PicS N.V. is a high-quality infrastructure software company with 70% year-over-year revenue growth, a wide economic moat, ROE of 31%, and a forward P/E of only 3.4x — representing a rare combination of deep value and exceptional growth that analysts project will deliver 93% upside.
Thesis pillars
- Exceptional Growth Rate→Stable
- Compounder Quality Profile→Stable
- Deep Value Wide Moat→Stable
- +1 more pillar — see the Why tab for full reasoning
PicS N.V. (PICS) Stock Analysis
Range Bound setup · Inst Constrain edge
Technology · Software - Infrastructure
Wait — supporting gate not met yet. Price is at or below entry $11.91 but weak momentum still blocks BUY_NOW.
PicS N.V. operates as a digital financial services company that provides digital wallet and application for individuals and businesses in Brazil. The company offers a range of transactional products for its consumers, including Pix, an instant payment system, peer-to-peer... Read more
Wait — supporting gate not met yet. Price is at or below entry $11.91 but weak momentum still blocks BUY_NOW. Chart setup: RSI 56 mid-range, Bollinger mid-band. Deep value: 55% margin of safety. Extreme undervaluation. (held at prior verdict — engine reading is near the momentum/RSI threshold; will commit on clearer signal). Score 7.7/10, high confidence.
Passes 9/10 gates (positive momentum, favorable risk/reward ratio, clean insider activity, no SEC red flags, news events none recent, earnings proximity 18d clear, semi cycle peak clear, materials cycle peak clear, sector concentration cap sector=technology 7/10). Suitability: speculative.
Recent developments
updated 2026-07-26Recent Developments — PicS N.V.
Latest news
- NEWS INVESTOR DEADLINE ALERT: PicS N.V. (NASDAQ: PICS) Investors with Substantial Losses Have Opportunity to Lead Class Actio — PR Newswire negative
- NEWS PICS Investors Have Opportunity to Lead PicS N.V. Securities Lawsuit - Sahm — Sahm negative
- NEWS PicS N.V. (PICS) Investors Have Opportunity to Lead Securities Fraud Class Action Lawsuit - FinancialContent — FinancialContent negative
- NEWS PICS Deadline Alert: Levi & Korsinsky Reminds PicS N.V. (PICS) Investors of Securities Class Action Deadline on August 4 — PR Newswire negative
- NEWS PicS N.V. Allegedly Misled Investors in Connection with its Initial Public Offering; Robbins LLP Urges Harmed Investors — TMX Newsfile negative
Generated 2026-07-27T11:13:01Z.
Upcoming dated catalysts
Thesis
Key Metrics
Quality Signals
Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results.
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Rating Breakdown
1 floor-breaker·2 ceiling hits
Technicals below the gate floor. Component breakdown shows what dragged the score down.static
Price Targets
Position Sizing
Risk Alerts
Earnings
Verdict History
Frequently Asked Questions
Wait — supporting gate not met yet. Price is at or below entry $11.91 but weak momentum still blocks BUY_NOW. Chart setup: RSI 56 mid-range, Bollinger mid-band. Deep value: 55% margin of safety. Extreme undervaluation. (held at prior verdict — engine reading is near the momentum/RSI threshold; will commit on clearer signal). Target $17.75 (+49.8%), stop $10.68 (−11.0%), A.R:R 3.3:1. Score 7.7/10, high confidence.
Take-profit target: $17.75 (+49.8% upside). Target $17.75 (+49.8%), stop $10.68 (−11.0%), A.R:R 3.3:1. Stop-loss: $10.68.
PicS N.V. trades at a P/E of 6.7 (forward 3.8). TrendMatrix value score: 9.7/10. Verdict: Buy (Wait for Entry).
12 analysts cover PICS with a consensus score of 4.3/5. Average price target: $20.
What does PicS N.V. do?PicS N.V. operates as a digital financial services company that provides digital wallet and application for individuals...
PicS N.V. operates as a digital financial services company that provides digital wallet and application for individuals and businesses in Brazil. The company offers a range of transactional products for its consumers, including Pix, an instant payment system, peer-to-peer between PicPay accounts, bill payments, payroll portability, global account, and a payment assistant that helps consumers organize, centralize, and settle bills through an integrated hub. The company also provides multipurpose cards; personal loans; instalment payments; payroll loans for public servants, retirees, and pensioners; private payroll loans for formally employed workers; and access to the FGTS annual birthday withdrawal program. In addition, it offers digital insurance distribution platform with products, such as digital wallet insurance, PicPay Card bill protection, credit life insurance, smartphone protection, life insurance, home insurance, and others, as well as provides a range of products to various investor profiles and financial goals. Further, the company offers a portfolio of products in QR code payments for small and medium-sized businesses; banking services; corporate benefits and salary advances; PicPay Shop that offers consumers to purchase a range of products and services; and PicPay Ads, an advertising platform designed to enable brands to reach engaged consumer base through contextualized placements within the app. PicS N.V. was formerly known as Picpay Holdings Netherlands B.V. The company was founded in 2012 and is based in São Paulo, Brazil. PicS N.V. is a subsidiary of Jf International B.v.