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UHALU-Haul Holding CompanySell4.8·$60.80
SellModerate Confidence
Investment thesis

U-Haul Holding Company scores a quality rating of just 2.0 out of 10, has missed earnings in all four recent quarters by an average of 11%, and carries a severely negative free cash flow quality flag, making the current setup unattractive despite near-term price momentum.

Thesis pillars

  • Momentum Overbought Distribution Risk↑Improving
  • Quality Below Minimum Threshold→Stable
  • Four Quarter Earnings Miss Pattern↓Deteriorating
  • +1 more pillar — see the Why tab for full reasoning

Pillars as of Jul 3, 2026, based on the 10-K filed May 27, 2026· older than 90 days

Full reasoning →

Open full analysis

U-Haul Holding Company (UHAL) Stock Analysis

SellGrowthModerate Confidence

Industrials · Rental & Leasing Services

Sell if holding. Engine safety override at $60.80: Quality below floor (2.7 < 4.0) triggers a hard block regardless of the otherwise-positive setup — overall score 4.8/10 and A.R:R 2.3:1 is above the 1.5:1 BUY gate. Specifically: High short interest: 12%; Below-average business quality.

We are North America's largest "do-it-yourself" moving and storage operator through our subsidiary U-Haul International, Inc. ("U-Haul"). U-Haul is synonymous with "do-it-yourself" moving and storage and is a leader in supplying products and services to help people move and... Read more

$60.80+22.6% A.UpsideScore 4.8/10#14 of 18 Rental & Leasing Services
QualityF-score6 / 9FCF yield-13.58%
Stop $57.74Analyst target $74.52(−15% haircut)A.R:R 2.3:1
Analyst consensus$87.67+44.2%3 analysts with price targets
$74.52Analyst target
$60.80price
$87.67mean
$99

Sell if holding. Engine safety override at $60.80: Quality below floor (2.7 < 4.0) triggers a hard block regardless of the otherwise-positive setup — overall score 4.8/10 and A.R:R 2.3:1 is above the 1.5:1 BUY gate. Specifically: High short interest: 12%; Below-average business quality. Chart setup: No clear chart pattern; technical signals are mixed. Score 4.8/10, moderate confidence.

Passes 8/8 gates (positive momentum, favorable risk/reward ratio, clean insider activity, no SEC red flags, news events none recent, earnings proximity no date, semi cycle peak clear, materials cycle peak clear). Suitability: moderate.

news + 30-day 8-K events · 5-min refresh

Recent developments

updated Nov 4, 2026

Recent Developments — U-Haul Holding Company

Latest item Nov 4, 2026 · Generated 2026-11-05T12:04:10Z.

TrendMatrix Research · upcoming catalyst calendar

Upcoming dated catalysts

Wed, Nov 4, 2026Date unconfirmed· next earnings call

Thesis

Rewards
No bull case signals
Risks
Quality below floor (2.7 < 4.0)

Key Metrics

P/E (TTM)434.3
P/E (Fwd)29.2
Mkt Cap$11.8B
EV/EBITDA24.6
Profit Mgn1.0%
ROE0.8%
Rev Growth3.2%
Beta1.07
DividendNone
Analysts with ratings9

Quality Signals

Piotroski F6/9

Options Flow

P/C0.71neutral
IV50%elevated
Max Pain$50-17.8% vs spot

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. How we score · Editorial policy

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About TrendMatrix. TrendMatrix is a publisher of general securities research and market commentary. We publish on a regular schedule. All content is the same for every subscriber in a tier — we do not provide personalized investment advice and we do not take into account any individual subscriber's financial situation, investment objectives, risk tolerance, tax situation, or holdings.

Not investment advice. TrendMatrix is not a registered investment adviser. Our content is for informational and educational purposes only. Consult your own licensed investment adviser, broker, or tax professional before making any investment decision.

Conflicts and positions. People who build TrendMatrix, or entities they control, may hold positions, long or short, in securities it covers, and may trade them at any time. Positions are not disclosed individually. Verdicts are generated by an automated model applied by the same rules to every covered stock, and are not adjusted for any position held by the people who build TrendMatrix. We do not accept payment from issuers for coverage.

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Performance. Past performance is not indicative of future results. Performance figures reflect the published model only and do not reflect any individual subscriber's actual results.

Methodology · Editorial policy & full disclaimer

Rating Breakdown

5 floor-breakers

No near-term catalyst priced in. Thesis progression will come from fundamentals grinding, not event reaction.static

Earnings History
0.0
Surprise Avg
0.0
Erm
3.5
News Activity
7.0
Earnings concerns: 0B/4M

Quality below the gate floor. Component breakdown shows what dragged the score down.static

Fcf Quality
0.0
Roe
0.3
Net Margin
0.5
Roa
0.9
Gross Margin
1.7
Moat
3.8
Current Ratio
4.0
Operating Margin
6.0
Piotroski F
6.7
Earnings quality RED FLAG: -2517% FCF/NINo competitive moatQuality concerns

Technicals below the gate floor. Component breakdown shows what dragged the score down.static

Bollinger
0.0
Support Resistance
0.3
Gap
5.0
52w Position
5.9

Ranks in the bottom of its industry peers on the composite signal. Better names in the same sector exist.static

Value Rank
1.4
Growth Rank
1.7
Quality Rank
2.1

Growth below the gate floor. Component breakdown shows what dragged the score down.static

Revenue Growth
3.3
Low model confidence on this dimension (33%).
GatesMomentum 8.1>=5.5A.R:R 2.3 ≥ 1.5Insider activity: OKNo SEC red flagsNEWS EVENTS NONE RECENTEARNINGS PROXIMITY NO DATESEMI CYCLE PEAK CLEARMATERIALS CYCLE PEAK CLEARSuitability: Moderate
RSI
63 · Neutral
↑ 20D MA↓ 50D MA↑ 200D MAGOLDEN CROSSSupport $54.75Resistance $61.00

Price Targets

$58
$75
A.Upside+22.6%
A.R:R2.3:1

Position Sizing

ConvictionNone
Suggested %0%
Max %0%
RegimeSteady

Risk Alerts

! Quality below floor (2.7 < 4.0)

Earnings

M
M
M
M
0/4 beats
Next Earnings2026-11-04 (Date unconfirmed)

Verdict History

reverse chrono — latest first
Loading history...
Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is UHAL stock a buy right now?

Sell if holding. Engine safety override at $60.80: Quality below floor (2.7 < 4.0) triggers a hard block regardless of the otherwise-positive setup — overall score 4.8/10 and A.R:R 2.3:1 is above the 1.5:1 BUY gate. Specifically: High short interest: 12%; Below-average business quality. Chart setup: No clear chart pattern; technical signals are mixed. Prior stop was $57.74. Score 4.8/10, moderate confidence.

What is the UHAL stock price target?

Analyst target: $74.52 (+22.6% upside). Prior stop was $57.74. Stop-loss: $57.74.

What are the risks of investing in UHAL?

Quality below floor (2.7 < 4.0).

Is UHAL overvalued or undervalued?

U-Haul Holding Company trades at a P/E of 434.3 (forward 29.2). TrendMatrix value score: 6.1/10. Verdict: Sell.

What do analysts say about UHAL?

9 analysts rate UHAL, with a consensus score of 3.9/5. 3 analysts publish price targets averaging $88.

What does U-Haul Holding Company do?We are North America's largest "do-it-yourself" moving and storage operator through our subsidiary U-Haul...

We are North America's largest "do-it-yourself" moving and storage operator through our subsidiary U-Haul International, Inc. ("U-Haul"). U-Haul is synonymous with "do-it-yourself" moving and storage and is a leader in supplying products and services to help people move and store their household and commercial goods.

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