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DLocal Limited (DLO) Stock Analysis

Range Bound setup · Catalyst-Driven edge

HoldModerate Confidence

Technology · Software - Infrastructure

Hold if already holding. Not a fresh buy at $13.27, but acceptable to hold if already in. Reason: Negative momentum.

DLocal Limited, together with its subsidiaries, provides payment processing services worldwide. The company offers a robust pay-in solution to help global merchants expand their online presence and receive payments, including international and local cards, online bank transfers,... Read more

$13.27+16.1% A.UpsideScore 6.7/10#3 of 80 Software - Infrastructure
Stop $12.46Target $15.44(analyst − 13%)A.R:R 1.6:1
Analyst target$17.75+33.8%10 analysts
$15.44our TP
$13.27price
$17.75mean
$21

Hold if already holding. Not a fresh buy at $13.27, but acceptable to hold if already in. Reason: Negative momentum. Chart setup: RSI 54 mid-range, Bollinger mid-band. Maintain position. Not compelling to add more. Score 6.7/10, moderate confidence.

Passes 5/7 gates (favorable risk/reward ratio, clean insider activity, no SEC red flags, news events none recent, semi cycle peak clear). Fails on weak momentum. Suitability: aggressive.

Thesis

Rewards
Strong earnings beat streak (4/4)
High-quality business
Attractive valuation
Risks
Negative momentum

Key Metrics

P/E (TTM)20.6
P/E (Fwd)12.3
Mkt Cap$4.0B
EV/EBITDA14.2
Profit Mgn18.0%
ROE37.2%
Rev Growth65.2%
Beta1.04
Dividend1.45%
Rating analysts14

Quality Signals

Piotroski F8/9

Options Flow

P/C0.75neutral
IV85%elevated
Max Pain$30+126.1% vs spot

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. Full disclaimer

Rating Breakdown

1 floor-breaker·1 ceiling hit

Momentum below the gate floor. Component breakdown shows what dragged the score down.static

Volume
0.0
Obv
1.0
Macd
3.4
Ma Position
4.2
Rsi
4.5
Volume distribution (falling OBV)Below 200-MA but MA still rising (+2.6%/30d) — pullback in uptrend, not confirmed weakness
GatesMomentum 2.6<4.5EARNINGS PROXIMITY 14d<=14d (soft)A.R:R 1.6 ≥ 1.5Insider activity: OKNo SEC red flagsNEWS EVENTS NONE RECENTSEMI CYCLE PEAK CLEARRange BoundSuitability: Aggressive
RSI
54 · Neutral
20D MA 50D MA 200D MADEATH CROSSSupport $11.99Resistance $14.00

Price Targets

$12
$15
A.Upside+16.4%
A.R:R1.6:1

Position Sizing

ConvictionNone
Suggested %0.5%
Max %1%
RegimeSteady

Risk Alerts

! Momentum score 2.6/10 — below 4.5 minimum

Earnings

B
B
B
B
4/4 beats
Next Earnings2026-05-14 (14d)

Verdict History

reverse chrono — latest first
Loading history...
Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is DLO stock a buy right now?

Hold if already holding. Not a fresh buy at $13.27, but acceptable to hold if already in. Reason: Negative momentum. Chart setup: RSI 54 mid-range, Bollinger mid-band. Maintain position. Not compelling to add more. Target $15.44 (+16.4%), stop $12.46 (−6.5%), A.R:R 1.6:1. Score 6.7/10, moderate confidence.

What is the DLO stock price target?

Take-profit target: $15.44 (+16.1% upside). Target $15.44 (+16.4%), stop $12.46 (−6.5%), A.R:R 1.6:1. Stop-loss: $12.46.

What are the risks of investing in DLO?

Negative momentum.

Is DLO overvalued or undervalued?

DLocal Limited trades at a P/E of 20.6 (forward 12.3). TrendMatrix value score: 7.6/10. Verdict: Hold.

What do analysts say about DLO?

14 analysts cover DLO with a consensus score of 3.9/5. Average price target: $18.

What does DLocal Limited do?DLocal Limited, together with its subsidiaries, provides payment processing services worldwide. The company offers a...

DLocal Limited, together with its subsidiaries, provides payment processing services worldwide. The company offers a robust pay-in solution to help global merchants expand their online presence and receive payments, including international and local cards, online bank transfers, direct debit, cash, and hundreds of alternative payment methods (APMs). It also provides pay-in solutions for cross-border and local-to-local transactions, as well as pay-out solutions. In addition, the company offers dLocal for Platforms to manage global platform payments. It serves its products to commerce, streaming, ride-hailing, financial services, remittances, advertising, SaaS, travel, e-learning, on-demand delivery, gaming, and crypto industries. The company was founded in 2016 and is headquartered in Montevideo, Uruguay.

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