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WSEWise Group plcHold5.9·$11.29-6.54%
HoldModerate Confidence
Investment thesis

Wise Group is a high-quality, wide-moat business with strong compounding returns — 27% ROE, 27% revenue growth, and a Rule of 40 of 374 — but it is overbought (RSI 77) and its current risk/reward ratio of 0.9 falls short of the engine's 1.5 threshold for a favorable entry.

Thesis pillars

  • Wide Moat High Quality CompounderStable
  • Strong Revenue Growth 27 PercentStable
  • Peer Leading Margins Growth RankStable
  • +2 more pillars — see the Why tab for full reasoning

Full reasoning →

Open full analysis

Wise Group plc (WSE) Stock Analysis

Oversold Bounce setup

HoldVALUE-TRAP 1/5GrowthQualityModerate Confidence

Technology · Information Technology Services

Hold if already holding. Not a fresh buy at $11.29, but acceptable to hold if already in. Reason: Negative momentum.

Wise Group plc provides cross-border and domestic financial services in the United Kingdom, the rest of Europe, the Asia-Pacific, North America, and internationally. It offers money transfers, currency conversions, and account services. The company's products include Wise... Read more

$11.29+30.3% A.UpsideScore 5.9/10#17 of 46 Information Technology Services
QualityF-score7 / 9FCF yield-2.12%
Stop $10.88Target $14.77(analyst − 13%)A.R:R 4.3:1
Analyst target$16.97+50.3%11 analysts
$14.77our TP
$11.29price
$16.97mean
$20

Hold if already holding. Not a fresh buy at $11.29, but acceptable to hold if already in. Reason: Negative momentum. Chart setup: Oversold RSI 23, near Bollinger lower, volume surge. Maintain position. Not compelling to add more. Score 5.9/10, moderate confidence.

Passes 7/8 gates (favorable risk/reward ratio, clean insider activity, no SEC red flags, news events none recent, earnings proximity no date, semi cycle peak clear, materials cycle peak clear). Fails on weak momentum. Suitability: moderate.

news + 30-day 8-K events · 5-min refresh

Recent developments

updated 2026-07-25

Thesis

Rewards
Wide economic moat
Analyst upside: 30%
Risks
Negative momentum

Key Metrics

P/E (TTM)25.7
P/E (Fwd)17.4
Mkt Cap$11.9B
EV/EBITDA6.6
Profit Mgn19.9%
ROE27.2%
Rev Growth26.8%
Beta0.52
DividendNone
Rating analysts24

Quality Signals

Piotroski F7/9MoatWideCompounder

Options Flow

P/C0.67bullish
IV69%elevated

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results.

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Methodology · Editorial policy & full disclaimer

Rating Breakdown

1 floor-breaker

Price action weak — below key moving averages, no momentum carry. Needs a base before trend-continuation setups apply.static

Macd
1.0
Obv
1.0
Vol Acceleration
2.4
Ma Position
2.5
Rsi
3.0
Volume
10.0
Capitulation risk (RSI 23, below 200MA)Volume distribution (falling OBV)Volume surge (2.6x avg) on selloff
GatesMomentum 3.3<4.5A.R:R 4.3 ≥ 1.5Insider activity: OKNo SEC red flagsNEWS EVENTS NONE RECENTEARNINGS PROXIMITY NO DATESEMI CYCLE PEAK CLEARMATERIALS CYCLE PEAK CLEAROversold BounceSuitability: Moderate
RSI
23 · Oversold
20D MA 50D MA 200D MASupport $11.22Resistance $13.22

Price Targets

$11
$15
A.Upside+30.3%
A.R:R4.3:1

Position Sizing

ConvictionNone
Suggested %0.5%
Max %1%
RegimeSteady

Risk Alerts

! momentum at 3.3 (below the engine's 4.5 threshold)

Earnings

We could not retrieve earnings history for WSE.
The company may be recently listed, pre-revenue, or its beat/miss record wasn't available from our source this run. Earnings signals feed the Growth and Catalyst score dimensions — absence here doesn't affect other dimensions.

Verdict History

reverse chrono — latest first
Loading history...
Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is WSE stock a buy right now?

Hold if already holding. Not a fresh buy at $11.29, but acceptable to hold if already in. Reason: Negative momentum. Chart setup: Oversold RSI 23, near Bollinger lower, volume surge. Maintain position. Not compelling to add more. Target $14.77 (+30.8%), stop $10.88 (−3.8%), A.R:R 4.3:1. Score 5.9/10, moderate confidence.

What is the WSE stock price target?

Take-profit target: $14.77 (+30.3% upside). Target $14.77 (+30.8%), stop $10.88 (−3.8%), A.R:R 4.3:1. Stop-loss: $10.88.

What are the risks of investing in WSE?

Negative momentum.

Is WSE overvalued or undervalued?

Wise Group plc trades at a P/E of 25.7 (forward 17.4). TrendMatrix value score: 6.5/10. Verdict: Hold.

What do analysts say about WSE?

24 analysts cover WSE with a consensus score of 3.9/5. Average price target: $17.

What does Wise Group plc do?Wise Group plc provides cross-border and domestic financial services in the United Kingdom, the rest of Europe, the...

Wise Group plc provides cross-border and domestic financial services in the United Kingdom, the rest of Europe, the Asia-Pacific, North America, and internationally. It offers money transfers, currency conversions, and account services. The company's products include Wise Account, a solution for individual customers to send, spend, hold, and get paid in one or more currencies; Wise Business, which offers the main features of the Wise Account product along with business-specific functionalities designed to enable businesses to operate internationally, including managing their accounting and accounts payable and receivables; and Wise Platform, which enables banks, financial institutions, and enterprises to integrate into a global payment infrastructure, allowing institutional partners to send and receive payments. Wise Group plc was founded in 2010 and is based in London, the United Kingdom.

Related stocks: INOD (Innodata Inc.) · FIS (Fidelity National Information S) · FORTY (Formula Systems (1985) Ltd.) · GDS (GDS Holdings Limited) · EXLS (ExlService Holdings, Inc.)
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