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U-Haul Holding Company (UHAL) Stock Analysis

SellModerate Confidence

Industrials · Rental & Leasing Services

Sell if holding. Engine safety override at $49.30: Quality below floor (2.3 < 4.0) triggers a hard block regardless of the otherwise-positive setup — overall score 4.4/10 and A.R:R 5.5:1 is above the 1.5:1 BUY gate. Specifically: High short interest: 19%; Below-average business quality; Negative price momentum.

We are North America's largest "do-it-yourself" moving and storage operator through our subsidiary U-Haul International, Inc. ("U-Haul"). U-Haul is synonymous with "do-it-yourself" moving and storage and is a leader in supplying products and services to help people move and... Read more

$49.30+30.1% A.UpsideScore 4.4/10#14 of 16 Rental & Leasing Services
QualityF-score6 / 9FCF yield-23.42%
Stop $46.92Target $64.13(analyst − 15%)A.R:R 5.5:1
Analyst target$75.45+53.0%2 analysts
$64.13our TP
$49.30price
$75.45mean
$90

Sell if holding. Engine safety override at $49.30: Quality below floor (2.3 < 4.0) triggers a hard block regardless of the otherwise-positive setup — overall score 4.4/10 and A.R:R 5.5:1 is above the 1.5:1 BUY gate. Specifically: High short interest: 19%; Below-average business quality; Negative price momentum. Chart setup: No recognized chart pattern (not a breakout, bounce, continuation, recovery, falling knife, or range) — technicals mixed. Score 4.4/10, moderate confidence.

Passes 6/9 gates (favorable risk/reward ratio, clean insider activity, no SEC red flags, news events none recent, semi cycle peak clear, materials cycle peak clear). Fails on weak momentum and death cross (50MA < 200MA). Suitability: moderate.

Recent Developments — U-Haul Holding Company

Generated 2026-05-20T20:21:22Z.

Thesis

Rewards
No bull case signals
Risks
Quality below floor (2.3 < 4.0)

Key Metrics

P/E (TTM)104.9
P/E (Fwd)11.0
Mkt Cap$9.4B
EV/EBITDA21.4
Profit Mgn2.1%
ROE1.7%
Rev Growth1.9%
Beta1.11
DividendNone
Rating analysts9

Quality Signals

Piotroski F6/9

Options Flow

P/C0.35bullish
IV45%normal
Max Pain$45-8.7% vs spot

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. Full disclaimer

Rating Breakdown

5 floor-breakers

Quality below the gate floor. Component breakdown shows what dragged the score down.static

Fcf Quality
0.0
Roe
0.6
Roa
0.9
Operating Margin
1.0
Net Margin
1.1
Gross Margin
1.7
Moat
3.8
Current Ratio
4.5
Piotroski F
6.7
Earnings quality RED FLAG: -1706% FCF/NINo competitive moatQuality concerns

No near-term catalyst priced in. Thesis progression will come from fundamentals grinding, not event reaction.static

Earnings History
0.0
Surprise Avg
0.0
Erm
5.0
Earnings Timing
5.0
Earnings concerns: 0B/4MEarnings in 8 days

Growth below the gate floor. Component breakdown shows what dragged the score down.static

Revenue Growth
3.0
Low model confidence on this dimension (33%).

Ranks in the bottom of its industry peers on the composite signal. Better names in the same sector exist.static

Growth Rank
1.9
Value Rank
2.6
Quality Rank
2.9

Price action weak — below key moving averages, no momentum carry. Needs a base before trend-continuation setups apply.static

Macd
0.0
Ma Position
3.0
Volume
3.1
Rsi
3.5
Obv
6.8
Below 200-MA, MA slope -2.8%/30d — confirmed downtrend
GatesMomentum 3.3<4.5Death cross (50MA < 200MA)EARNINGS PROXIMITY 8d<=14d (soft)A.R:R 5.5 ≥ 1.5Insider activity: OKNo SEC red flagsNEWS EVENTS NONE RECENTSEMI CYCLE PEAK CLEARMATERIALS CYCLE PEAK CLEARSuitability: Moderate
RSI
36 · Neutral
20D MA 50D MA 200D MADEATH CROSSSupport $48.37Resistance $54.36

Price Targets

$47
$64
A.Upside+30.1%
A.R:R5.5:1

Position Sizing

ConvictionNone
Suggested %0.5%
Max %1%
RegimeSteady

Risk Alerts

! Quality below floor (2.3 < 4.0)
! Momentum score 3.3/10 — below 4.5 minimum
! Death cross — 50-day MA below 200-day MA

Earnings

M
M
M
M
0/4 beats
Next Earnings2026-05-27 (8d)

Verdict History

reverse chrono — latest first
Loading history...
Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is UHAL stock a buy right now?

Sell if holding. Engine safety override at $49.30: Quality below floor (2.3 < 4.0) triggers a hard block regardless of the otherwise-positive setup — overall score 4.4/10 and A.R:R 5.5:1 is above the 1.5:1 BUY gate. Specifically: High short interest: 19%; Below-average business quality; Negative price momentum. Chart setup: No recognized chart pattern (not a breakout, bounce, continuation, recovery, falling knife, or range) — technicals mixed. Prior stop was $46.92. Score 4.4/10, moderate confidence.

What is the UHAL stock price target?

Take-profit target: $64.13 (+30.1% upside). Prior stop was $46.92. Stop-loss: $46.92.

What are the risks of investing in UHAL?

Quality below floor (2.3 < 4.0).

Is UHAL overvalued or undervalued?

U-Haul Holding Company trades at a P/E of 104.9 (forward 11.0). TrendMatrix value score: 7.0/10. Verdict: Sell.

What do analysts say about UHAL?

9 analysts cover UHAL with a consensus score of 3.9/5. Average price target: $75.

What does U-Haul Holding Company do?We are North America's largest "do-it-yourself" moving and storage operator through our subsidiary U-Haul...

We are North America's largest "do-it-yourself" moving and storage operator through our subsidiary U-Haul International, Inc. ("U-Haul"). U-Haul is synonymous with "do-it-yourself" moving and storage and is a leader in supplying products and services to help people move and store their household and commercial goods. Our primary service objective is to "provide a better and better product and service to more and more people at a lower and lower cost." Unless the context otherwise

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