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Regions Financial Corporation (RF) Stock Analysis

HoldModerate Confidence

Financial Services · Banks - Regional

Hold if already holding. Not a fresh buy at $26.84, but acceptable to hold if already in. Reasons: Analyst target reached - limited upside remaining; V7 low-quality RISK_OFF penalty: -0.5 (Q=5.2).

Regions Financial is a bank holding company with $158.8B in assets and 1,247 branches across the South, Midwest and Texas, offering retail, commercial, mortgage banking, and wealth management through three segments. Revenue is driven primarily by net interest income on $131.1B... Read more

$26.84+2.9% A.UpsideScore 5.5/10#108 of 142 Banks - Regional
QualityF-score6 / 9FCF yield
IncomeYield3.93%(5y avg 3.85%)Payout43.36%sustainable
Stop $25.58Target $27.62(analyst − 10%)A.R:R 0.6:1
Analyst target$30.69+14.3%20 analysts
$27.62our TP
$26.84price
$30.69mean
$34

Hold if already holding. Not a fresh buy at $26.84, but acceptable to hold if already in. Reasons: Analyst target reached - limited upside remaining; V7 low-quality RISK_OFF penalty: -0.5 (Q=5.2). Chart setup: No recognized chart pattern (not a breakout, bounce, continuation, recovery, falling knife, or range) — technicals mixed. Maintain position. Not compelling to add more. Score 5.5/10, moderate confidence.

Passes 6/8 gates (clean insider activity, no SEC red flags, news events none recent, earnings proximity 58d clear, semi cycle peak clear, materials cycle peak clear). Fails on weak momentum and favorable risk/reward ratio. Suitability: moderate.

Recent Developments — Regions Financial Corporation

Generated 2026-05-20T20:21:21Z.

Thesis

Rewards
Sector modifier (Financial Services): +1.0
Strong earnings beat streak (3/4)
Attractive valuation
Risks
Analyst target reached - limited upside remaining
V7 low-quality RISK_OFF penalty: -0.5 (Q=5.2)
Negative momentum

Key Metrics

P/E (TTM)11.2
P/E (Fwd)9.4
Mkt Cap$23.0B
EV/EBITDA
Profit Mgn31.0%
ROE11.9%
Rev Growth7.3%
Beta1.03
Dividend3.93%
Rating analysts30

Quality Signals

Piotroski F6/9

Options Flow

P/C1.13bearish
IV40%normal

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. Full disclaimer

Rating Breakdown

1 floor-breaker

Momentum below the gate floor. Component breakdown shows what dragged the score down.static

Macd
0.8
Obv
1.0
Volume
2.6
Ma Position
4.0
Rsi
7.7
Uptrend pullback (RSI 38) - buy opportunityVolume distribution (falling OBV)Above 200-day MA
GatesMomentum 3.2<4.5A.R:R 0.6 < 1.5@spotInsider activity: OKNo SEC red flagsNEWS EVENTS NONE RECENTEARNINGS PROXIMITY 58d clearSEMI CYCLE PEAK CLEARMATERIALS CYCLE PEAK CLEARSuitability: Moderate
RSI
38 · Neutral
20D MA 50D MA 200D MAGOLDEN CROSSSupport $26.16Resistance $28.73

Price Targets

$26
$28
A.Upside+2.9%
A.R:R0.6:1

Position Sizing

ConvictionNone
Suggested %0.5%
Max %1%
RegimeRisk-Off

Risk Alerts

! Target reached (2.9% upside)
! Momentum score 3.2/10 — below 4.5 minimum
! Reward/Risk 0.6:1 at current price — below 1.5:1 minimum

Earnings

B
B
B
M
3/4 beats
Next Earnings2026-07-17 (58d)

Verdict History

reverse chrono — latest first
Loading history...
Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is RF stock a buy right now?

Hold if already holding. Not a fresh buy at $26.84, but acceptable to hold if already in. Reasons: Analyst target reached - limited upside remaining; V7 low-quality RISK_OFF penalty: -0.5 (Q=5.2). Chart setup: No recognized chart pattern (not a breakout, bounce, continuation, recovery, falling knife, or range) — technicals mixed. Maintain position. Not compelling to add more. Target $27.62 (+2.9%), stop $25.58 (−4.9%), A.R:R 0.6:1. Score 5.5/10, moderate confidence.

What is the RF stock price target?

Take-profit target: $27.62 (+2.9% upside). Target $27.62 (+2.9%), stop $25.58 (−4.9%), A.R:R 0.6:1. Stop-loss: $25.58.

What are the risks of investing in RF?

Analyst target reached - limited upside remaining; V7 low-quality RISK_OFF penalty: -0.5 (Q=5.2); Negative momentum.

Is RF overvalued or undervalued?

Regions Financial Corporation trades at a P/E of 11.2 (forward 9.4). TrendMatrix value score: 7.2/10. Verdict: Hold.

What do analysts say about RF?

30 analysts cover RF with a consensus score of 3.6/5. Average price target: $31.

What does Regions Financial Corporation do?Regions Financial is a bank holding company with $158.8B in assets and 1,247 branches across the South, Midwest and...

Regions Financial is a bank holding company with $158.8B in assets and 1,247 branches across the South, Midwest and Texas, offering retail, commercial, mortgage banking, and wealth management through three segments. Revenue is driven primarily by net interest income on $131.1B in deposits.

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