Skip to main content
MSFTMicrosoft CorporationBuy Wait6.4·$495.25-0.33%
Buy WaitModerate Confidence
Investment thesis

Microsoft is an exceptional-quality software business with a perfect 4-quarter earnings beat streak and 34% return on equity, currently held back by short-term price weakness that has pushed the stock below its 200-day moving average, creating a potential accumulation opportunity for patient investors.

Thesis pillars

  • Premium Quality MarginsStable
  • Earnings Consistency BeatsStable
  • Analyst Upside Target GapImproving
  • +1 more pillar — see the Why tab for full reasoning

Full reasoning →

Open full analysis

Microsoft Corporation (MSFT) Stock Analysis

Recovery setup

Buy WaitGrowthQualityModerate Confidence

Technology · Software - Infrastructure

Wait for pullback to $431.71. At $495.25 the A.R:R is 0.4:1 — below the 1.5:1 minimum for BUY_NOW. Engine's entry $431.71 (Default 5pct Sticky) is the shallowest technical level that clears the 2:1 A.R:R minimum. Key risks: Thin upside margin: 5.3%; Overbought (RSI 85).

Microsoft develops and sells cloud services, productivity software, operating systems, and devices across three segments: Productivity and Business Processes (Microsoft 365, LinkedIn, Dynamics), Intelligent Cloud (Azure, server products), and More Personal Computing (Windows,... Read more

$495.25+5.3% A.UpsideScore 6.4/10#18 of 103 Software - Infrastructure
QualityF-score8 / 9FCF yield0.45%
IncomeYield0.74%(5y avg 0.79%)Payout19.83%sustainable
Entry $431.71(Default 5pct Sticky)Stop $397.82Target $521.82(analyst − 8%)A.R:R 0.4:1
Analyst target$567.20+14.5%53 analysts
$521.82our TP
$495.25price
$567.20mean
$400
$870

Wait for pullback to $431.71. At $495.25 the A.R:R is 0.4:1 — below the 1.5:1 minimum for BUY_NOW. Engine's entry $431.71 (Default 5pct Sticky) is the shallowest technical level that clears the 2:1 A.R:R minimum. Key risks: Thin upside margin: 5.3%; Overbought (RSI 85). Chart setup: Death cross but MACD improving, RSI 85. Wide-moat business. Accumulate on weakness. Score 6.4/10, moderate confidence.

Passes 5/9 gates (clean insider activity, news events none recent, earnings proximity 75d clear, semi cycle peak clear, materials cycle peak clear). Fails on weak momentum and favorable risk/reward ratio and death cross (50MA < 200MA). Suitability: moderate.

10-K grounded · weekly refresh

About Microsoft Corporation

About Microsoft Corporation

Microsoft organizes its business into three segments — Productivity and Business Processes, Intelligent Cloud, and More Personal Computing — spanning Microsoft 365, Azure, LinkedIn, Dynamics, Windows, and Xbox. The company employed approximately 228,000 full-time people as of June 30, 2025, with 125,000 in the U.S. and 103,000 internationally, following its October 2023 acquisition of Activision Blizzard and ongoing strategic partnership with OpenAI first expanded in January 2023.

Microsoft earns revenue primarily through cloud subscriptions and consumption-based services — Microsoft 365 Commercial and Consumer subscriptions, Azure infrastructure- and platform-as-a-service consumption, LinkedIn Talent, Marketing, Premium, and Sales Solutions, and Dynamics 365 applications — alongside on-premises software licensing, Windows OEM licensing, and device and gaming hardware sales. Its cloud economics benefit from three scale effects the company describes explicitly: lower per-unit datacenter costs at larger scale, aggregated demand across customers, geographies, and applications that improves utilization, and multi-tenancy that lowers per-customer maintenance costs. Azure competes against other hyperscale cloud providers and open-source alternatives, Office competes against web-based and AI-first application vendors, and LinkedIn competes against online professional networks and recruiting platforms. Growth in Microsoft 365 depends partly on continuing the shift of customers from on-premises Office licenses to cloud subscriptions, a transition the company has been managing for more than a decade.

Show full overview

Microsoft's 10-K discloses a specific, named cybersecurity incident rather than only describing threat categories in the abstract: a nation-state-associated threat actor used a password spray attack beginning in late November 2023 to compromise a legacy test account, gain access to Microsoft email accounts, and reach some of the company's source code repositories and internal systems, an intrusion first disclosed via Form 8-K in January 2024 and amended in March 2024. The filing states this threat actor could continue to use the information obtained to attempt further access, and that nation-state attacks have intensified in part because of Microsoft's public transparency about them — a dynamic that ties the company's disclosure practices directly to its ongoing threat exposure.

See also: Technology · Software - Infrastructure

From Microsoft Corporation's most recent 10-K filing, extracted August 9, 2026.

news + 30-day 8-K events · 5-min refresh

Recent developments

updated 2026-08-15
TrendMatrix Research · upcoming catalyst calendar

Upcoming dated catalysts

Wed, Oct 28, 202675d to earnings· next earnings call

Thesis

Rewards
Strong earnings beat streak (4/4)
Positive news sentiment (+0.60)
High-quality business
Risks
Thin upside margin: 5.3%
Overbought (RSI 85)

Key Metrics

P/E (TTM)27.4
P/E (Fwd)21.1
Mkt Cap$3.69T
EV/EBITDA19.3
Profit Mgn40.3%
ROE34.0%
Rev Growth17.7%
Beta1.10
Dividend0.74%
Rating analysts69

Quality Signals

Piotroski F8/9MoatWideCompounder

Options Flow

P/C1.08bearish
IV34%normal

Material Events(8-K, last 90d)

  • 2026-06-05Item 5.02LOW
    Director Reid Hoffman (on the board since 2017) informed the company on June 2, 2026 of his decision not to stand for re-election at the 2026 annual meeting. No disagreement with management cited; he continues serving until the meeting.
    SEC filing →
  • 2026-05-14Item 5.02LOW
    Board appointed Carmine Di Sibio as a director effective May 13, 2026; he will serve on the Audit and Compensation Committees. Standard non-employee director compensation and indemnification arrangement; no other arrangement disclosed.
    SEC filing →

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results.

Show full disclosure ▾

About TrendMatrix. TrendMatrix is a publisher of general securities research and market commentary. We publish on a regular schedule. All content is the same for every subscriber in a tier — we do not provide personalized investment advice and we do not take into account any individual subscriber's financial situation, investment objectives, risk tolerance, tax situation, or holdings.

Not investment advice. TrendMatrix is not a registered investment adviser. Our content is for informational and educational purposes only. Consult your own licensed investment adviser, broker, or tax professional before making any investment decision.

Conflicts and positions. The TrendMatrix editorial team frequently holds personal long-term positions in securities discussed. We disclose positions held at the time of publication on each piece. We maintain a trading-window policy: we do not initiate or close positions in the same direction as a TrendMatrix publication within 24 hours before or 72 hours after publication.

No paid promotion. TrendMatrix does not accept payment from any issuer, broker, or third party in exchange for coverage of any security. Our sole compensation is subscription revenue.

No fiduciary duty. No fiduciary, advisory, or agency relationship is created between you and TrendMatrix by reading our content or subscribing to our service.

Performance. Past performance is not indicative of future results. Performance figures reflect the published model only and do not reflect any individual subscriber's actual results.

Methodology · Editorial policy & full disclaimer

Rating Breakdown

10 dimensions · all in-band

GatesMomentum 4.5<4.5A.R:R 0.4 < 1.5@spotDeath cross (50MA < 200MA)Executive change: officer departure/appointmentInsider activity: OKNEWS EVENTS NONE RECENTEARNINGS PROXIMITY 75d clearSEMI CYCLE PEAK CLEARMATERIALS CYCLE PEAK CLEARRecoverySuitability: Moderate
RSI
85 · Overbought
20D MA 50D MA 200D MADEATH CROSSSupport $377.39Resistance $513.73

Price Targets

$398
$432
$522
A.Upside+5.3%
A.R:R0.4:1

Position Sizing

ConvictionHigh conviction
Suggested %0.6%
Max %1.1%
RegimeSteady

Risk Alerts

! News modifier capped: WAIT cannot upgrade to NOW via sentiment alone
! momentum at 4.5 (below the engine's 4.5 threshold)
! asymmetry at 0.4 (below the engine's 1.5 threshold)@spot

Earnings

B
B
B
B
4/4 beats
Next Earnings2026-10-28 (75d)

Verdict History

reverse chrono — latest first
Loading history...
Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is MSFT stock a buy right now?

Wait for pullback to $431.71. At $495.25 the A.R:R is 0.4:1 — below the 1.5:1 minimum for BUY_NOW. Engine's entry $431.71 (Default 5pct Sticky) is the shallowest technical level that clears the 2:1 A.R:R minimum. Key risks: Thin upside margin: 5.3%; Overbought (RSI 85). Chart setup: Death cross but MACD improving, RSI 85. Wide-moat business. Accumulate on weakness. Target $521.82 (+5.4%), stop $397.82 (−24.5%), A.R:R 0.4:1. Score 6.4/10, moderate confidence.

What is the MSFT stock price target?

Take-profit target: $521.82 (+5.3% upside). Target $521.82 (+5.4%), stop $397.82 (−24.5%), A.R:R 0.4:1. Stop-loss: $397.82.

What are the risks of investing in MSFT?

Thin upside margin: 5.3%; Overbought (RSI 85).

Is MSFT overvalued or undervalued?

Microsoft Corporation trades at a P/E of 27.4 (forward 21.1). TrendMatrix value score: 4.4/10. Verdict: Buy (Wait for Entry).

What do analysts say about MSFT?

69 analysts cover MSFT with a consensus score of 4.3/5. Average price target: $567.

What does Microsoft Corporation do?Microsoft develops and sells cloud services, productivity software, operating systems, and devices across three...

Microsoft develops and sells cloud services, productivity software, operating systems, and devices across three segments: Productivity and Business Processes (Microsoft 365, LinkedIn, Dynamics), Intelligent Cloud (Azure, server products), and More Personal Computing (Windows, Xbox, Surface). The company employed approximately 228,000 full-time people as of June 30, 2025, with roughly 45% based outside the U.S., and has expanded its AI offerings through Microsoft 365 Copilot and its strategic partnership with OpenAI.

Related stocks: PLTR (Palantir Technologies Inc.) · ORCL (Oracle Corporation) · TSM (Taiwan Semiconductor Manufactur) · NVDA (NVIDIA Corporation) · MU (Micron Technology, Inc.)
Home Stocks MSFT

Latest news

Latest News

Barron's3d agoCONCERN
Forbes5d agoCONCERN
Benzinga12h agoCONCERN
WSJ17d ago
WSJ17d ago
Investor's Business Daily17d agoEarnings
Yahoo Finance17d agoEarnings
WSJ17d ago
Bloomberg.com17d ago
PR Newswire17d agoEarnings
CNBC17d agoEarnings
CNBC17d ago
CNBC17d ago
Investopedia17d agoEarnings
Reuters17d agoEarnings
WSJ108d ago
Investor's Business Daily108d ago
Barron's108d ago
Barron's108d ago
CNBC108d ago
Loading more...