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DLODLocal LimitedHold6.9·$12.70+0.32%
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DLocal Limited (DLO) Stock Analysis

Recovery setup

HoldModerate Confidence

Technology · Software - Infrastructure

Hold if already holding. Not a fresh buy at $12.70, but acceptable to hold if already in. Reason: mixed signals — some dimensions strong, others weak.

DLocal Limited, together with its subsidiaries, provides payment processing services worldwide. The company offers a robust pay-in solution to help global merchants expand their online presence and receive payments, including international and local cards, online bank transfers,... Read more

$12.70+18.8% A.UpsideScore 6.9/10#3 of 77 Software - Infrastructure
QualityF-score8 / 9FCF yield10.64%
IncomeYield1.53%Payout0.00%sustainable
Stop $11.81Target $15.09(analyst − 13%)A.R:R 1.5:1
Analyst target$17.35+36.6%10 analysts
$15.09our TP
$12.70price
$17.35mean
$21

Hold if already holding. Not a fresh buy at $12.70, but acceptable to hold if already in. Reason: mixed signals — some dimensions strong, others weak. Chart setup: Death cross but MACD improving, RSI 65. Maintain position. Not compelling to add more. Score 6.9/10, moderate confidence.

Passes 8/8 gates (positive momentum, favorable risk/reward ratio, clean insider activity, no SEC red flags, news events none recent, earnings proximity 58d clear, semi cycle peak clear, materials cycle peak clear). Suitability: aggressive.

news + 30-day 8-K events · 5-min refresh

Recent developments

updated 2026-06-17
TrendMatrix Research · upcoming catalyst calendar

Upcoming dated catalysts

Thu, Aug 13, 202658d to earnings· next earnings call

Thesis

Rewards
Strong earnings beat streak (3/4)
High-quality business
Attractive valuation
Risks
No bear case signals

Key Metrics

P/E (TTM)19.8
P/E (Fwd)11.5
Mkt Cap$3.7B
EV/EBITDA12.5
Profit Mgn15.8%
ROE35.0%
Rev Growth54.9%
Beta0.96
Dividend1.53%
Rating analysts15

Quality Signals

Piotroski F8/9MoatWideCompounder

Options Flow

P/C9.86bearish
IV87%elevated
Max Pain$21+65.4% vs spot

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results.

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Methodology · Editorial policy & full disclaimer

Rating Breakdown

1 floor-breaker·1 ceiling hit

Technicals below the gate floor. Component breakdown shows what dragged the score down.static

Bollinger
0.0
Support Resistance
1.2
52w Position
5.4
GatesMomentum 6.4>=5.5A.R:R 1.5 ≥ 1.5Insider activity: OKNo SEC red flagsNEWS EVENTS NONE RECENTEARNINGS PROXIMITY 58d clearSEMI CYCLE PEAK CLEARMATERIALS CYCLE PEAK CLEARRecoverySuitability: Aggressive
RSI
65 · Neutral
20D MA 50D MA 200D MADEATH CROSSSupport $11.13Resistance $12.92

Price Targets

$12
$15
A.Upside+18.8%
A.R:R1.5:1

Position Sizing

ConvictionNone
Suggested %0.5%
Max %1%
RegimeSteady

Analyst Consensus

Analysts15
Consensus3.9/5
Avg Target$17

Earnings

B
B
B
M
3/4 beats
Next Earnings2026-08-13 (58d)

Verdict History

reverse chrono — latest first
Loading history...
Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is DLO stock a buy right now?

Hold if already holding. Not a fresh buy at $12.70, but acceptable to hold if already in. Reason: mixed signals — some dimensions strong, others weak. Chart setup: Death cross but MACD improving, RSI 65. Maintain position. Not compelling to add more. Target $15.09 (+18.8%), stop $11.81 (−7.5%), A.R:R 1.5:1. Score 6.9/10, moderate confidence.

What is the DLO stock price target?

Take-profit target: $15.09 (+18.8% upside). Target $15.09 (+18.8%), stop $11.81 (−7.5%), A.R:R 1.5:1. Stop-loss: $11.81.

Is DLO overvalued or undervalued?

DLocal Limited trades at a P/E of 19.8 (forward 11.5). TrendMatrix value score: 7.9/10. Verdict: Hold.

What do analysts say about DLO?

15 analysts cover DLO with a consensus score of 3.9/5. Average price target: $17.

What does DLocal Limited do?DLocal Limited, together with its subsidiaries, provides payment processing services worldwide. The company offers a...

DLocal Limited, together with its subsidiaries, provides payment processing services worldwide. The company offers a robust pay-in solution to help global merchants expand their online presence and receive payments, including international and local cards, online bank transfers, direct debit, cash, and hundreds of alternative payment methods (APMs). It also provides pay-in solutions for cross-border and local-to-local transactions, as well as pay-out solutions. In addition, the company offers dLocal for Platforms to manage global platform payments. It serves its products to commerce, streaming, ride-hailing, financial services, remittances, advertising, SaaS, travel, e-learning, on-demand delivery, gaming, and crypto industries. The company was founded in 2016 and is headquartered in Montevideo, Uruguay.

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