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FISFidelity National Information SSell6.6·$41.16-2.66%
SellModerate Confidence
Investment thesis

FIS offers a forward P/E of 5.7x alongside 30% revenue growth and 35% analyst-implied upside to $52.61, yet a confirmed death-cross downtrend and failed momentum gates make this a setup to monitor rather than add to at current levels.

Thesis pillars

  • Strong Revenue Growth RateStable
  • Deep Value Attractive MultiplesStable
  • Technical Breakdown Downtrend RiskImproving
  • +1 more pillar — see the Why tab for full reasoning

Full reasoning →

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Fidelity National Information S (FIS) Stock Analysis

Recovery setup

SellValueGrowthModerate Confidence

Technology · Information Technology Services

Sell if holding. Momentum 4.5/10 is below the 5.0 floor at $41.16 — engine's falling-knife protection flags exit rather than catching a breakdown. Specifics: Leverage penalty (D/E 1.3): -0.5; Sector modifier (Technology): -0.8.

Fidelity National Information Services (FIS) provides core banking software, payments processing, and capital markets technology to financial institutions and businesses worldwide. Total consolidated revenue was $10.7 billion in 2025, split between Banking Solutions ($7.3... Read more

$41.16+10.3% A.UpsideScore 6.6/10#2 of 48 Information Technology Services
QualityF-score5 / 9FCF yield12.17%
IncomeYield4.20%(5y avg 2.39%)Payout25.81%sustainable
Stop $38.89Target $45.31(analyst − 10%)A.R:R 1.8:1
Analyst target$50.35+22.3%23 analysts
$45.31our TP
$41.16price
$50.35mean
$37
$77

Sell if holding. Momentum 4.5/10 is below the 5.0 floor at $41.16 — engine's falling-knife protection flags exit rather than catching a breakdown. Specifics: Leverage penalty (D/E 1.3): -0.5; Sector modifier (Technology): -0.8. Chart setup: Death cross but MACD improving, RSI 49. Score 6.6/10, moderate confidence.

Passes 6/9 gates (favorable risk/reward ratio, clean insider activity, news events none recent, earnings proximity 61d clear, semi cycle peak clear, materials cycle peak clear). Fails on weak momentum and death cross (50MA < 200MA). Suitability: speculative.

10-K grounded · weekly refresh

About Fidelity National Information S

About Fidelity National Information S

FIS generated $10.7 billion in consolidated revenue in 2025, with Banking Solutions contributing $7.3 billion and Capital Market Solutions $3.2 billion. The company completed the acquisition of Global Payments' Issuer Solutions business on January 9, 2026, funded by approximately $7.7 billion of new debt while simultaneously divesting its remaining 45% Worldpay stake to Global Payments. FIS is headquartered in Jacksonville, Florida, and incorporated in Georgia as Fidelity National Information Services, Inc.

FIS earns primarily recurring revenue under multi-year processing contracts with financial institutions and capital markets firms. The Banking Solutions segment provides core processing, digital banking, card and retail payments, fraud management, electronic funds transfer, item processing, and wealth and retirement solutions to global banks, U.S. regional and community banks, credit unions, and government institutions. The Capital Market Solutions segment serves asset managers, private equity firms, broker-dealers, insurers, and corporate treasurers with trading platforms, asset servicing, lending, and treasury and risk management applications. Clients purchase solutions as managed processing, outsourced services, or licensed software. Competitors include internal technology departments of large financial institutions, global IT services firms, and fintech processors entering from adjacent industries.

Show full overview

FIS is subject to examination by the Federal Banking Agencies (FBA) — each a member of the FFIEC — as a technology service provider to U.S. financial institutions, giving those regulators authority to enjoin unsafe or unsound practices, issue enforcement orders, and impose civil money penalties. The CFPB exercises supervisory authority over consumer-facing businesses including ChexSystems; the FCA regulates FIS's U.K. broker-dealer and Platform Securities operations; and the Georgia Department of Banking and Finance sets capital requirements for the company's trust charter. Any compliance failure across this multi-regulator framework could impair FIS's ability to serve clients in the affected markets.

See also: Technology · Information Technology Services

From Fidelity National Information S's most recent 10-K filing, extracted June 10, 2026.

news + 30-day 8-K events · 5-min refresh

Recent developments

updated 2026-09-04
TrendMatrix Research · upcoming catalyst calendar

Upcoming dated catalysts

Wed, Nov 4, 202661d to earnings· next earnings call

Thesis

Rewards
Strong earnings beat streak (3/4)
Attractive valuation
Strong growth profile
Risks
Sector modifier (Technology): -0.8
Leverage penalty (D/E 1.3): -0.5
Earnings estimates trending DOWN

Key Metrics

P/E (TTM)6.4
P/E (Fwd)6.3
Mkt Cap$21.8B
EV/EBITDA12.0
Profit Mgn27.6%
ROE22.3%
Rev Growth29.1%
Beta0.81
Dividend4.20%
Rating analysts33

Quality Signals

Piotroski F5/9MoatNarrow

Options Flow

P/C0.48bullish
IV50%elevated
Max Pain$49+19.0% vs spot

Material Events(8-K, last 90d)

  • 2026-03-20Item 5.02MEDIUM
    Firdaus Bhathena, Chief Product Technology Officer of FIS, notified the company of his resignation effective March 20, 2026. No reason cited; no successor named.
    SEC filing →

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results.

Show full disclosure ▾

About TrendMatrix. TrendMatrix is a publisher of general securities research and market commentary. We publish on a regular schedule. All content is the same for every subscriber in a tier — we do not provide personalized investment advice and we do not take into account any individual subscriber's financial situation, investment objectives, risk tolerance, tax situation, or holdings.

Not investment advice. TrendMatrix is not a registered investment adviser. Our content is for informational and educational purposes only. Consult your own licensed investment adviser, broker, or tax professional before making any investment decision.

Conflicts and positions. The TrendMatrix editorial team frequently holds personal long-term positions in securities discussed. We disclose positions held at the time of publication on each piece. We maintain a trading-window policy: we do not initiate or close positions in the same direction as a TrendMatrix publication within 24 hours before or 72 hours after publication.

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No fiduciary duty. No fiduciary, advisory, or agency relationship is created between you and TrendMatrix by reading our content or subscribing to our service.

Performance. Past performance is not indicative of future results. Performance figures reflect the published model only and do not reflect any individual subscriber's actual results.

Methodology · Editorial policy & full disclaimer

Rating Breakdown

1 ceiling hit

GatesMomentum 4.5<4.5Death cross (50MA < 200MA)Executive change: officer departure/appointmentA.R:R 1.8 ≥ 1.5Insider activity: OKNEWS EVENTS NONE RECENTEARNINGS PROXIMITY 61d clearSEMI CYCLE PEAK CLEARMATERIALS CYCLE PEAK CLEARRecoverySuitability: Speculative
RSI
49 · Neutral
20D MA 50D MA 200D MADEATH CROSSSupport $40.09Resistance $44.39

Price Targets

$39
$45
A.Upside+10.3%
A.R:R1.8:1

Position Sizing

ConvictionNone
Suggested %0.5%
Max %1%
RegimeRisk-Off

Risk Alerts

! momentum at 4.5 (below the engine's 4.5 threshold)
! Death cross — 50-day MA below 200-day MA

Earnings

B
B
B
M
3/4 beats
Next Earnings2026-11-04 (61d)

Verdict History

reverse chrono — latest first
Loading history...
Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is FIS stock a buy right now?

Sell if holding. Momentum 4.5/10 is below the 5.0 floor at $41.16 — engine's falling-knife protection flags exit rather than catching a breakdown. Specifics: Leverage penalty (D/E 1.3): -0.5; Sector modifier (Technology): -0.8. Chart setup: Death cross but MACD improving, RSI 49. Prior stop was $38.89. Score 6.6/10, moderate confidence.

What is the FIS stock price target?

Take-profit target: $45.31 (+10.3% upside). Prior stop was $38.89. Stop-loss: $38.89.

What are the risks of investing in FIS?

Sector modifier (Technology): -0.8; Leverage penalty (D/E 1.3): -0.5; Earnings estimates trending DOWN.

Is FIS overvalued or undervalued?

Fidelity National Information S trades at a P/E of 6.4 (forward 6.3). TrendMatrix value score: 8.3/10. Verdict: Sell.

What do analysts say about FIS?

33 analysts cover FIS with a consensus score of 3.6/5. Average price target: $50.

What does Fidelity National Information S do?Fidelity National Information Services (FIS) provides core banking software, payments processing, and capital markets...

Fidelity National Information Services (FIS) provides core banking software, payments processing, and capital markets technology to financial institutions and businesses worldwide. Total consolidated revenue was $10.7 billion in 2025, split between Banking Solutions ($7.3 billion) and Capital Market Solutions ($3.2 billion). In January 2026, FIS acquired Global Payments' Issuer Solutions business funded by approximately $7.7 billion of new debt.

Related stocks: CACI (CACI International, Inc.) · PENG (Penguin Solutions, Inc.) · WSE (Wise Group plc) · SAIC (Science Applications Internatio) · EPAM (EPAM Systems, Inc.)
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