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ADPAutomatic Data Processing, Inc.Sell5.2·$279.18-1.53%
SellModerate Confidence
Investment thesis

Automatic Data Processing is a high-quality franchise with strong margins and consistent earnings delivery, but the stock has fully priced in its attributes — the technical trend has deteriorated to a confirmed downtrend, the reward-to-risk setup is unfavorable, and the price is within 3.3% of its upside target, leaving little reason to add.

Thesis pillars

  • High Quality Business FranchiseStable
  • Earnings Consistency Beat StreakStable
  • Confirmed Downtrend Death CrossDeteriorating
  • +1 more pillar — see the Why tab for full reasoning

Full reasoning →

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Automatic Data Processing, Inc. (ADP) Stock Analysis

SellQualityModerate Confidence

Technology · Software - Application

Sell if holding. Analyst target reached at $279.18 — A.R:R is negative (-1.4) — price has exceeded the analyst target. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: Sector modifier (Technology): -0.8.

ADP provides Human Capital Management (HCM) solutions — payroll, HR, benefits, talent management, and workforce management — serving over 1.1 million clients and paying more than 42 million workers across over 140 countries through two segments, Employer Services and... Read more

$279.18-7.1% A.UpsideScore 5.2/10#104 of 122 Software - Application
QualityF-score7 / 9FCF yield4.65%
IncomeYield2.42%(5y avg 2.04%)Payout60.69%
Stop $267.75Target $320.54(default +15%)A.R:R -1.4:1
Analyst target$287.60+3.0%15 analysts
$320.54our TP
$279.18price
$287.60mean
$225
$322

Sell if holding. Analyst target reached at $279.18 — A.R:R is negative (-1.4) — price has exceeded the analyst target. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: Sector modifier (Technology): -0.8. Chart setup: No clear chart pattern; technical signals are mixed. Score 5.2/10, moderate confidence.

Passes 6/8 gates (clean insider activity, no SEC red flags, news events none recent, earnings proximity 54d clear, semi cycle peak clear, materials cycle peak clear). Fails on weak momentum and favorable risk/reward ratio. Suitability: moderate.

10-K grounded · weekly refresh

About Automatic Data Processing, Inc.

About Automatic Data Processing, Inc.

Automatic Data Processing serves more than 1.1 million clients and pays over 42 million workers in more than 140 countries and territories, processing more than $3.3 trillion in client funds and delivering over 78 million employee year-end tax statements in fiscal year 2025. The company operates through two reportable segments, Employer Services and Professional Employer Organization (ADP TotalSource), with roughly 26 million of the workers it pays located in the United States.

ADP earns revenue primarily from recurring fees for its cloud-based HCM platforms — RUN Powered by ADP for small businesses (940,000-plus clients), ADP Workforce Now for mid-sized and large employers (90,000-plus clients), and ADP Lyric HCM for large multinational enterprises — plus outsourcing fees from its TotalSource PEO, which co-employs more than 750,000 worksite employees across 18,000-plus clients. The company also earns interest income on client funds it holds temporarily before remitting payroll taxes and wages, a spread sensitive to interest-rate changes and to any regulatory shift in how quickly those funds must be remitted. ADP distributes through direct sales alongside integration partnerships in its ADP Marketplace, which lists more than 800 partner solutions, and grew its global and workforce-management footprint through the 2024 acquisition of WorkForce Software and the 2025 acquisition of Mexican payroll provider PEI.

Show full overview

ADP's risk disclosures point to regulatory exposure as a distinct pressure point: the company must comply with the EU's General Data Protection Regulation, California's Privacy Rights Act, and the EU Artificial Intelligence Act as it expands generative-AI features such as ADP Assist into payroll and HR workflows. Its Wisely paycard and PEO co-employment businesses add further exposure — ADP Canada Co. is registered with FINTRAC as a money service business and filed for Payment Services Provider registration with the Bank of Canada in November 2024. Because ADP's PEO model makes it a co-employer of worksite employees, changes in how regulators treat that relationship could require it to restructure aspects of its HR outsourcing offering.

See also: Technology · Software - Application

From Automatic Data Processing, Inc.'s most recent 10-K filing, extracted August 30, 2026.

news + 30-day 8-K events · 5-min refresh

Recent developments

updated 2026-09-04
TrendMatrix Research · upcoming catalyst calendar

Upcoming dated catalysts

Wed, Oct 28, 202654d to earnings· next earnings call

Thesis

Rewards
V7 quality resilience bonus: +0.2 (Q=7.3 in RISK_OFF)
Strong earnings beat streak (4/4)
High-quality business
Risks
Analyst target reached - limited upside remaining
Sector modifier (Technology): -0.8
Negative momentum

Key Metrics

P/E (TTM)25.7
P/E (Fwd)21.2
Mkt Cap$112.6B
EV/EBITDA17.8
Profit Mgn20.1%
ROE72.2%
Rev Growth6.8%
Beta0.82
Dividend2.42%
Rating analysts23

Quality Signals

Piotroski F7/9MoatNarrow

Options Flow

P/C0.68bullish
IV40%normal
Max Pain$310+11.0% vs spot

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results.

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About TrendMatrix. TrendMatrix is a publisher of general securities research and market commentary. We publish on a regular schedule. All content is the same for every subscriber in a tier — we do not provide personalized investment advice and we do not take into account any individual subscriber's financial situation, investment objectives, risk tolerance, tax situation, or holdings.

Not investment advice. TrendMatrix is not a registered investment adviser. Our content is for informational and educational purposes only. Consult your own licensed investment adviser, broker, or tax professional before making any investment decision.

Conflicts and positions. The TrendMatrix editorial team frequently holds personal long-term positions in securities discussed. We disclose positions held at the time of publication on each piece. We maintain a trading-window policy: we do not initiate or close positions in the same direction as a TrendMatrix publication within 24 hours before or 72 hours after publication.

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Performance. Past performance is not indicative of future results. Performance figures reflect the published model only and do not reflect any individual subscriber's actual results.

Methodology · Editorial policy & full disclaimer

Rating Breakdown

1 floor-breaker

Momentum below the gate floor. Component breakdown shows what dragged the score down.static

Macd
0.0
Volume
0.0
Obv
1.0
Rsi
5.0
Ma Position
9.0
Volume distribution (falling OBV)Above 200-day MA
GatesMomentum 3.0<4.5A.R:R -1.4=NEGATIVEInsider activity: OKNo SEC red flagsNEWS EVENTS NONE RECENTEARNINGS PROXIMITY 54d clearSEMI CYCLE PEAK CLEARMATERIALS CYCLE PEAK CLEARSuitability: Moderate
RSI
67 · Neutral
20D MA 50D MA 200D MAGOLDEN CROSSSupport $265.82Resistance $288.00

Price Targets

$268
$321
A.Upside-7.1%
A.R:R-1.4:1

Position Sizing

ConvictionNone
Suggested %0.5%
Max %1%
RegimeRisk-Off

Risk Alerts

! Target reached (-7.1% upside)
! momentum at 3.0 (below the engine's 4.5 threshold)
! Negative risk/reward — downside exceeds upside

Earnings

B
B
B
B
4/4 beats
Next Earnings2026-10-28 (54d)

Verdict History

reverse chrono — latest first
Loading history...
Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is ADP stock a buy right now?

Sell if holding. Analyst target reached at $279.18 — A.R:R is negative (-1.4) — price has exceeded the analyst target. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: Sector modifier (Technology): -0.8. Chart setup: No clear chart pattern; technical signals are mixed. Prior stop was $267.75. Score 5.2/10, moderate confidence.

What is the ADP stock price target?

Take-profit target: $320.54 (-7.1% upside). Prior stop was $267.75. Stop-loss: $267.75.

What are the risks of investing in ADP?

Analyst target reached - limited upside remaining; Sector modifier (Technology): -0.8; Negative momentum.

Is ADP overvalued or undervalued?

Automatic Data Processing, Inc. trades at a P/E of 25.7 (forward 21.2). TrendMatrix value score: 4.5/10. Verdict: Sell.

What do analysts say about ADP?

23 analysts cover ADP with a consensus score of 3.3/5. Average price target: $288.

What does Automatic Data Processing, Inc. do?ADP provides Human Capital Management (HCM) solutions — payroll, HR, benefits, talent management, and workforce...

ADP provides Human Capital Management (HCM) solutions — payroll, HR, benefits, talent management, and workforce management — serving over 1.1 million clients and paying more than 42 million workers across over 140 countries through two segments, Employer Services and Professional Employer Organization (ADP TotalSource). In fiscal 2025, the company processed 78 million U.S. employee year-end tax statements and moved more than $3.3 trillion in client funds to employees and tax authorities.

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