Skip to main content

KB Financial Group Inc (KB) Stock Analysis

HoldModerate Confidence

Financial Services · Banks - Regional

Hold if already holding. Not a fresh buy at $110.63, but acceptable to hold if already in. Reason: Analyst target reached - limited upside remaining.

KB Financial Group Inc. provides various banking and related financial services to consumers and corporations in South Korea, the United States, New Zealand, China, Cambodia, the United Kingdom, Indonesia, and internationally. It operates through Retail Banking, Corporate... Read more

$110.63+1.3% A.UpsideScore 6.4/10#25 of 142 Banks - Regional
Stop $104.99Target $112.03(analyst − 15%)A.R:R 0.1:1
Analyst target$131.80+19.1%2 analysts
$112.03our TP
$110.63price
$131.80mean
$151

Hold if already holding. Not a fresh buy at $110.63, but acceptable to hold if already in. Reason: Analyst target reached - limited upside remaining. Chart setup: No recognized chart pattern (not a breakout, bounce, continuation, recovery, falling knife, or range) — technicals mixed. Maintain position. Not compelling to add more. Score 6.4/10, moderate confidence.

Passes 6/7 gates (positive momentum, clean insider activity, no SEC red flags, news events none recent, earnings proximity 90d clear, semi cycle peak clear). Fails on favorable risk/reward ratio. Suitability: moderate.

Thesis

Rewards
Strong earnings beat streak (3/4)
Attractive valuation
Margin of safety: 31%
Risks
Analyst target reached - limited upside remaining

Key Metrics

P/E (TTM)10.3
P/E (Fwd)8.4
Mkt Cap$37.9B
EV/EBITDA
Profit Mgn22.5%
ROE
Rev Growth687.4%
Beta0.76
Dividend2.85%
Rating analysts29

Quality Signals

Piotroski F6/9

Options Flow

P/C0.50bullish
IV57%elevated
Max Pain$100-9.6% vs spot

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. Full disclaimer

Rating Breakdown

1 ceiling hit

GatesA.R:R 0.1 < 1.5@spotMomentum 5.7>=5.5Insider activity: OKNo SEC red flagsNEWS EVENTS NONE RECENTEARNINGS PROXIMITY 90d clearSEMI CYCLE PEAK CLEARSuitability: Moderate
RSI
54 · Neutral
20D MA 50D MA 200D MAGOLDEN CROSSSupport $96.30Resistance $114.21

Price Targets

$105
$112
A.Upside+1.3%
A.R:R0.1:1

Position Sizing

ConvictionNone
Suggested %0.5%
Max %1%
RegimeCautious

Risk Alerts

! Target reached (1.3% upside)
! Reward/Risk 0.1:1 at current price — below 1.5:1 minimum

Earnings

B
B
B
M
3/4 beats
Next Earnings2026-07-30 (90d)

Verdict History

reverse chrono — latest first
Loading history...
Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is KB stock a buy right now?

Hold if already holding. Not a fresh buy at $110.63, but acceptable to hold if already in. Reason: Analyst target reached - limited upside remaining. Chart setup: No recognized chart pattern (not a breakout, bounce, continuation, recovery, falling knife, or range) — technicals mixed. Maintain position. Not compelling to add more. Target $112.03 (+1.3%), stop $104.99 (−5.4%), A.R:R 0.1:1. Score 6.4/10, moderate confidence.

What is the KB stock price target?

Take-profit target: $112.03 (+1.3% upside). Target $112.03 (+1.3%), stop $104.99 (−5.4%), A.R:R 0.1:1. Stop-loss: $104.99.

What are the risks of investing in KB?

Analyst target reached - limited upside remaining.

Is KB overvalued or undervalued?

KB Financial Group Inc trades at a P/E of 10.3 (forward 8.4). TrendMatrix value score: 9.6/10. Verdict: Hold.

What do analysts say about KB?

29 analysts cover KB with a consensus score of 4.2/5. Average price target: $132.

What does KB Financial Group Inc do?KB Financial Group Inc. provides various banking and related financial services to consumers and corporations in South...

KB Financial Group Inc. provides various banking and related financial services to consumers and corporations in South Korea, the United States, New Zealand, China, Cambodia, the United Kingdom, Indonesia, and internationally. It operates through Retail Banking, Corporate Banking, Other Banking Services, Credit Card, Securities, Life Insurance, and Non-Life Insurance segments. The company offers loans, deposit products, and other related financial products and services to large, small, medium-sized enterprises, and small office/home office, as well as individuals and households; investment banking, and brokerage and supporting services; life insurance products; non-life insurance products, including fire, maritime, injury, technology, liability, package, title, guarantee, other special type insurances, automobile, long-term nonlife, property damage, injury, driver, savings, illness, nursing, pension, and others; and credit sale, cash service, card loan, and other supporting services. It also involved in securities and derivatives trading, funding, and other supporting activities. In addition, the company offers foreign exchange transaction; financial investment; credit card and installment financing; financial leasing; auto Installment finance; real estate trust management; capital and collective investment; collection of receivables or credit investigation; software advisory, development, and supply; microfinance; investment advisory; claim; management; savings banking; information and communication; e-commerce; and general advisory services. KB Financial Group Inc. was founded in 1963 and is headquartered in Seoul, South Korea.

Related stocks: PNFP (Pinnacle Financial Partners, In) · VLY (Valley National Bancorp) · COLB (Columbia Banking System, Inc.) · SSB (SouthState Bank Corporation) · AUB (Atlantic Union Bankshares Corpo)