PicS N.V. is a high-quality infrastructure software company with 70% year-over-year revenue growth, a wide economic moat, ROE of 31%, and a forward P/E of only 3.4x — representing a rare combination of deep value and exceptional growth that analysts project will deliver 93% upside.
Thesis pillars
- Exceptional Growth Rate→Stable
- Compounder Quality Profile→Stable
- Deep Value Wide Moat→Stable
- +1 more pillar — see the Why tab for full reasoning
Pillars as of Jul 3, 2026· older than 90 days
PicS N.V. (PICS) Stock Analysis
Inst Constrain edge
Technology · Software - Infrastructure
Hold if already holding. Not a fresh buy at $7.26, but acceptable to hold if already in. Reasons: Sector modifier (Technology): -0.8; Negative momentum.
PicS N.V. operates as a digital financial services company that provides digital wallet and application for individuals and businesses in Brazil. The company offers a range of transactional products for its consumers, including Pix, an instant payment system, peer-to-peer... Read more
Hold if already holding. Not a fresh buy at $7.26, but acceptable to hold if already in. Reasons: Sector modifier (Technology): -0.8; Negative momentum. Chart setup: No clear chart pattern; technical signals are mixed. Maintain position. Not compelling to add more. Score 6.9/10, moderate confidence.
Passes 6/8 gates (favorable risk/reward ratio, clean insider activity, no SEC red flags, news events none recent, semi cycle peak clear, materials cycle peak clear). Fails on weak momentum. Suitability: speculative.
Recent developments
updated Oct 28, 2026Recent Developments — PicS N.V.
Latest news
- NEWS Star Wars' John Boyega Was Once a Stock Photo Model and 'Used the Money for New Trainers' - See the Pics - IMDb — IMDb Oct 28, 2026 neutral
- NEWS PICS Q2 2026 Earnings: 10.19% EPS Beat Overshadowed by 13.55% Share Price Decline - Mid-Term Outlook - https://www.siam. — https://www.siam.in/ Oct 27, 2026 positive
- NEWS Steve McBee Sr. Shares a New Look at Life With His Family on the Farm (PICS) - AOL.com — AOL.com Oct 27, 2026 neutral
- NEWS Ahaana Krishna shares first wedding pics with Nimish Ravi, says 'Met you at 20, Married you at 30!' - Big News Network.c — Big News Network.com Sep 16, 2026 neutral
- NEWS Ahaana Krishna shares first wedding pics with Nimish Ravi, says 'Met you at 20, Married you at 30!' - bignewsnetwork.com — bignewsnetwork.com Sep 16, 2026 neutral
Latest item Oct 28, 2026 · Generated 2026-11-05T11:29:01Z.
Upcoming dated catalysts
Thesis
Key Metrics
Quality Signals
Options Flow
Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. How we score · Editorial policy
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Rating Breakdown
1 floor-breaker·2 ceiling hits
Price action weak — below key moving averages, no momentum carry. Needs a base before trend-continuation setups apply.static
Price Targets
Position Sizing
Risk Alerts
Earnings
Verdict History
Frequently Asked Questions
Hold if already holding. Not a fresh buy at $7.26, but acceptable to hold if already in. Reasons: Sector modifier (Technology): -0.8; Negative momentum. Chart setup: No clear chart pattern; technical signals are mixed. Maintain position. Not compelling to add more. Analyst target $15.73 (+116.7%), stop $6.75 (−7.6%), A.R:R 7.8:1. Score 6.9/10, moderate confidence.
Analyst target: $15.73 (+116.7% upside). Analyst target $15.73 (+116.7%), stop $6.75 (−7.6%), A.R:R 7.8:1. Stop-loss: $6.75.
Sector modifier (Technology): -0.8; Negative momentum.
PicS N.V. trades at a P/E of 3.7 (forward 2.3). TrendMatrix value score: 9.8/10. Verdict: Hold.
13 analysts rate PICS, with a consensus score of 4.3/5. 9 analysts publish price targets averaging $18.
What does PicS N.V. do?PicS N.V. operates as a digital financial services company that provides digital wallet and application for individuals...
PicS N.V. operates as a digital financial services company that provides digital wallet and application for individuals and businesses in Brazil. The company offers a range of transactional products for its consumers, including Pix, an instant payment system, peer-to-peer between PicPay accounts, bill payments, payroll portability, global account, and a payment assistant that helps consumers organize, centralize, and settle bills through an integrated hub. The company also provides multipurpose cards; personal loans; instalment payments; payroll loans for public servants, retirees, and pensioners; private payroll loans for formally employed workers; and access to the FGTS annual birthday withdrawal program. In addition, it offers digital insurance distribution platform with products, such as digital wallet insurance, PicPay Card bill protection, credit life insurance, smartphone protection, life insurance, home insurance, and others, as well as provides a range of products to various investor profiles and financial goals. Further, the company offers a portfolio of products in QR code payments for small and medium-sized businesses; banking services; corporate benefits and salary advances; PicPay Shop that offers consumers to purchase a range of products and services; and PicPay Ads, an advertising platform designed to enable brands to reach engaged consumer base through contextualized placements within the app. PicS N.V. was formerly known as Picpay Holdings Netherlands B.V. The company was founded in 2012 and is based in São Paulo, Brazil. PicS N.V. is a subsidiary of Jf International B.v.