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UMH Properties, Inc. (UMH) Stock Analysis

Recovery setup

Buy WaitVALUE-TRAP 2/5Moderate Confidence

Real Estate · REIT - Residential

Earnings in 0 days (2026-04-30). Expect elevated volatility around the report — consider waiting for post-earnings price action before new entries.

Wait for pullback to $15.50. At $15.62 the A.R:R is 1.1:1 — below the 1.5:1 minimum for BUY_NOW. Engine's entry $15.50 (Atr Pullback Sticky) is the shallowest technical level that clears the 2:1 A.R:R minimum. Key risks: Thin upside margin: 7.8%; Value-trap signals (2/5): High leverage (D/E 26.5), Negative free cash flow.

UMH Properties, Inc., which was organized in 1968, is a public equity REIT that currently owns and operates 145 manufactured home communities, containing approximately 27,000 developed homesites, of which 10,800 contain rental homes, and over 1,000 self-storage units. These... Read more

$15.62+10.0% A.UpsideScore 5.7/10#2 of 16 REIT - Residential
Entry $15.50(Atr Pullback Sticky)Stop $14.90Target $16.84(analyst − 13%)A.R:R 1.1:1Setup A.R:R 2.6:1
Analyst target$19.36+23.9%7 analysts
$16.84our TP
$15.62price
$19.36mean
$24

Wait for pullback to $15.50. At $15.62 the A.R:R is 1.1:1 — below the 1.5:1 minimum for BUY_NOW. Engine's entry $15.50 (Atr Pullback Sticky) is the shallowest technical level that clears the 2:1 A.R:R minimum. Key risks: Thin upside margin: 7.8%; Value-trap signals (2/5): High leverage (D/E 26.5), Negative free cash flow. Chart setup: Death cross but MACD improving, RSI 49. Earnings in 0 days. Wait until post-earnings. Score 5.7/10, moderate confidence.

Passes 3/7 gates (clean insider activity, no SEC red flags, semi cycle peak clear). Fails on weak momentum and favorable risk/reward ratio and death cross (50MA < 200MA) and earnings proximity 0d<=7d. Suitability: aggressive.

Thesis

Rewards
No bull case signals
Risks
Thin upside margin: 7.8%
Value-trap signals (2/5): High leverage (D/E 26.5), Negative free cash flow

Key Metrics

P/E (TTM)220.3
P/E (Fwd)90.7
Mkt Cap$1.3B
EV/EBITDA20.2
Profit Mgn10.1%
ROE2.9%
Rev Growth8.2%
Beta1.02
Dividend5.84%
Rating analysts12

Quality Signals

Piotroski F8/9

Options Flow

P/C0.18bullish
IV100%elevated

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. Full disclaimer

Rating Breakdown

10 dimensions · all in-band

GatesMomentum 4.3<4.5A.R:R 1.1 < 1.5@spotDeath cross (50MA < 200MA)EARNINGS PROXIMITY 0d<=7dInsider activity: OKNo SEC red flagsSEMI CYCLE PEAK CLEARRecoverySuitability: Aggressive
RSI
49 · Neutral
20D MA 50D MA 200D MADEATH CROSSSupport $14.50Resistance $15.91

Price Targets

$15
$16
$17
A.Upside+7.8%
A.R:R1.1:1
Setup A.R:R (at entry)2.6:1

Position Sizing

ConvictionNone
Suggested %0.5%
Max %1%
RegimeCautious

Risk Alerts

! Earnings in 0 days - binary event risk
! Momentum score 4.3/10 — below 4.5 minimum
! Reward/Risk 1.1:1 at current price — below 1.5:1 minimum

Earnings

M
M
M
M
0/4 beats
Next Earnings2026-04-30 (0d)

Verdict History

reverse chrono — latest first
Loading history...
Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is UMH stock a buy right now?

Wait for pullback to $15.50. At $15.62 the A.R:R is 1.1:1 — below the 1.5:1 minimum for BUY_NOW. Engine's entry $15.50 (Atr Pullback Sticky) is the shallowest technical level that clears the 2:1 A.R:R minimum. Key risks: Thin upside margin: 7.8%; Value-trap signals (2/5): High leverage (D/E 26.5), Negative free cash flow. Chart setup: Death cross but MACD improving, RSI 49. Earnings in 0 days. Wait until post-earnings. Target $16.84 (+7.8%), stop $14.90 (−4.8%), Setup A.R:R 2.6:1. Score 5.7/10, moderate confidence.

What is the UMH stock price target?

Take-profit target: $16.84 (+10.0% upside). Target $16.84 (+7.8%), stop $14.90 (−4.8%), Setup A.R:R 2.6:1. Stop-loss: $14.90.

What are the risks of investing in UMH?

Thin upside margin: 7.8%; Value-trap signals (2/5): High leverage (D/E 26.5), Negative free cash flow.

Is UMH overvalued or undervalued?

UMH Properties, Inc. trades at a P/E of 220.3 (forward 90.7). TrendMatrix value score: 5.4/10. Verdict: Buy (Wait for Entry).

What do analysts say about UMH?

12 analysts cover UMH with a consensus score of 4.0/5. Average price target: $19.

What does UMH Properties, Inc. do?UMH Properties, Inc., which was organized in 1968, is a public equity REIT that currently owns and operates 145...

UMH Properties, Inc., which was organized in 1968, is a public equity REIT that currently owns and operates 145 manufactured home communities, containing approximately 27,000 developed homesites, of which 10,800 contain rental homes, and over 1,000 self-storage units. These communities are located in New Jersey, New York, Ohio, Pennsylvania, Tennessee, Indiana, Maryland, Michigan, Alabama, South Carolina, Florida and Georgia. Included in the 145 communities are two communities in Florida, containing 363 sites, and one community in Pennsylvania, containing 113 sites, that UMH has an ownership interest in and operates through its joint ventures with Nuveen Real Estate. UMH Properties, Inc. was incorporated in 1968 in Maryland, USA.

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