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Remitly Global, Inc. (RELY) Stock Analysis

SellVALUE-TRAP 2/5Moderate Confidence

Technology · Software - Infrastructure

Sell if holding. Momentum 2.7/10 is below the 5.0 floor at $20.91 — engine's falling-knife protection flags exit rather than catching a breakdown. Specifics: Leverage penalty (D/E 4.3): -1.5; Sector modifier (Technology): -0.8.

Remitly is a digital-first cross-border financial services platform serving 9.3M quarterly active users across 175+ countries and 5,300+ corridors, with $74.9B in send volume and $1.6B revenue in 2025. The substantial majority of revenue is earned from transaction fees and... Read more

$20.91+19.0% A.UpsideScore 6.4/10#12 of 78 Software - Infrastructure
QualityF-score8 / 9FCF yield4.03%
Stop $19.49Target $24.84(analyst − 13%)A.R:R 1.8:1
Analyst target$28.56+36.6%9 analysts
$24.84our TP
$20.91price
$28.56mean
$33

Sell if holding. Momentum 2.7/10 is below the 5.0 floor at $20.91 — engine's falling-knife protection flags exit rather than catching a breakdown. Specifics: Leverage penalty (D/E 4.3): -1.5; Sector modifier (Technology): -0.8. Chart setup: No recognized chart pattern (not a breakout, bounce, continuation, recovery, falling knife, or range) — technicals mixed. Score 6.4/10, moderate confidence.

Passes 7/8 gates (favorable risk/reward ratio, clean insider activity, no SEC red flags, news events none recent, earnings proximity 78d clear, semi cycle peak clear, materials cycle peak clear). Fails on weak momentum. Suitability: aggressive.

Recent Developments — Remitly Global, Inc.

Generated 2026-05-20T21:06:21Z.

Thesis

Rewards
Strong earnings beat streak (3/4)
Strong growth profile
Risks
Sector modifier (Technology): -0.8
Leverage penalty (D/E 4.3): -1.5
Negative momentum

Key Metrics

P/E (TTM)44.7
P/E (Fwd)13.0
Mkt Cap$4.5B
EV/EBITDA27.1
Profit Mgn6.1%
ROE13.0%
Rev Growth25.2%
Beta0.40
DividendNone
Rating analysts17

Quality Signals

Piotroski F8/9MoatNarrow

Options Flow

P/C0.67bullish
IV53%elevated

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. Full disclaimer

Rating Breakdown

1 floor-breaker·1 ceiling hit

Momentum below the gate floor. Component breakdown shows what dragged the score down.static

Macd
0.0
Volume
0.9
Obv
1.0
Rsi
5.5
Ma Position
6.0
Volume distribution (falling OBV)Above 200-day MA
GatesMomentum 2.7<4.5A.R:R 1.8 ≥ 1.5Insider activity: OKNo SEC red flagsNEWS EVENTS NONE RECENTEARNINGS PROXIMITY 78d clearSEMI CYCLE PEAK CLEARMATERIALS CYCLE PEAK CLEARSuitability: Aggressive
RSI
43 · Neutral
20D MA 50D MA 200D MAGOLDEN CROSSSupport $20.09Resistance $24.92

Price Targets

$19
$25
A.Upside+18.8%
A.R:R1.8:1

Position Sizing

ConvictionNone
Suggested %0.5%
Max %1%
RegimeRisk-Off

Risk Alerts

! Momentum score 2.7/10 — below 4.5 minimum

Earnings

B
B
B
M
3/4 beats
Next Earnings2026-08-05 (78d)

Verdict History

reverse chrono — latest first
Loading history...
Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is RELY stock a buy right now?

Sell if holding. Momentum 2.7/10 is below the 5.0 floor at $20.91 — engine's falling-knife protection flags exit rather than catching a breakdown. Specifics: Leverage penalty (D/E 4.3): -1.5; Sector modifier (Technology): -0.8. Chart setup: No recognized chart pattern (not a breakout, bounce, continuation, recovery, falling knife, or range) — technicals mixed. Prior stop was $19.49. Score 6.4/10, moderate confidence.

What is the RELY stock price target?

Take-profit target: $24.84 (+19.0% upside). Prior stop was $19.49. Stop-loss: $19.49.

What are the risks of investing in RELY?

Sector modifier (Technology): -0.8; Leverage penalty (D/E 4.3): -1.5; Negative momentum.

Is RELY overvalued or undervalued?

Remitly Global, Inc. trades at a P/E of 44.7 (forward 13.0). TrendMatrix value score: 6.7/10. Verdict: Sell.

What do analysts say about RELY?

17 analysts cover RELY with a consensus score of 4.3/5. Average price target: $29.

What does Remitly Global, Inc. do?Remitly is a digital-first cross-border financial services platform serving 9.3M quarterly active users across 175+...

Remitly is a digital-first cross-border financial services platform serving 9.3M quarterly active users across 175+ countries and 5,300+ corridors, with $74.9B in send volume and $1.6B revenue in 2025. The substantial majority of revenue is earned from transaction fees and foreign exchange spreads on global money transfers, primarily sent from the U.S., Canada, and the UK to recipients in India, Mexico, and the Philippines. The company generated its first annual GAAP net income ($67.9M) in 2025 and is expanding into adjacent services including wallets, cards, and business cross-border payments

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