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DLocal Limited (DLO) Stock Analysis

Falling Knife setup

HoldModerate Confidence

Technology · Software - Infrastructure

Hold if already holding. Not a fresh buy at $11.92, but acceptable to hold if already in. Reason: Sector modifier (Technology): -0.8.

DLocal Limited, together with its subsidiaries, provides payment processing services worldwide. The company offers a robust pay-in solution to help global merchants expand their online presence and receive payments, including international and local cards, online bank transfers,... Read more

$11.92+29.7% A.UpsideScore 7.0/10#2 of 78 Software - Infrastructure
QualityF-score8 / 9FCF yield11.69%
IncomeYield1.68%Payout0.00%sustainable
Stop $11.01Target $15.36(analyst − 13%)A.R:R 2.5:1
Analyst target$17.65+48.1%10 analysts
$15.36our TP
$11.92price
$17.65mean
$21

Hold if already holding. Not a fresh buy at $11.92, but acceptable to hold if already in. Reason: Sector modifier (Technology): -0.8. Chart setup: Death cross, below all MAs, RSI 37, MACD bearish. Maintain position. Not compelling to add more. Score 7.0/10, moderate confidence.

Passes 7/8 gates (positive momentum, favorable risk/reward ratio, clean insider activity, no SEC red flags, earnings proximity 85d clear, semi cycle peak clear, materials cycle peak clear). Suitability: aggressive.

Recent Developments — DLocal Limited

Generated 2026-05-20T21:06:21Z.

Thesis

Rewards
V7 quality resilience bonus: +0.2 (Q=7.3 in RISK_OFF)
Strong earnings beat streak (3/4)
Strong overall score: 7.0/10
Risks
Sector modifier (Technology): -0.8

Key Metrics

P/E (TTM)18.0
P/E (Fwd)10.7
Mkt Cap$3.4B
EV/EBITDA11.1
Profit Mgn15.8%
ROE35.0%
Rev Growth54.9%
Beta1.02
Dividend1.68%
Rating analysts15

Quality Signals

Piotroski F8/9MoatWideCompounder

Options Flow

P/C0.42bullish
IV55%elevated

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. Full disclaimer

Rating Breakdown

1 ceiling hit

GatesMomentum 4.7<5.5 (soft — BUY_NOW allowed but watch)Momentum 4.7>=4.5A.R:R 2.5 ≥ 1.5Insider activity: OKNo SEC red flagsEARNINGS PROXIMITY 85d clearSEMI CYCLE PEAK CLEARMATERIALS CYCLE PEAK CLEARFalling KnifeSuitability: Aggressive
RSI
37 · Neutral
20D MA 50D MA 200D MADEATH CROSSSupport $10.64Resistance $14.49

Price Targets

$11
$15
A.Upside+28.9%
A.R:R2.5:1

Position Sizing

ConvictionNone
Suggested %0.5%
Max %1%
RegimeRisk-Off

Analyst Consensus

Analysts15
Consensus3.9/5
Avg Target$18

Earnings

B
B
B
M
3/4 beats
Next Earnings2026-08-12 (85d)

Verdict History

reverse chrono — latest first
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Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is DLO stock a buy right now?

Hold if already holding. Not a fresh buy at $11.92, but acceptable to hold if already in. Reason: Sector modifier (Technology): -0.8. Chart setup: Death cross, below all MAs, RSI 37, MACD bearish. Maintain position. Not compelling to add more. Target $15.36 (+28.9%), stop $11.01 (−8.3%), A.R:R 2.5:1. Score 7.0/10, moderate confidence.

What is the DLO stock price target?

Take-profit target: $15.36 (+29.7% upside). Target $15.36 (+28.9%), stop $11.01 (−8.3%), A.R:R 2.5:1. Stop-loss: $11.01.

What are the risks of investing in DLO?

Sector modifier (Technology): -0.8.

Is DLO overvalued or undervalued?

DLocal Limited trades at a P/E of 18.0 (forward 10.7). TrendMatrix value score: 8.4/10. Verdict: Hold.

What do analysts say about DLO?

15 analysts cover DLO with a consensus score of 3.9/5. Average price target: $18.

What does DLocal Limited do?DLocal Limited, together with its subsidiaries, provides payment processing services worldwide. The company offers a...

DLocal Limited, together with its subsidiaries, provides payment processing services worldwide. The company offers a robust pay-in solution to help global merchants expand their online presence and receive payments, including international and local cards, online bank transfers, direct debit, cash, and hundreds of alternative payment methods (APMs). It also provides pay-in solutions for cross-border and local-to-local transactions, as well as pay-out solutions. In addition, the company offers dLocal for Platforms to manage global platform payments. It serves its products to commerce, streaming, ride-hailing, financial services, remittances, advertising, SaaS, travel, e-learning, on-demand delivery, gaming, and crypto industries. The company was founded in 2016 and is headquartered in Montevideo, Uruguay.

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