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Assurant, Inc. (AIZ) Stock Analysis

Breakout setup

HoldVALUE-TRAP 1/5Moderate Confidence

Financial Services · Insurance - Property & Casualty

Hold if already holding. Not a fresh buy at $254.18, but acceptable to hold if already in. Reasons: Concentration risk — Customer: few key clients (Global Lifestyle and Housing); Analyst target reached - limited upside remaining.

Assurant partners with global brands to provide protection products through Global Lifestyle (mobile device, extended service contracts, vehicle protection; $9.6B 2025 revenue) and Global Housing (lender-placed homeowners insurance, renters; $2.8B) segments. Revenue generated... Read more

$254.18+11.2% A.UpsideScore 6.2/10#8 of 29 Insurance - Property & Casualty
QualityF-score7 / 9FCF yield15.97%
IncomeYield1.31%(5y avg 1.68%)Payout17.22%sustainable
Entry $230.07(support + ATR)Stop $219.78Target $255.74(resistance)A.R:R -0.5:1Setup A.R:R 2.5:1
Analyst target$276.83+8.9%6 analysts
$255.74our TP
$254.18price
$276.83mean
$290

Hold if already holding. Not a fresh buy at $254.18, but acceptable to hold if already in. Reasons: Concentration risk — Customer: few key clients (Global Lifestyle and Housing); Analyst target reached - limited upside remaining. Chart setup: Golden cross, above all MAs, RSI 67, MACD bullish. Downgraded from BUY WAIT — price $253.78 has reached target $255.74. No upside to wait for. Score 6.2/10, moderate confidence.

Passes 7/8 gates (positive momentum, clean insider activity, no SEC red flags, news boost analyst 0.60, earnings proximity 76d clear, semi cycle peak clear, materials cycle peak clear). Fails on favorable risk/reward ratio. Suitability: moderate.

Val8.0Qual4.6Grw7.7Mom6.8Sent7.3Ins3.9Peer4.1Tech4.4Risk7.66.2OVERALL

Recent Developments — Assurant, Inc.

Latest news

Generated 2026-05-20T20:21:21Z.

Thesis

Rewards
Sector modifier (Financial Services): +1.0
Strong earnings beat streak (4/4)
Positive news sentiment (+1.00)
Risks
Concentration risk — Customer: few key clients (Global Lifestyle and Housing)
Analyst target reached - limited upside remaining
Near 52-week high (2.8% away)

Key Metrics

P/E (TTM)13.1
P/E (Fwd)11.4
Mkt Cap$12.7B
EV/EBITDA7.9
Profit Mgn7.6%
ROE18.0%
Rev Growth11.3%
Beta0.56
Dividend1.31%
Rating analysts12

Quality Signals

Piotroski F7/9MoatNarrow

Options Flow

P/C0.71neutral
IV29%low
Max Pain$130-48.9% vs spot

Concentration Risks(10-K Item 1A)

  • HIGHCustomerfew key clients (Global Lifestyle and Housing)
    10-K Item 1A: 'Each of our Global Lifestyle and Global Housing segments receives a substantial portion of its revenues from a few clients.'

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. Full disclaimer

Rating Breakdown

10 dimensions · all in-band

GatesA.R:R -0.5=NEGATIVEMomentum 6.8>=5.5Insider activity: OKNo SEC red flagsNEWS BOOST ANALYST 0.60EARNINGS PROXIMITY 76d clearSEMI CYCLE PEAK CLEARMATERIALS CYCLE PEAK CLEARBreakoutSuitability: Moderate
RSI
67 · Neutral
↑ 20D MA↑ 50D MA↑ 200D MAGOLDEN CROSSSupport $226.58Resistance $260.96

Price Targets

$220
$230
$256
A.Upside+0.6%
A.R:R-0.5:1
Setup A.R:R (at entry)2.5:1

Position Sizing

ConvictionMedium conviction
Suggested %0.5%
Max %1%
RegimeRisk-Off

Risk Alerts

! Target reached (-5.1% upside)
! NEWS_MOD=+2: HOLD_IF_HOLDING → STRONG_BUY_WAIT
! Negative risk/reward — downside exceeds upside

Earnings

B
B
B
B
4/4 beats
Next Earnings2026-08-04 (76d)

Verdict History

reverse chrono — latest first
Loading history...
Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is AIZ stock a buy right now?

Hold if already holding. Not a fresh buy at $254.18, but acceptable to hold if already in. Reasons: Concentration risk — Customer: few key clients (Global Lifestyle and Housing); Analyst target reached - limited upside remaining. Chart setup: Golden cross, above all MAs, RSI 67, MACD bullish. Downgraded from BUY WAIT — price $253.78 has reached target $255.74. No upside to wait for. Target $255.74 (+0.6%), stop $219.78 (−15.7%), A.R:R -0.5:1. Score 6.2/10, moderate confidence.

What is the AIZ stock price target?

Take-profit target: $255.74 (+11.2% upside). Target $255.74 (+0.6%), stop $219.78 (−15.7%), A.R:R -0.5:1. Stop-loss: $219.78.

What are the risks of investing in AIZ?

Concentration risk — Customer: few key clients (Global Lifestyle and Housing); Analyst target reached - limited upside remaining; Near 52-week high (2.8% away).

Is AIZ overvalued or undervalued?

Assurant, Inc. trades at a P/E of 13.1 (forward 11.4). TrendMatrix value score: 8.0/10. Verdict: Hold.

What do analysts say about AIZ?

12 analysts cover AIZ with a consensus score of 4.0/5. Average price target: $277.

What does Assurant, Inc. do?Assurant partners with global brands to provide protection products through Global Lifestyle (mobile device, extended...

Assurant partners with global brands to provide protection products through Global Lifestyle (mobile device, extended service contracts, vehicle protection; $9.6B 2025 revenue) and Global Housing (lender-placed homeowners insurance, renters; $2.8B) segments. Revenue generated via B2B2C distribution through carriers, retailers, mortgage servicers, and financial institutions.

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