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PSNLPersonalis, Inc.Sell2.8·$14.35+5.36%
SellHigh Confidence
Investment thesis

Personalis has already reached its analyst target with implied downside, quality metrics sit well below the engine's floor amid cash burn and declining revenue, and insiders have been steady net sellers — a stack of bearish signals despite a short-term overbought bounce.

Thesis pillars

  • Analyst Target Already ReachedStable
  • Quality Cash Burn Below FloorStable
  • Declining Revenue TrendStable
  • +2 more pillars — see the Why tab for full reasoning

Full reasoning →

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Personalis, Inc. (PSNL) Stock Analysis

SellHigh Confidence

Healthcare · Diagnostics & Research

Sell if holding. Engine safety override at $14.35: a dimension score below its floor triggers a hard block regardless of the otherwise-positive setup — overall score 2.8/10. Specifically: High short interest: 17%; Below-average business quality; Rich valuation.

Personalis develops and sells cancer genomic testing services, including its NeXT Personal Dx liquid biopsy test for detecting minimal residual disease, serving pharmaceutical companies, diagnostics firms, and cancer patients from its CLIA-certified Fremont, California... Read more

$14.35+1.3% A.UpsideScore 2.8/10#32 of 32 Diagnostics & Research
QualityF-score3 / 9FCF yield-2.97%
Stop $13.34Target $14.53(resistance)A.R:R -2.3:1
Analyst target$10.86-24.3%7 analysts
$14.53our TP
$14.35price
$10.86mean
$9

Sell if holding. Engine safety override at $14.35: a dimension score below its floor triggers a hard block regardless of the otherwise-positive setup — overall score 2.8/10. Specifically: High short interest: 17%; Below-average business quality; Rich valuation. Chart setup: No clear chart pattern; technical signals are mixed. Score 2.8/10, high confidence.

Passes 6/8 gates (positive momentum, no SEC red flags, news events none recent, earnings proximity 31d clear, semi cycle peak clear, materials cycle peak clear). Fails on favorable risk/reward ratio. Suitability: aggressive.

10-K grounded · weekly refresh

About Personalis, Inc.

About Personalis, Inc.

Personalis derives 90% of its revenue from the United States, with Europe and the rest of the world contributing 9% and 1%, respectively, for the year ended December 31, 2025. Its flagship NeXT Personal Dx liquid biopsy test, introduced in the fourth quarter of 2023, detects minimal residual disease and cancer recurrence, while two customers — Moderna and the VA MVP population-sequencing program — accounted for 22% and 17% of 2025 revenue.

Personalis sells testing services to pharmaceutical and biopharmaceutical companies for clinical trials and biomarker discovery, to diagnostics companies for whole exome sequencing, and directly to cancer patients through physicians, with Moderna, the VA MVP, and Natera together making up the largest named customers. The company's top five customers accounted for 62% of 2025 revenue, down from 81% in 2024, as the Natera relationship — once 30% of revenue in 2024 — fell to 8% in 2025 after the companies' MRD-testing partnership wound down. On the supply side, Personalis relies on Illumina as the sole supplier of the sequencers, reagents, and maintenance services its CLIA-certified Fremont, California laboratory needs to run every test. Commercial reach also depends on a 2023 co-commercialization agreement with Tempus, expanded in 2024 and again in July 2025 to cover biopharma customers and colorectal cancer, extending the partnership's term through November 2029.

Show full overview

Personalis' laboratory operations run through a single point of failure: Illumina is the sole supplier of the sequencers, reagents, and maintenance services the Fremont lab needs, so any disruption to that relationship could halt testing capacity outright. That supply dependency compounds a customer-side risk the 10-K quantifies directly: Moderna and the VA MVP alone provided 39% of 2025 revenue, and the VA MVP's annual contracted orders have already fallen from $30.9 million in September 2020 to $10.0 million or less in most subsequent years, a decline the company attributes partly to federal cost-cutting and pandemic-era disruptions to veteran enrollment.

See also: Healthcare · Diagnostics & Research

From Personalis, Inc.'s most recent 10-K filing, extracted July 6, 2026.

TrendMatrix Research · upcoming catalyst calendar

Upcoming dated catalysts

Wed, Aug 5, 202631d to earnings· next earnings call

Thesis

Rewards
No bull case signals
Risks
Concentration risk — Supplier: Illumina
Concentration risk — Customer: top five customers (62.0%)
Target reached (-34.1% upside)

Key Metrics

P/E (TTM)
P/E (Fwd)-15.2
Mkt Cap$1.4B
EV/EBITDA-13.3
Profit Mgn-148.1%
ROE-41.4%
Rev Growth-24.9%
Beta2.24
DividendNone
Rating analysts13

Quality Signals

Piotroski F3/9

Options Flow

P/C0.20bullish
IV128%elevated
Max Pain$3-82.6% vs spot

Concentration Risks(10-K Item 1A)

  • HIGHSupplierIllumina
    10-K Item 1: 'we rely on Illumina as the sole supplier of sequencers and various associated reagents, and as the sole provider of maintenance and repair services for these sequencers'
  • HIGHCustomertop five customers62%
    10-K Item 1A: 'Our top five customers, including Moderna, the VA MVP and Natera, accounted for 62% and 81% of our revenue for the years ended December 31, 2025 and 2024, respectively.'
  • LOWCustomerModerna22%
    10-K Item 1A: 'Moderna, which accounted for 22% and 28% of our revenue for the years ended December 31, 2025 and 2024, respectively.'
  • LOWCustomerVA MVP17%
    10-K Item 1A: 'the VA MVP, which accounted for 17% and 9% of our revenue for the years ended December 31, 2025 and 2024, respectively.'
  • LOWCustomerNatera8.0%
    10-K Item 1A: 'Natera, which accounted for 8% and 30% of our revenue for the years ended December 31, 2025 and 2024, respectively.'
  • HIGHGeographicUnited States90%
    10-K Item 1: 'the United States, Europe (including the U.K.), and rest of the world...accounted for 90%, 9%, and 1%, respectively, of our revenue for the year ended December 31, 2025'

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results.

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Methodology · Editorial policy & full disclaimer

Rating Breakdown

5 floor-breakers

Revenue shrinking — -24.9% YoY. Growth thesis broken unless recovery story develops.static

Revenue Growth
0.0
Declining revenue: -25%
Low model confidence on this dimension (33%).

Ranks in the bottom of its industry peers on the composite signal. Better names in the same sector exist.static

Value Rank
0.0
Quality Rank
0.0
Growth Rank
0.0

Priced at a premium — multiples above sector norms. Needs delivery on growth + margins to justify.static

Ps
0.0
Analyst Target
3.0
Expensive valuation
Low model confidence on this dimension (33%).

Unprofitable operations — net margin -148.1%. Quality floor flags this regardless of sector context.static

Roe
0.0
Roa
0.0
Gross Margin
0.0
Fcf Quality
0.0
Piotroski F
3.3
Moat
4.0
Current Ratio
6.4
Cash-burning: FCF -66% of revenueNo competitive moatWeak Piotroski F-Score: 3/9Quality concerns

Technicals below the gate floor. Component breakdown shows what dragged the score down.static

Bollinger
0.7
Support Resistance
0.9
52w Position
9.3
GatesA.R:R -2.3=NEGATIVEINSIDER 0.28%=MODERATEMomentum 7.5>=5.5No SEC red flagsNEWS EVENTS NONE RECENTEARNINGS PROXIMITY 31d clearSEMI CYCLE PEAK CLEARMATERIALS CYCLE PEAK CLEARSuitability: Aggressive
RSI
84 · Overbought
20D MA 50D MA 200D MAGOLDEN CROSSSupport $9.08Resistance $14.83

Price Targets

$13
$15
A.Upside+1.3%
A.R:R-2.3:1

Position Sizing

ConvictionNone
Suggested %0.5%
Max %1%
RegimeSteady

Risk Alerts

! Target reached (-34.1% upside)
! Quality below floor (2.0 < 4.0)
! Negative risk/reward — downside exceeds upside

Earnings

B
B
M
M
2/4 beats
Next Earnings2026-08-05 (31d)

Verdict History

reverse chrono — latest first
Loading history...
Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is PSNL stock a buy right now?

Sell if holding. Engine safety override at $14.35: a dimension score below its floor triggers a hard block regardless of the otherwise-positive setup — overall score 2.8/10. Specifically: High short interest: 17%; Below-average business quality; Rich valuation. Chart setup: No clear chart pattern; technical signals are mixed. Prior stop was $13.34. Score 2.8/10, high confidence.

What is the PSNL stock price target?

Take-profit target: $14.53 (+1.3% upside). Prior stop was $13.34. Stop-loss: $13.34.

What are the risks of investing in PSNL?

Concentration risk — Supplier: Illumina; Concentration risk — Customer: top five customers (62.0%); Target reached (-34.1% upside).

Is PSNL overvalued or undervalued?

Personalis, Inc. trades at a P/E of N/A (forward -15.2). TrendMatrix value score: 1.8/10. Verdict: Sell.

What do analysts say about PSNL?

13 analysts cover PSNL with a consensus score of 4.2/5. Average price target: $11.

What does Personalis, Inc. do?Personalis develops and sells cancer genomic testing services, including its NeXT Personal Dx liquid biopsy test for...

Personalis develops and sells cancer genomic testing services, including its NeXT Personal Dx liquid biopsy test for detecting minimal residual disease, serving pharmaceutical companies, diagnostics firms, and cancer patients from its CLIA-certified Fremont, California laboratory. Moderna and the VA MVP population-sequencing program accounted for 22% and 17% of 2025 revenue, respectively, with the top five customers together representing 62%, and 90% of revenue came from the United States.

Related stocks: SHC (Sotera Health Company) · CDNA (CareDx, Inc.) · NEO (NeoGenomics, Inc.) · WGS (GeneDx Holdings Corp.) · VCYT (Veracyte, Inc.)
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