ACI Worldwide, Inc. (ACIW) Stock Analysis

Q: What is the ACIW stock price target?

Take-profit $54.40 (+26.8% upside). Target $54.40 (+27.3%), stop $39.90 (−7.1%), A.R:R 3.2:1.

Q: Is ACIW overvalued or undervalued?

ACI Worldwide, Inc. trades at a P/E of 20.2 (forward 11.5). TrendMatrix value score: 8.1/10. Overall verdict: Hold.

Q: What do analysts say about ACIW?

12 analysts cover ACIW with a consensus score of 4.2/5. Average price target: $64.

Recovery setup

HoldModerate ConfidenceUpdated 2026-04-30

Technology · Software - Infrastructure

Earnings in 7 days (2026-05-07). Expect elevated volatility around the report — consider waiting for post-earnings price action before new entries.

Hold if already holding. Not a fresh buy at $42.73, but acceptable to hold if already in. Reasons: Earnings in 7 days (event risk); Below 200-MA, MA slope -1.3%/30d (confirmed downtrend).

ACI Worldwide develops and sells payment software — including issuing/acquiring, real-time payments, merchant payments orchestration, and bill payments — to banks, merchants, and billers in approximately 90 countries. No single customer accounts for more than 10% of consolidated... Read more

$42.73+26.8% A.UpsideScore 6.3/10#10 of 80 Software - Infrastructure

Stop $39.90Target $54.40(analyst − 15%)A.R:R 3.2:1

Analyst target$64.00+49.8%4 analysts

$54.40our TP

$42.73price

$64.00mean

$70

Hold if already holding. Not a fresh buy at $42.73, but acceptable to hold if already in. Reasons: Earnings in 7 days (event risk); Below 200-MA, MA slope -1.3%/30d (confirmed downtrend). Chart setup: Death cross but MACD improving, RSI 64. Maintain position. Not compelling to add more. Score 6.3/10, moderate confidence.

Passes 5/9 gates (positive momentum, favorable risk/reward ratio, clean insider activity, news events none recent, semi cycle peak clear). Fails on earnings proximity 7d<=7d. Suitability: aggressive.

Thesis

Rewards

Strong earnings beat streak (3/4)

Attractive valuation

Strong growth profile

Risks

Earnings in 7 days (event risk)

Below 200-MA, MA slope -1.3%/30d (confirmed downtrend)

Key Metrics

P/E (TTM)20.2

P/E (Fwd)11.5

Mkt Cap$4.4B

EV/EBITDA13.7

Profit Mgn12.9%

ROE15.4%

Rev Growth6.3%

Beta1.03

DividendNone

Rating analysts12

Quality Signals

Piotroski F9/9

Options Flow

P/C1.00neutral

IV67%elevated

Max Pain$70+63.8% vs spot

Material Events(8-K, last 90d)

2026-02-26Item 5.02LOW
Charles Peters and Janet Estep resigned from the Board of Directors effective February 23, 2026. No reason cited in available text for either departure.
SEC filing →

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. Full disclaimer

Rating Breakdown

1 floor-breaker

Overall = weighted sum of the 10 dimension scores. Fundamentals (Value/Quality/Growth) carry 45%; market signals (Momentum/Sentiment/Insider/Peer) carry 40%; structure (Technical/Risk/Catalyst) carries 15%.

DimensionScoreWeightContribution

Value8.115%1.21

Quality6.815%1.02

Growth7.015%1.05

Momentum5.310%0.53

Sentiment7.210%0.72

Insider Activity5.210%0.52

Peer Rank3.810%0.38

Technical Setup5.05%0.25

Risk Profile5.75%0.29

Catalyst6.75%0.34

Overall (Σ contributions)6.30

Small float-rounding may cause last-digit differences between this sum and the displayed Overall.

Ranks in the bottom of its industry peers on the composite signal. Better names in the same sector exist.static

Growth Rank

2.3

Quality Rank

6.3

Value Rank

6.7

GatesEARNINGS PROXIMITY 7d<=7dMomentum 5.3<5.5 (soft — BUY_NOW allowed but watch)Death cross (50MA < 200MA)Executive change: officer departure/appointmentMomentum 5.3>=4.5A.R:R 3.2 ≥ 1.5Insider activity: OKNEWS EVENTS NONE RECENTSEMI CYCLE PEAK CLEARRecoverySuitability: Aggressive

RSI

64 · Neutral

↑ 20D MA↑ 50D MA↓ 200D MADEATH CROSSSupport $39.35Resistance $46.04

Price Targets

$40

$54

A.Upside+27.3%

A.R:R3.2:1

Position Sizing

ConvictionNone

Suggested %0.5%

Max %1%

RegimeCautious

Risk Alerts

! EARNINGS_PROXIMITY:7d<=7d

Earnings

3/4 beats

Next Earnings2026-05-07 (7d)

Verdict History

reverse chrono — latest first

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Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.

Frequently Asked Questions

Is ACIW stock a buy right now?

Hold if already holding. Not a fresh buy at $42.73, but acceptable to hold if already in. Reasons: Earnings in 7 days (event risk); Below 200-MA, MA slope -1.3%/30d (confirmed downtrend). Chart setup: Death cross but MACD improving, RSI 64. Maintain position. Not compelling to add more. Target $54.40 (+27.3%), stop $39.90 (−7.1%), A.R:R 3.2:1. Score 6.3/10, moderate confidence.

What is the ACIW stock price target?

Take-profit target: $54.40 (+26.8% upside). Target $54.40 (+27.3%), stop $39.90 (−7.1%), A.R:R 3.2:1. Stop-loss: $39.90.

What are the risks of investing in ACIW?

Earnings in 7 days (event risk); Below 200-MA, MA slope -1.3%/30d (confirmed downtrend).

Is ACIW overvalued or undervalued?

ACI Worldwide, Inc. trades at a P/E of 20.2 (forward 11.5). TrendMatrix value score: 8.1/10. Verdict: Hold.

What do analysts say about ACIW?

12 analysts cover ACIW with a consensus score of 4.2/5. Average price target: $64.

What does ACI Worldwide, Inc. do?ACI Worldwide develops and sells payment software — including issuing/acquiring, real-time payments, merchant payments...