Credicorp combines 26% year-over-year revenue growth, 33% margins, and industry-leading peer rankings on both growth and return on equity, at a forward price-to-earnings of 10.9x with a PEG ratio of 0.68 — but the stock sits just 1.9% below near-term resistance, limiting immediate upside for new capital even as the fundamental setup remains constructive for existing holders.
Thesis pillars
- Industry Leading Growth Rate→Stable
- Superior Peer Ranking→Stable
- Attractive Valuation Relative To Growth→Stable
- +2 more pillars — see the Why tab for full reasoning
Credicorp Ltd. (BAP) Stock Analysis
Range Bound setup
Financial Services · Banks - Regional
Wait for pullback to $376.48. BUY gates pass at $386.36, but analyst target reached - limited upside remaining argues for a more patient entry. Engine's entry $376.48 (support + ATR) is the shallowest technical level that clears the 2:1 A.R:R minimum.
Credicorp Ltd., together with its subsidiaries, provides various banking services and products in Peru, Bermuda, Colombia, Bolivia, Panama, Chile, the United States, the Cayman Islands, and Mexico. It operates through Universal Banking; Insurance, Medical Services, and Pensions;... Read more
Wait for pullback to $376.48. BUY gates pass at $386.36, but analyst target reached - limited upside remaining argues for a more patient entry. Engine's entry $376.48 (support + ATR) is the shallowest technical level that clears the 2:1 A.R:R minimum. Chart setup: RSI 47 mid-range, Bollinger mid-band. Maintain position. Not compelling to add more. | News modifier +1 (HOLD_IF_HOLDING → STRONG_BUY_WAIT) Score 6.4/10, moderate confidence.
Passes 7/8 gates (positive momentum, clean insider activity, no SEC red flags, news events none recent, earnings proximity no date, semi cycle peak clear, materials cycle peak clear). Fails on favorable risk/reward ratio. Suitability: moderate.
Recent developments
updated 2026-08-15Recent Developments — Credicorp Ltd.
Latest news
- NEWS Top Credicorp Executive Makes Bold Move With Significant Stock Sale - TipRanks — TipRanks negative
- NEWS Credicorp Ltd (BAP) Shares Surge 5.2% -- What GF Score of 79 Tel - GuruFocus — GuruFocus positive
- NEWS Credicorp Wins Fitch Upgrade to BBB+ on Strong Subsidiary Performance and Liquidity - TipRanks — TipRanks positive
- NEWS BofA Lifts PT on Credicorp (BAP) – Here’s Why - Insider Monkey — Insider Monkey positive
- NEWS BofA Lifts PT on Credicorp (BAP) – Here’s Why - Yahoo Finance — Yahoo Finance positive
Generated 2026-08-15T07:42:15Z.
Upcoming dated catalysts
Thesis
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Options Flow
Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results.
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Rating Breakdown
10 dimensions · all in-band
Price Targets
Position Sizing
Risk Alerts
Earnings
Verdict History
Frequently Asked Questions
Wait for pullback to $376.48. BUY gates pass at $386.36, but analyst target reached - limited upside remaining argues for a more patient entry. Engine's entry $376.48 (support + ATR) is the shallowest technical level that clears the 2:1 A.R:R minimum. Chart setup: RSI 47 mid-range, Bollinger mid-band. Maintain position. Not compelling to add more. | News modifier +1 (HOLD_IF_HOLDING → STRONG_BUY_WAIT) Target $404.99 (+4.8%), stop $359.44 (−7.5%), A.R:R -1.5:1. Score 6.4/10, moderate confidence.
Take-profit target: $404.99 (-9.1% upside). Target $404.99 (+4.8%), stop $359.44 (−7.5%), A.R:R -1.5:1. Stop-loss: $359.44.
Analyst target reached - limited upside remaining.
Credicorp Ltd. trades at a P/E of 14.2 (forward 11.0). TrendMatrix value score: 7.9/10. Verdict: Buy (Wait for Entry).
14 analysts cover BAP with a consensus score of 4.1/5. Average price target: $403.
What does Credicorp Ltd. do?Credicorp Ltd., together with its subsidiaries, provides various banking services and products in Peru, Bermuda,...
Credicorp Ltd., together with its subsidiaries, provides various banking services and products in Peru, Bermuda, Colombia, Bolivia, Panama, Chile, the United States, the Cayman Islands, and Mexico. It operates through Universal Banking; Insurance, Medical Services, and Pensions; Microfinance; and Investment Management and Advisory segments. The company grants various credits and financial instruments to individuals and legal entities; and various deposits and current accounts. It also issues insurance policies to cover losses in commercial property, transport, marine vessels, automobiles, life, health, and pensions; provides medical and health services, as well as management services of private pension funds to the affiliates. In addition, the company is involved in the management of loans, credits, and deposits and checking accounts of the small and microenterprises; provision of brokerage service and investment management services to corporations, institutional investors, governments, and foundations; structuring and placement of issues in the primary market; execution and negotiation of transactions in the secondary market; structures securitization processes for corporate customers; and manages mutual funds. Further, it engages in the provision of custody, trustee, capital markets, asset management, and payment processing services; operates digital platform for e commerce; management and development of digital businesses; and acts as a private pension fund administrator. Credicorp Ltd. was founded in 1889 and is headquartered in Lima, Peru.