Skip to main content
KBKB Financial Group IncHold6.3·$117.43-2.83%
HoldModerate Confidence
Investment thesis

A deeply discounted regional bank trading at a single-digit forward multiple with genuine earnings delivery and positive momentum breadth, but the stock has run above its near-term resistance target of $112.08, leaving no remaining upside buffer and a negative reward-to-risk that makes new entry unattractive at the current price.

Thesis pillars

  • Valuation DiscountStable
  • Earnings ConsistencyStable
  • Momentum BreadthImproving
  • +1 more pillar — see the Why tab for full reasoning

Full reasoning →

Open full analysis

KB Financial Group Inc (KB) Stock Analysis

Range Bound setup

HoldGrowthModerate Confidence

Financial Services · Banks - Regional

Hold if already holding. Not a fresh buy at $117.43, but acceptable to hold if already in. Reason: mixed signals — some dimensions strong, others weak.

KB Financial Group Inc. provides financial products and services in South Korea, the United States, New Zealand, China, Cambodia, the United Kingdom, Indonesia, and internationally. The company offers deposit products, such as demand and time deposits, certificates of deposit,... Read more

$117.43+22.1% A.UpsideScore 6.3/10#67 of 223 Banks - Regional
QualityF-score4 / 9FCF yield
IncomeYield2.60%(5y avg 4.52%)Payout27.00%sustainable
Stop $109.99Target $143.43(analyst − 15%)A.R:R 1.5:1
Analyst target$168.74+43.7%1 analysts
Range unavailable (1 analysts)

Hold if already holding. Not a fresh buy at $117.43, but acceptable to hold if already in. Reason: mixed signals — some dimensions strong, others weak. Chart setup: RSI 55 mid-range, Bollinger mid-band. Mixed signals. Hold existing position. Score 6.3/10, moderate confidence.

Passes 8/9 gates (positive momentum, favorable risk/reward ratio, clean insider activity, no SEC red flags, news events none recent, earnings proximity 96d clear, semi cycle peak clear, materials cycle peak clear). Suitability: moderate.

news + 30-day 8-K events · 5-min refresh

Recent developments

updated 2026-07-26
TrendMatrix Research · upcoming catalyst calendar

Upcoming dated catalysts

Thu, Oct 29, 202696d to earnings· next earnings call

Thesis

Rewards
Strong earnings beat streak (3/4)
Attractive valuation
Analyst upside: 22%
Risks
No bear case signals

Key Metrics

P/E (TTM)11.2
P/E (Fwd)8.5
Mkt Cap$41.2B
EV/EBITDA
Profit Mgn36.6%
ROE10.0%
Rev Growth15.2%
Beta0.67
Dividend2.60%
Rating analysts29

Quality Signals

Piotroski F4/9

Options Flow

P/C1.71bearish
IV44%normal

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results.

Show full disclosure ▾

About TrendMatrix. TrendMatrix is a publisher of general securities research and market commentary. We publish on a regular schedule. All content is the same for every subscriber in a tier — we do not provide personalized investment advice and we do not take into account any individual subscriber's financial situation, investment objectives, risk tolerance, tax situation, or holdings.

Not investment advice. TrendMatrix is not a registered investment adviser. Our content is for informational and educational purposes only. Consult your own licensed investment adviser, broker, or tax professional before making any investment decision.

Conflicts and positions. The TrendMatrix editorial team frequently holds personal long-term positions in securities discussed. We disclose positions held at the time of publication on each piece. We maintain a trading-window policy: we do not initiate or close positions in the same direction as a TrendMatrix publication within 24 hours before or 72 hours after publication.

No paid promotion. TrendMatrix does not accept payment from any issuer, broker, or third party in exchange for coverage of any security. Our sole compensation is subscription revenue.

No fiduciary duty. No fiduciary, advisory, or agency relationship is created between you and TrendMatrix by reading our content or subscribing to our service.

Performance. Past performance is not indicative of future results. Performance figures reflect the published model only and do not reflect any individual subscriber's actual results.

Methodology · Editorial policy & full disclaimer

Rating Breakdown

1 ceiling hit

GatesMomentum 5.3<5.5 (soft — BUY_NOW allowed but watch)Momentum 5.3>=4.5A.R:R 1.5 ≥ 1.5Insider activity: OKNo SEC red flagsNEWS EVENTS NONE RECENTEARNINGS PROXIMITY 96d clearSEMI CYCLE PEAK CLEARMATERIALS CYCLE PEAK CLEARRange BoundSuitability: Moderate
RSI
55 · Neutral
20D MA 50D MA 200D MAGOLDEN CROSSSupport $97.01Resistance $125.62

Price Targets

$110
$143
A.Upside+22.1%
A.R:R1.5:1

Position Sizing

ConvictionNone
Suggested %0.5%
Max %1%
RegimeSteady

Analyst Consensus

Analysts29
Consensus4.3/5
Avg Target$169

Earnings

B
B
B
M
3/4 beats
Next Earnings2026-10-29 (96d)

Verdict History

reverse chrono — latest first
Loading history...
Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is KB stock a buy right now?

Hold if already holding. Not a fresh buy at $117.43, but acceptable to hold if already in. Reason: mixed signals — some dimensions strong, others weak. Chart setup: RSI 55 mid-range, Bollinger mid-band. Mixed signals. Hold existing position. Target $143.43 (+22.1%), stop $109.99 (−6.8%), A.R:R 1.5:1. Score 6.3/10, moderate confidence.

What is the KB stock price target?

Take-profit target: $143.43 (+22.1% upside). Target $143.43 (+22.1%), stop $109.99 (−6.8%), A.R:R 1.5:1. Stop-loss: $109.99.

Is KB overvalued or undervalued?

KB Financial Group Inc trades at a P/E of 11.2 (forward 8.5). TrendMatrix value score: 9.6/10. Verdict: Hold.

What do analysts say about KB?

29 analysts cover KB with a consensus score of 4.3/5. Average price target: $169.

What does KB Financial Group Inc do?KB Financial Group Inc. provides financial products and services in South Korea, the United States, New Zealand, China,...

KB Financial Group Inc. provides financial products and services in South Korea, the United States, New Zealand, China, Cambodia, the United Kingdom, Indonesia, and internationally. The company offers deposit products, such as demand and time deposits, certificates of deposit, foreign currency deposits, and savings deposits for housing subscription; loan products, including mortgage loans to finance home purchases, construction, improvements, or rentals; and home equity loans, overdraft loans, and other consumer loans. It also provides debit and credit cards; working capital loans and facility loans; mortgage loans to home builders or developers; securities underwriting; financing and financial advisory services for mergers and acquisitions; project finance and financial advisory services for social overhead capital projects such as highway, port, power, water, and sewage projects; financing and financial advisory services for real estate development projects; and structured finance. In addition, the company offers brokerage services for stocks, futures, options, equity, derivative-linked securities, and debt instruments; foreign exchange services and derivatives dealing; import and export-related services; offshore lending, syndicated loans, and foreign currency securities investment; and trust account management services. Further, it provides long-term insurance products, automobile insurance products, and general property and casualty insurance products; life insurance comprising annuities, savings insurance, variable life insurance, whole life insurance, term life insurance, and health insurance; bancassurance; consumer finance services; and mortgage financing and construction loans. Additionally, the company is involved in real estate trust management; capital investment; and software advisory, development, and supply. KB Financial Group Inc. was founded in 1963 and is headquartered in Seoul, South Korea.

Related stocks: SFBS (ServisFirst Bancshares, Inc.) · AUB (Atlantic Union Bankshares Corpo) · COLB (Columbia Banking System, Inc.) · ONB (Old National Bancorp) · ZION (Zions Bancorporation N.A.)
Home Stocks KB

Latest news

Latest News

TipRanks95d ago
Moomoo11d ago
Investing.com11d agoLeadership Change
TradingView11d agoLeadership Change
Finance.biggo.com11d ago
MSN102d agoEarnings
LAmag102d agoRestructuring
MarketBeat102d ago
AD HOC NEWS102d ago
TipRanks5d ago
MarketBeat5d agoEarnings
The Korea News Plus96d ago
Yahoo Finance12d ago
TradingView3d agoAnalyst
Marketscreener.com3d ago
Marketscreener.com3d ago
Korea JoongAng Daily3d ago
Investing.com3d agoEarnings
MarketBeat3d agoEarnings
Seeking Alpha3d agoEarnings
Loading more...