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Banco Santander Brasil SA (BSBR) Stock Analysis

HoldModerate Confidence

Financial Services · Banks - Regional

Hold if already holding. Not a fresh buy at $5.40, but acceptable to hold if already in. Reason: Negative momentum.

Banco Santander (Brasil) S.A., together with its subsidiaries, provides various banking products and services to individuals, small and medium enterprises, and corporate customers in Brazil and internationally. It operates in two segments, Commercial Banking and Global Wholesale... Read more

$5.40+13.7% A.UpsideScore 6.3/10#27 of 142 Banks - Regional
QualityF-score6 / 9FCF yield
IncomeYield6.39%(5y avg 6.60%)Payout131.75%at-risk
Stop $5.13Target $6.14(analyst − 13%)A.R:R 2.6:1
Analyst target$7.06+30.7%5 analysts
$6.14our TP
$5.40price
$7.06mean
$8

Hold if already holding. Not a fresh buy at $5.40, but acceptable to hold if already in. Reason: Negative momentum. Chart setup: No recognized chart pattern (not a breakout, bounce, continuation, recovery, falling knife, or range) — technicals mixed. Maintain position. Not compelling to add more. Score 6.3/10, moderate confidence.

Passes 7/8 gates (favorable risk/reward ratio, clean insider activity, no SEC red flags, news events none recent, earnings proximity 64d clear, semi cycle peak clear, materials cycle peak clear). Fails on weak momentum. Suitability: moderate.

Recent Developments — Banco Santander Brasil SA

Generated 2026-05-20T20:21:21Z.

Thesis

Rewards
Sector modifier (Financial Services): +1.0
Attractive valuation
Strong growth profile
Risks
Negative momentum

Key Metrics

P/E (TTM)16.2
P/E (Fwd)5.5
Mkt Cap$39.9B
EV/EBITDA
Profit Mgn27.7%
ROE
Rev Growth24.7%
Beta0.24
Dividend6.39%
Rating analysts11

Quality Signals

Piotroski F6/9MoatNarrow

Options Flow

IV45%normal

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. Full disclaimer

Rating Breakdown

1 floor-breaker·1 ceiling hit

Price action weak — below key moving averages, no momentum carry. Needs a base before trend-continuation setups apply.static

Obv
1.0
Volume
2.0
Ma Position
2.2
Macd
2.9
Rsi
3.5
Volume distribution (falling OBV)Below 200-MA but MA still rising (+2.9%/30d) — pullback in uptrend, not confirmed weakness
GatesMomentum 2.3<4.5A.R:R 2.6 ≥ 1.5Insider activity: OKNo SEC red flagsNEWS EVENTS NONE RECENTEARNINGS PROXIMITY 64d clearSEMI CYCLE PEAK CLEARMATERIALS CYCLE PEAK CLEARSuitability: Moderate
RSI
32 · Neutral
20D MA 50D MA 200D MAGOLDEN CROSSSupport $5.29Resistance $6.29

Price Targets

$5
$6
A.Upside+13.7%
A.R:R2.6:1

Position Sizing

ConvictionNone
Suggested %0.5%
Max %1%
RegimeRisk-Off

Risk Alerts

! Momentum score 2.3/10 — below 4.5 minimum

Earnings

M
M
M
M
0/4 beats
Next Earnings2026-07-22 (64d)

Verdict History

reverse chrono — latest first
Loading history...
Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is BSBR stock a buy right now?

Hold if already holding. Not a fresh buy at $5.40, but acceptable to hold if already in. Reason: Negative momentum. Chart setup: No recognized chart pattern (not a breakout, bounce, continuation, recovery, falling knife, or range) — technicals mixed. Maintain position. Not compelling to add more. Target $6.14 (+13.7%), stop $5.13 (−5.3%), A.R:R 2.6:1. Score 6.3/10, moderate confidence.

What is the BSBR stock price target?

Take-profit target: $6.14 (+13.7% upside). Target $6.14 (+13.7%), stop $5.13 (−5.3%), A.R:R 2.6:1. Stop-loss: $5.13.

What are the risks of investing in BSBR?

Negative momentum.

Is BSBR overvalued or undervalued?

Banco Santander Brasil SA trades at a P/E of 16.2 (forward 5.5). TrendMatrix value score: 8.7/10. Verdict: Hold.

What do analysts say about BSBR?

11 analysts cover BSBR with a consensus score of 4.1/5. Average price target: $7.

What does Banco Santander Brasil SA do?Banco Santander (Brasil) S.A., together with its subsidiaries, provides various banking products and services to...

Banco Santander (Brasil) S.A., together with its subsidiaries, provides various banking products and services to individuals, small and medium enterprises, and corporate customers in Brazil and internationally. It operates in two segments, Commercial Banking and Global Wholesale Banking. The company offers payment and loyalty products, including credit and debit cards; payroll and real estate loans; home equity financing solutions; microfinance programs; consortiums; agribusiness products, such as credit, securities and other products; call center and digital solutions; nonperforming assets; and insurance products comprising life, personal accident, vehicle, property, and credit insurance, as well as insurance for travel and banking transactions. It also provides emergency solutions for homes, cars, motorcycles, pets, and telemedicine; consumer finance; and corporate and investment banking services, which include cash management, structured trade and working capital solutions, trade and lending, mergers and acquisitions, equity capital markets, investment grade and emerging markets debt, and structured finance, as well as sales markets, market making, energy trading, equities, research, and private debt mobilization and securitization. In addition, the company offers cash management solutions, such as collections, payments, instant payments, and payroll and custody services; advance program, a non-financial platform to support entrepreneurs regarding educational content, certified courses, events focused on management, innovation, internationalization, and team development; customer funding through deposits and other bank funding instruments; and various investments. It offers its products and services through branches, mini-branches, and automated teller machines; call centers; banking correspondents and third-party vendors; and online and mobile banking platforms. The company was founded in 1970 and is headquartered in São Paulo, Brazil.

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