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UFPIUFP Industries, Inc.Sell4.9·$89.19+0.04%
SellModerate Confidence
Investment thesis

UFP Industries trades at an attractive forward multiple of 15.4x with a PEG of 0.78, but persistent earnings misses across all four recent quarters and negative free cash flow quality undermine the value thesis and require earnings improvement before the discount narrows.

Thesis pillars

  • Asymmetry Gap Limits UpsideStable
  • Four Quarter Earnings Miss StreakStable
  • Value Discount With Peg Below OneStable
  • +1 more pillar — see the Why tab for full reasoning

Full reasoning →

Open full analysis

UFP Industries, Inc. (UFPI) Stock Analysis

Recovery setup

SellVALUE-TRAP 1/5Moderate Confidence

Basic Materials · Lumber & Wood Production

Sell if holding. Engine safety override at $89.19: Quality below floor (3.9 < 4.0) triggers a hard block regardless of the otherwise-positive setup — overall score 4.9/10. Specifically: Below-average business quality; Below long-term trend.

UFP Industries designs, manufactures, and distributes wood and composite products across three segments — Retail Solutions, Packaging, and Construction — with operations in the U.S., Mexico, Canada, Spain, India, and Australia. The company serves big-box retailers, industrial... Read more

$89.19+0.5% A.UpsideScore 4.9/10#3 of 4 Lumber & Wood Production
QualityF-score7 / 9FCF yield3.12%
IncomeYield1.61%(5y avg 1.12%)Payout30.72%sustainable
Stop $83.73Target $89.61(analyst − 13%)A.R:R 0.0:1
Analyst target$103.00+15.5%5 analysts
$89.61our TP
$89.19price
$103.00mean
$115

Sell if holding. Engine safety override at $89.19: Quality below floor (3.9 < 4.0) triggers a hard block regardless of the otherwise-positive setup — overall score 4.9/10. Specifically: Below-average business quality; Below long-term trend. Chart setup: Death cross but MACD improving, RSI 62. Score 4.9/10, moderate confidence.

Passes 5/9 gates (clean insider activity, news events none recent, earnings proximity 23d clear, semi cycle peak clear, materials cycle peak clear). Fails on weak momentum and favorable risk/reward ratio and death cross (50MA < 200MA). Suitability: moderate.

10-K grounded · weekly refresh

About UFP Industries, Inc.

About UFP Industries, Inc.

UFP Industries' three segments — Retail Solutions, Packaging, and Construction — collectively make the company the largest converter of solid sawn softwood lumber from North American primary producers, purchasing an estimated 6.4% of the 56 billion board feet of North American softwood lumber production in 2025. Lumber costs, including plywood, represented 41.6% of net sales in 2025, versus 40.4% in 2024. The Retail Solutions segment services The Home Depot and Lowe's, which accounted for 17% and 11% of total net sales, respectively.

UFPI earns revenue across three distinct end markets. The Retail Solutions segment sells pressure-treated lumber (ProWood), composite decking (Deckorators), and exterior siding (UFP Edge) to big-box retailers and independent distributors; the company estimates it produces approximately 28% of all residential treated wood in the U.S. The Packaging segment designs custom structural packaging, pallets (PalletOne), and protective materials for agricultural, automotive, and durable-goods customers. The Construction segment supplies roof trusses, wall panels, and engineered wood to factory-built housing manufacturers, site-built residential and commercial builders, and concrete-forming contractors — with an estimated 35% share of roof trusses used in factory-built housing. Products are generally priced to customers at a quoted fixed price or indexed to the lumber market with a fixed-dollar adder, meaning lumber market volatility flows directly into revenue and gross profit. Export sales totaled approximately $239.5 million in 2025, down from $258.9 million in 2024.

Show full overview

Customer concentration is the clearest extractable risk: The Home Depot and Lowe's combined for approximately 28% of total net sales in fiscal 2025, a ratio that has held steady across 2023, 2024, and 2025. The 10-K flags this explicitly, noting that a significant portion of sales are concentrated with two customers. UFP's raw material base is similarly concentrated: southern yellow pine made up 75% of lumber purchases in 2025, sourced from mills across Texas to the Carolinas, though the company states it is not dependent on any particular source of supply.

See also: Basic Materials · Lumber & Wood Production

From UFP Industries, Inc.'s most recent 10-K filing, extracted June 16, 2026.

news + 30-day 8-K events · 5-min refresh

Recent developments

updated 2026-07-06

Recent Developments — UFP Industries, Inc.

Generated 2026-07-06T04:40:27Z.

TrendMatrix Research · upcoming catalyst calendar

Upcoming dated catalysts

Mon, Jul 27, 202623d to earnings· next earnings call

Thesis

Rewards
No bull case signals
Risks
Target reached (0.5% upside)
Quality below floor (3.9 < 4.0)

Key Metrics

P/E (TTM)19.4
P/E (Fwd)16.2
Mkt Cap$5.0B
EV/EBITDA9.4
Profit Mgn4.3%
ROE8.4%
Rev Growth-8.4%
Beta1.23
Dividend1.61%
Rating analysts11

Quality Signals

Piotroski F7/9

Options Flow

P/C0.35bullish
IV53%elevated

Concentration Risks(10-K Item 1A)

  • LOWCustomerThe Home Depot17%
    10-K Item 1A: 'Our sales to The Home Depot and Lowes comprised 17% and 11%, respectively, of our total net sales in fiscal 2025'
  • LOWCustomerLowes11%
    10-K Item 1A: 'Our sales to The Home Depot and Lowes comprised 17% and 11%, respectively, of our total net sales in fiscal 2025'
  • MEDIUMCommoditysouthern yellow pine
    10-K Item 1: 'southern yellow pine (75%), spruce-pine-fir (12%), and douglas fir (4%), while the remaining 9% of lumber purchases comprise various other species'

Material Events(8-K, last 90d)

  • 2026-04-22Item 5.01LOW
    Patrick M. Benton, President of UFP Construction, appointed EVP of Operation Integration effective July 1, 2026. Mike Ellerbrook appointed President of UFP Construction effective July 1, 2026. Clean handoff with named successor.
    SEC filing →

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results.

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Methodology · Editorial policy & full disclaimer

Rating Breakdown

4 floor-breakers

Revenue shrinking — -8.4% YoY. Growth thesis broken unless recovery story develops.static

Revenue Growth
0.4
Earnings Growth
6.0
Declining revenue: -8%

Technicals below the gate floor. Component breakdown shows what dragged the score down.static

Bollinger
3.0
Support Resistance
3.0
52w Position
5.2

No near-term catalyst priced in. Thesis progression will come from fundamentals grinding, not event reaction.static

Earnings History
0.0
Surprise Avg
0.0
Earnings Timing
5.0
Erm
6.5
Dividend Safety
7.0
Earnings concerns: 0B/4MDividend: 161.0%

Quality below the gate floor. Component breakdown shows what dragged the score down.static

Gross Margin
0.0
Operating Margin
1.7
Net Margin
2.2
Roe
2.8
Roa
3.4
Fcf Quality
4.6
Moat
4.6
Piotroski F
7.8
Current Ratio
8.4
Earnings quality warning: 59% FCF/NINo competitive moatStrong Piotroski F-Score: 7/9
GatesMomentum 4.2<4.5A.R:R 0.0 < 1.5@spotDeath cross (50MA < 200MA)8K FLAG 5.01Insider activity: OKNEWS EVENTS NONE RECENTEARNINGS PROXIMITY 23d clearSEMI CYCLE PEAK CLEARMATERIALS CYCLE PEAK CLEARRecoverySuitability: Moderate
RSI
62 · Neutral
20D MA 50D MA 200D MADEATH CROSSSupport $79.55Resistance $93.24

Price Targets

$84
$90
A.Upside+0.5%
A.R:R0.0:1

Position Sizing

ConvictionNone
Suggested %0.5%
Max %1%
RegimeSteady

Risk Alerts

! Target reached (0.5% upside)
! Quality below floor (3.9 < 4.0)
! momentum at 4.2 (below the engine's 4.5 threshold)

Earnings

M
M
M
M
0/4 beats
Next Earnings2026-07-27 (23d)

Verdict History

reverse chrono — latest first
Loading history...
Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is UFPI stock a buy right now?

Sell if holding. Engine safety override at $89.19: Quality below floor (3.9 < 4.0) triggers a hard block regardless of the otherwise-positive setup — overall score 4.9/10. Specifically: Below-average business quality; Below long-term trend. Chart setup: Death cross but MACD improving, RSI 62. Prior stop was $83.73. Score 4.9/10, moderate confidence.

What is the UFPI stock price target?

Take-profit target: $89.61 (+0.5% upside). Prior stop was $83.73. Stop-loss: $83.73.

What are the risks of investing in UFPI?

Target reached (0.5% upside); Quality below floor (3.9 < 4.0).

Is UFPI overvalued or undervalued?

UFP Industries, Inc. trades at a P/E of 19.4 (forward 16.2). TrendMatrix value score: 7.2/10. Verdict: Sell.

What do analysts say about UFPI?

11 analysts cover UFPI with a consensus score of 3.9/5. Average price target: $103.

What does UFP Industries, Inc. do?UFP Industries designs, manufactures, and distributes wood and composite products across three segments — Retail...

UFP Industries designs, manufactures, and distributes wood and composite products across three segments — Retail Solutions, Packaging, and Construction — with operations in the U.S., Mexico, Canada, Spain, India, and Australia. The company serves big-box retailers, industrial packagers, and homebuilders, with approximately 13,800 employees at December 27, 2025; The Home Depot and Lowe's together accounted for 28% of 2025 net sales.

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