Credicorp is an attractively valued bank (forward P/E 10.2x, 4.1% dividend) with superior ROE versus peers, but momentum is 2.1/10 and upside to the analyst target is a symmetric 6.6% against 6.6% downside.
Thesis pillars
- Attractive Valuation With Dividend→Stable
- Superior Roe Strong Margins→Stable
- Oversold Pullback In Uptrend↑Improving
- +2 more pillars — see the Why tab for full reasoning
Pillars as of Nov 1, 2026
Credicorp Ltd. (BAP) Stock Analysis
Financial Services · Banks - Regional
Hold if already holding. Not a fresh buy at $359.21, but acceptable to hold if already in. Reasons: Thin upside margin: 3.5%; Earnings in 4 days (event risk).
Credicorp Ltd., together with its subsidiaries, provides various banking services and products in Peru, Bermuda, Colombia, Bolivia, Panama, Chile, the United States, the Cayman Islands, and Mexico. It operates through Universal Banking; Insurance, Medical Services, and Pensions;... Read more
Hold if already holding. Not a fresh buy at $359.21, but acceptable to hold if already in. Reasons: Thin upside margin: 3.5%; Earnings in 4 days (event risk). Chart setup: No clear chart pattern; technical signals are mixed. Maintain position. Not compelling to add more. Score 6.0/10, moderate confidence.
Passes 6/9 gates (positive momentum, clean insider activity, no SEC red flags, news events none recent, semi cycle peak clear, materials cycle peak clear). Fails on favorable risk/reward ratio and earnings proximity 4d<=7d. Suitability: moderate.
Recent developments
No fresh coverage since Aug 26, 2026
Recent Developments — Credicorp Ltd.
Latest news
- NEWS Credicorp Ltd.: Credicorp to Host 2026 Strategic Update on November 17, 2026 - marketscreener.com — marketscreener.com Aug 26, 2026 neutral
- NEWS Credicorp (BAP) Financial Results: EPS Misses Its Estimate on the Day; Investor Response: Shares Fall 0.07% in Latest Tr — dars.gov.et Aug 19, 2026 negative
- NEWS Credicorp Wins Fitch Upgrade to BBB+ on Strong Subsidiary Performance and Liquidity - TipRanks — TipRanks Jun 24, 2026 positive
- NEWS BofA Lifts PT on Credicorp (BAP) – Here’s Why - Insider Monkey — Insider Monkey Jun 24, 2026 positive
- NEWS BofA Lifts PT on Credicorp (BAP) – Here’s Why - Yahoo Finance — Yahoo Finance Jun 24, 2026 positive
Latest item Aug 26, 2026 · Generated 2026-11-05T11:39:29Z.
Upcoming dated catalysts
Thesis
Key Metrics
Quality Signals
Options Flow
Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. How we score · Editorial policy
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Rating Breakdown
10 dimensions · all in-band
Price Targets
Position Sizing
Risk Alerts
Earnings
Verdict History
Frequently Asked Questions
Hold if already holding. Not a fresh buy at $359.21, but acceptable to hold if already in. Reasons: Thin upside margin: 3.5%; Earnings in 4 days (event risk). Chart setup: No clear chart pattern; technical signals are mixed. Maintain position. Not compelling to add more. Analyst target $371.91 (+3.5%), stop $336.95 (−6.6%), A.R:R 0.6:1. Score 6.0/10, moderate confidence.
Analyst target: $371.91 (+3.5% upside). Analyst target $371.91 (+3.5%), stop $336.95 (−6.6%), A.R:R 0.6:1. Stop-loss: $336.95.
Thin upside margin: 3.5%; Earnings in 4 days (event risk).
Credicorp Ltd. trades at a P/E of 13.5 (forward 10.5). TrendMatrix value score: 7.6/10. Verdict: Hold.
15 analysts rate BAP, with a consensus score of 4.1/5. 14 analysts publish price targets averaging $427.
What does Credicorp Ltd. do?Credicorp Ltd., together with its subsidiaries, provides various banking services and products in Peru, Bermuda,...
Credicorp Ltd., together with its subsidiaries, provides various banking services and products in Peru, Bermuda, Colombia, Bolivia, Panama, Chile, the United States, the Cayman Islands, and Mexico. It operates through Universal Banking; Insurance, Medical Services, and Pensions; Microfinance; and Investment Management and Advisory segments. The company grants various credits and financial instruments to individuals and legal entities; and various deposits and current accounts. It also issues insurance policies to cover losses in commercial property, transport, marine vessels, automobiles, life, health, and pensions; provides medical and health services, as well as management services of private pension funds to the affiliates. In addition, the company is involved in the management of loans, credits, and deposits and checking accounts of the small and microenterprises; provision of brokerage service and investment management services to corporations, institutional investors, governments, and foundations; structuring and placement of issues in the primary market; execution and negotiation of transactions in the secondary market; structures securitization processes for corporate customers; and manages mutual funds. Further, it engages in the provision of custody, trustee, capital markets, asset management, and payment processing services; operates digital platform for e commerce; management and development of digital businesses; and acts as a private pension fund administrator. Credicorp Ltd. was founded in 1889 and is headquartered in Lima, Peru.