
Price Targets
Position Sizing
Risk Alerts
Earnings
Verdict History
Frequently Asked Questions
Sell if holding. Analyst target reached at $235.48 — A.R:R is negative (-0.5) — price has exceeded the analyst target. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: Concentration risk — Customer: few significant clients. Chart setup: No recognized chart pattern (not a breakout, bounce, continuation, recovery, falling knife, or range) — technicals mixed. Prior stop was $226.96. Score 5.5/10, moderate confidence.
Take-profit target: $232.26 (-1.4% upside). Prior stop was $226.96. Stop-loss: $226.96.
Concentration risk — Customer: few significant clients; Analyst target reached - limited upside remaining; Near 52-week high (4.4% away).
Assurant, Inc. trades at a P/E of 13.7 (forward 10.5). TrendMatrix value score: 7.7/10. Verdict: Sell.
12 analysts cover AIZ with a consensus score of 4.0/5. Average price target: $260.
What does Assurant, Inc. do?Assurant provides protection products via B2B2C partnerships across Global Lifestyle (mobile devices, extended service...
Assurant provides protection products via B2B2C partnerships across Global Lifestyle (mobile devices, extended service contracts, vehicle protection) and Global Housing (lender-placed homeowners insurance, renters insurance) segments in North America, Europe, Latin America, and Asia Pacific. Revenue flows through exclusive and non-exclusive relationships with mobile carriers, mortgage servicers, and retailers; total assets were $36.29 billion as of December 31, 2025.