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ACI Worldwide, Inc. (ACIW) Stock Analysis

Range Bound setup

SellModerate Confidence

Technology · Software - Infrastructure

Sell if holding. Momentum 4.2/10 is below the 5.0 floor at $42.59 — engine's falling-knife protection flags exit rather than catching a breakdown. Specifics: Below 200-day MA; Sector modifier (Technology): -0.8.

ACI Worldwide develops payment software for banks, merchants, and billers globally, including real-time payments, fraud management, issuing/acquiring, and bill payment solutions serving nearly all top-10 global banks and 80,000+ merchants across approximately 90 countries.... Read more

$42.59+27.7% A.UpsideScore 6.2/10#20 of 78 Software - Infrastructure
QualityF-score9 / 9FCF yield6.01%
Stop $39.61Target $54.40(analyst − 15%)A.R:R 3.2:1
Analyst target$64.00+50.3%4 analysts
$54.40our TP
$42.59price
$64.00mean
$70

Sell if holding. Momentum 4.2/10 is below the 5.0 floor at $42.59 — engine's falling-knife protection flags exit rather than catching a breakdown. Specifics: Below 200-day MA; Sector modifier (Technology): -0.8. Chart setup: RSI 46 mid-range, Bollinger mid-band. Score 6.2/10, moderate confidence.

Passes 6/9 gates (favorable risk/reward ratio, clean insider activity, news events none recent, earnings proximity 79d clear, semi cycle peak clear, materials cycle peak clear). Fails on weak momentum and death cross (50MA < 200MA). Suitability: aggressive.

Recent Developments — ACI Worldwide, Inc.

Generated 2026-05-20T21:06:21Z.

Thesis

Rewards
Strong earnings beat streak (3/4)
Attractive valuation
Strong growth profile
Risks
Sector modifier (Technology): -0.8
Below 200-day MA

Key Metrics

P/E (TTM)21.1
P/E (Fwd)11.2
Mkt Cap$4.4B
EV/EBITDA13.4
Profit Mgn11.5%
ROE13.8%
Rev Growth7.9%
Beta1.01
DividendNone
Rating analysts12

Quality Signals

Piotroski F9/9MoatNarrow

Options Flow

P/C0.38bullish
IV56%elevated

Material Events(8-K, last 90d)

  • 2026-02-26Item 5.02LOW
    Charles Peters and Janet Estep resigned from the Board of Directors effective February 23, 2026. No reasons cited for either resignation.
    SEC filing →

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. Full disclaimer

Rating Breakdown

1 floor-breaker

Ranks in the bottom of its industry peers on the composite signal. Better names in the same sector exist.static

Growth Rank
2.2
Quality Rank
5.9
Value Rank
6.5
GatesMomentum 4.2<4.5Death cross (50MA < 200MA)Executive change: officer departure/appointmentA.R:R 3.2 ≥ 1.5Insider activity: OKNEWS EVENTS NONE RECENTEARNINGS PROXIMITY 79d clearSEMI CYCLE PEAK CLEARMATERIALS CYCLE PEAK CLEARRange BoundSuitability: Aggressive
RSI
46 · Neutral
20D MA 50D MA 200D MADEATH CROSSSupport $40.00Resistance $48.54

Price Targets

$40
$54
A.Upside+27.7%
A.R:R3.2:1

Position Sizing

ConvictionNone
Suggested %0.5%
Max %1%
RegimeRisk-Off

Risk Alerts

! Momentum score 4.2/10 — below 4.5 minimum
! Death cross — 50-day MA below 200-day MA

Earnings

B
B
B
M
3/4 beats
Next Earnings2026-08-06 (79d)

Verdict History

reverse chrono — latest first
Loading history...
Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is ACIW stock a buy right now?

Sell if holding. Momentum 4.2/10 is below the 5.0 floor at $42.59 — engine's falling-knife protection flags exit rather than catching a breakdown. Specifics: Below 200-day MA; Sector modifier (Technology): -0.8. Chart setup: RSI 46 mid-range, Bollinger mid-band. Prior stop was $39.61. Score 6.2/10, moderate confidence.

What is the ACIW stock price target?

Take-profit target: $54.40 (+27.7% upside). Prior stop was $39.61. Stop-loss: $39.61.

What are the risks of investing in ACIW?

Sector modifier (Technology): -0.8; Below 200-day MA.

Is ACIW overvalued or undervalued?

ACI Worldwide, Inc. trades at a P/E of 21.1 (forward 11.2). TrendMatrix value score: 8.1/10. Verdict: Sell.

What do analysts say about ACIW?

12 analysts cover ACIW with a consensus score of 4.2/5. Average price target: $64.

What does ACI Worldwide, Inc. do?ACI Worldwide develops payment software for banks, merchants, and billers globally, including real-time payments, fraud...

ACI Worldwide develops payment software for banks, merchants, and billers globally, including real-time payments, fraud management, issuing/acquiring, and bill payment solutions serving nearly all top-10 global banks and 80,000+ merchants across approximately 90 countries. Revenue comes from software license fees, SaaS/PaaS subscriptions, and transaction-based fees with no single customer exceeding 10% of revenues.

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