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Atlantic Union Bankshares Corpo (AUB) Stock Analysis

Range Bound setup

HoldModerate Confidence

Financial Services · Banks - Regional

Hold if already holding. Not a fresh buy at $37.57, but acceptable to hold if already in. Reasons: Concentration risk — Geographic: Virginia, Maryland, Washington, D.C., North Carolina, and South Carolina; Analyst target reached - limited upside remaining.

Atlantic Union Bankshares is a Virginia-based financial holding company operating Atlantic Union Bank, which serves commercial and retail clients in Virginia, Maryland, Washington D.C., and North Carolina. At December 31, 2025, the company had $37.6 billion in assets and $27.8... Read more

$37.57+1.9% A.UpsideScore 6.5/10#11 of 142 Banks - Regional
Stop $35.80Target $38.28(analyst − 13%)A.R:R 0.3:1
Analyst target$44.00+17.1%8 analysts
$38.28our TP
$37.57price
$44.00mean
$46

Hold if already holding. Not a fresh buy at $37.57, but acceptable to hold if already in. Reasons: Concentration risk — Geographic: Virginia, Maryland, Washington, D.C., North Carolina, and South Carolina; Analyst target reached - limited upside remaining. Chart setup: RSI 47 mid-range, Bollinger mid-band. Maintain position. Not compelling to add more. Score 6.5/10, moderate confidence.

Passes 6/8 gates (positive momentum, clean insider activity, no SEC red flags, news events none recent, earnings proximity 83d clear, semi cycle peak clear). Fails on favorable risk/reward ratio. Suitability: moderate.

Thesis

Rewards
Strong earnings beat streak (3/4)
Attractive valuation
Strong growth profile
Risks
Concentration risk — Geographic: Virginia, Maryland, Washington, D.C., North Carolina, and South Carolina
Analyst target reached - limited upside remaining

Key Metrics

P/E (TTM)15.9
P/E (Fwd)9.3
Mkt Cap$5.3B
EV/EBITDA
Profit Mgn24.7%
ROE8.4%
Rev Growth86.2%
Beta0.81
Dividend3.82%
Rating analysts13

Quality Signals

Piotroski F7/9

Options Flow

IV65%elevated

Concentration Risks(10-K Item 1A)

  • HIGHGeographicVirginia, Maryland, Washington, D.C., North Carolina, and South Carolina
    10-K Item 1A: 'we are a regional bank that focuses on providing banking and financial services to customers primarily in Virginia, Maryland, Washington, D.C., North Carolina, and South Carolina'

Material Events(8-K, last 90d)

  • 2026-02-24Item 5.02MEDIUM
    Alexander D. Dodd appointed as EVP and CFO effective April 13, 2026. Current CFO Robert M. Gorman retiring on the same date, remaining as Senior Financial Advisor through September 30, 2026. Clean handoff with named successor.
    SEC filing →

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. Full disclaimer

Rating Breakdown

1 ceiling hit

GatesA.R:R 0.3 < 1.5@spotMomentum 4.8<5.5 (soft — BUY_NOW allowed but watch)Momentum 4.8>=4.5Insider activity: OKNo SEC red flagsNEWS EVENTS NONE RECENTEARNINGS PROXIMITY 83d clearSEMI CYCLE PEAK CLEARRange BoundSuitability: Moderate
RSI
47 · Neutral
20D MA 50D MA 200D MAGOLDEN CROSSSupport $35.22Resistance $39.67

Price Targets

$36
$38
A.Upside+1.9%
A.R:R0.3:1

Position Sizing

ConvictionNone
Suggested %0.5%
Max %1%
RegimeCautious

Risk Alerts

! Target reached (1.9% upside)
! Reward/Risk 0.3:1 at current price — below 1.5:1 minimum

Earnings

B
B
B
M
3/4 beats
Next Earnings2026-07-23 (83d)

Verdict History

reverse chrono — latest first
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Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is AUB stock a buy right now?

Hold if already holding. Not a fresh buy at $37.57, but acceptable to hold if already in. Reasons: Concentration risk — Geographic: Virginia, Maryland, Washington, D.C., North Carolina, and South Carolina; Analyst target reached - limited upside remaining. Chart setup: RSI 47 mid-range, Bollinger mid-band. Maintain position. Not compelling to add more. Target $38.28 (+1.9%), stop $35.80 (−4.9%), A.R:R 0.3:1. Score 6.5/10, moderate confidence.

What is the AUB stock price target?

Take-profit target: $38.28 (+1.9% upside). Target $38.28 (+1.9%), stop $35.80 (−4.9%), A.R:R 0.3:1. Stop-loss: $35.80.

What are the risks of investing in AUB?

Concentration risk — Geographic: Virginia, Maryland, Washington, D.C., North Carolina, and South Carolina; Analyst target reached - limited upside remaining.

Is AUB overvalued or undervalued?

Atlantic Union Bankshares Corpo trades at a P/E of 15.9 (forward 9.3). TrendMatrix value score: 8.0/10. Verdict: Hold.

What do analysts say about AUB?

13 analysts cover AUB with a consensus score of 3.9/5. Average price target: $44.

What does Atlantic Union Bankshares Corpo do?Atlantic Union Bankshares is a Virginia-based financial holding company operating Atlantic Union Bank, which serves...

Atlantic Union Bankshares is a Virginia-based financial holding company operating Atlantic Union Bank, which serves commercial and retail clients in Virginia, Maryland, Washington D.C., and North Carolina. At December 31, 2025, the company had $37.6 billion in assets and $27.8 billion in loans, following its April 2025 acquisition of Sandy Spring Bancorp.

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