PicS N.V. is a high-quality infrastructure software company with 70% year-over-year revenue growth, a wide economic moat, ROE of 31%, and a forward P/E of only 3.4x — representing a rare combination of deep value and exceptional growth that analysts project will deliver 93% upside.
Thesis pillars
- Exceptional Growth Rate→Stable
- Compounder Quality Profile→Stable
- Deep Value Wide Moat→Stable
- +1 more pillar — see the Why tab for full reasoning
PicS N.V. (PICS) Stock Analysis
Inst Constrain edge
Technology · Software - Infrastructure
Wait for pullback to $12.54. BUY gates pass at $13.28, but sector modifier (Technology): -0.8 and overbought (RSI 81) argue for a more patient entry. Engine's entry $12.54 (Default 5pct Sticky) is the shallowest technical level that clears the 2:1 A.R:R minimum.
PicS N.V. operates as a digital financial services company that provides digital wallet and application for individuals and businesses in Brazil. The company offers a range of transactional products for its consumers, including Pix, an instant payment system, peer-to-peer... Read more
Wait for pullback to $12.54. BUY gates pass at $13.28, but sector modifier (Technology): -0.8 and overbought (RSI 81) argue for a more patient entry. Engine's entry $12.54 (Default 5pct Sticky) is the shallowest technical level that clears the 2:1 A.R:R minimum. Chart setup: No clear chart pattern; technical signals are mixed. Deep value: 73% margin of safety. Extreme undervaluation. Score 7.3/10, moderate confidence.
Passes 8/8 gates (positive momentum, favorable risk/reward ratio, clean insider activity, no SEC red flags, news events none recent, earnings proximity 28d clear, semi cycle peak clear, materials cycle peak clear). Suitability: aggressive.
Recent developments
updated 2026-10-16Recent Developments — PicS N.V.
Latest news
- NEWS Did You Lose Money Investing in PicS N.V.? Robbins LLP Urges Investors with Significant Losses to Contact the Firm for I — newsfilecorp.com negative
- NEWS PICS Deadline: Rosen Law Firm Urges PicS N.V. (NASDAQ: PICS) Stockholders to Contact the Firm for Information About Thei — Business Wire negative
- NEWS PICS N.V. INVESTORS WITH LOSSES HAVE UNTIL AUGUST 4, 2026 - GlobeNewswire — GlobeNewswire negative
- NEWS PICS N.V. INVESTORS WITH LOSSES HAVE UNTIL AUGUST 4, 2026 - globenewswire.com — globenewswire.com negative
- NEWS Kaplan Fox Encourages PicS N.V. (NASDAQ: PICS) Investors to Contact the Firm Before the Deadline on August 4, 2026 - New — NewMediaWire negative
Generated 2026-10-16T11:27:08Z.
Upcoming dated catalysts
Thesis
Key Metrics
Quality Signals
Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results.
Show full disclosure ▾Hide full disclosure ▴
About TrendMatrix. TrendMatrix is a publisher of general securities research and market commentary. We publish on a regular schedule. All content is the same for every subscriber in a tier — we do not provide personalized investment advice and we do not take into account any individual subscriber's financial situation, investment objectives, risk tolerance, tax situation, or holdings.
Not investment advice. TrendMatrix is not a registered investment adviser. Our content is for informational and educational purposes only. Consult your own licensed investment adviser, broker, or tax professional before making any investment decision.
Conflicts and positions. The TrendMatrix editorial team frequently holds personal long-term positions in securities discussed. We disclose positions held at the time of publication on each piece. We maintain a trading-window policy: we do not initiate or close positions in the same direction as a TrendMatrix publication within 24 hours before or 72 hours after publication.
No paid promotion. TrendMatrix does not accept payment from any issuer, broker, or third party in exchange for coverage of any security. Our sole compensation is subscription revenue.
No fiduciary duty. No fiduciary, advisory, or agency relationship is created between you and TrendMatrix by reading our content or subscribing to our service.
Performance. Past performance is not indicative of future results. Performance figures reflect the published model only and do not reflect any individual subscriber's actual results.
Rating Breakdown
1 floor-breaker·2 ceiling hits
Technicals below the gate floor. Component breakdown shows what dragged the score down.static
Price Targets
Position Sizing
Risk Alerts
Earnings
Verdict History
Frequently Asked Questions
Wait for pullback to $12.54. BUY gates pass at $13.28, but sector modifier (Technology): -0.8 and overbought (RSI 81) argue for a more patient entry. Engine's entry $12.54 (Default 5pct Sticky) is the shallowest technical level that clears the 2:1 A.R:R minimum. Chart setup: No clear chart pattern; technical signals are mixed. Deep value: 73% margin of safety. Extreme undervaluation. Target $16.99 (+27.9%), stop $11.66 (−13.9%), A.R:R 1.9:1. Score 7.3/10, moderate confidence.
Take-profit target: $16.99 (+27.9% upside). Target $16.99 (+27.9%), stop $11.66 (−13.9%), A.R:R 1.9:1. Stop-loss: $11.66.
Sector modifier (Technology): -0.8; Overbought (RSI 81).
PicS N.V. trades at a P/E of 6.8 (forward 4.5). TrendMatrix value score: 9.7/10. Verdict: Buy (Wait for Entry).
13 analysts cover PICS with a consensus score of 4.3/5. Average price target: $20.
What does PicS N.V. do?PicS N.V. operates as a digital financial services company that provides digital wallet and application for individuals...
PicS N.V. operates as a digital financial services company that provides digital wallet and application for individuals and businesses in Brazil. The company offers a range of transactional products for its consumers, including Pix, an instant payment system, peer-to-peer between PicPay accounts, bill payments, payroll portability, global account, and a payment assistant that helps consumers organize, centralize, and settle bills through an integrated hub. The company also provides multipurpose cards; personal loans; instalment payments; payroll loans for public servants, retirees, and pensioners; private payroll loans for formally employed workers; and access to the FGTS annual birthday withdrawal program. In addition, it offers digital insurance distribution platform with products, such as digital wallet insurance, PicPay Card bill protection, credit life insurance, smartphone protection, life insurance, home insurance, and others, as well as provides a range of products to various investor profiles and financial goals. Further, the company offers a portfolio of products in QR code payments for small and medium-sized businesses; banking services; corporate benefits and salary advances; PicPay Shop that offers consumers to purchase a range of products and services; and PicPay Ads, an advertising platform designed to enable brands to reach engaged consumer base through contextualized placements within the app. PicS N.V. was formerly known as Picpay Holdings Netherlands B.V. The company was founded in 2012 and is based in São Paulo, Brazil. PicS N.V. is a subsidiary of Jf International B.v.