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WSEWise Group plcHold5.9·$13.20+7.14%
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Wise Group plc (WSE) Stock Analysis

HoldModerate Confidence

Technology · Information Technology Services

Hold if already holding. Not a fresh buy at $13.20, but acceptable to hold if already in. Reason: Overbought (RSI 77).

Wise Group plc provides cross-border and domestic financial services in the United Kingdom, the rest of Europe, the Asia-Pacific, North America, and internationally. It offers money transfers, currency conversions, and account services. The company's products include Wise... Read more

$13.20+14.3% A.UpsideScore 5.9/10#9 of 46 Information Technology Services
QualityF-score7 / 9FCF yield67.88%
Stop $12.05Target $14.80(analyst − 13%)A.R:R 0.9:1
Analyst target$17.01+28.9%9 analysts
$14.80our TP
$13.20price
$17.01mean
$20

Hold if already holding. Not a fresh buy at $13.20, but acceptable to hold if already in. Reason: Overbought (RSI 77). Chart setup: No clear chart pattern; technical signals are mixed. Maintain position. Not compelling to add more. Score 5.9/10, moderate confidence.

Passes 7/8 gates (positive momentum, clean insider activity, no SEC red flags, news events none recent, earnings proximity no date, semi cycle peak clear, materials cycle peak clear). Fails on favorable risk/reward ratio. Suitability: moderate.

Thesis

Rewards
High-quality business
Wide economic moat
Risks
Overbought (RSI 77)

Key Metrics

P/E (TTM)27.0
P/E (Fwd)18.5
Mkt Cap$12.8B
EV/EBITDA-16.4
Profit Mgn19.9%
ROE27.2%
Rev Growth26.8%
Beta0.52
DividendNone
Rating analysts25

Quality Signals

Piotroski F7/9MoatWideCompounder

Options Flow

P/C0.79neutral
IV54%elevated

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results.

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Methodology · Editorial policy & full disclaimer

Rating Breakdown

1 floor-breaker

Technicals below the gate floor. Component breakdown shows what dragged the score down.static

Bollinger
0.0
Support Resistance
0.2
52w Position
4.8
Gap
5.0
GatesA.R:R 0.9 < 1.5@spotMomentum 6.4>=5.5Insider activity: OKNo SEC red flagsNEWS EVENTS NONE RECENTEARNINGS PROXIMITY NO DATESEMI CYCLE PEAK CLEARMATERIALS CYCLE PEAK CLEARSuitability: Moderate
RSI
77 · Overbought
20D MA 50D MA 200D MASupport $10.36Resistance $13.00

Price Targets

$12
$15
A.Upside+12.1%
A.R:R0.9:1

Position Sizing

ConvictionNone
Suggested %0.5%
Max %1%
RegimeSteady

Risk Alerts

! asymmetry at 0.9 (below the engine's 1.5 threshold)@spot

Earnings

We could not retrieve earnings history for WSE.
The company may be recently listed, pre-revenue, or its beat/miss record wasn't available from our source this run. Earnings signals feed the Growth and Catalyst score dimensions — absence here doesn't affect other dimensions.

Verdict History

reverse chrono — latest first
Loading history...
Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is WSE stock a buy right now?

Hold if already holding. Not a fresh buy at $13.20, but acceptable to hold if already in. Reason: Overbought (RSI 77). Chart setup: No clear chart pattern; technical signals are mixed. Maintain position. Not compelling to add more. Target $14.80 (+12.1%), stop $12.05 (−9.5%), A.R:R 0.9:1. Score 5.9/10, moderate confidence.

What is the WSE stock price target?

Take-profit target: $14.80 (+14.3% upside). Target $14.80 (+12.1%), stop $12.05 (−9.5%), A.R:R 0.9:1. Stop-loss: $12.05.

What are the risks of investing in WSE?

Overbought (RSI 77).

Is WSE overvalued or undervalued?

Wise Group plc trades at a P/E of 27.0 (forward 18.5). TrendMatrix value score: 5.4/10. Verdict: Hold.

What do analysts say about WSE?

25 analysts cover WSE with a consensus score of 3.9/5. Average price target: $17.

What does Wise Group plc do?Wise Group plc provides cross-border and domestic financial services in the United Kingdom, the rest of Europe, the...

Wise Group plc provides cross-border and domestic financial services in the United Kingdom, the rest of Europe, the Asia-Pacific, North America, and internationally. It offers money transfers, currency conversions, and account services. The company's products include Wise Account, a solution for individual customers to send, spend, hold, and get paid in one or more currencies; Wise Business, which offers the main features of the Wise Account product along with business-specific functionalities designed to enable businesses to operate internationally, including managing their accounting and accounts payable and receivables; and Wise Platform, which enables banks, financial institutions, and enterprises to integrate into a global payment infrastructure, allowing institutional partners to send and receive payments. Wise Group plc was founded in 2010 and is based in London, the United Kingdom.

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