Regions Financial Corporation (RF) Stock Analysis
Breakout setup
Financial Services · Banks - Regional
Hold if already holding. Not a fresh buy at $28.48, but acceptable to hold if already in. Reasons: Concentration risk — Geographic: South, Midwest and Texas; Analyst target reached - limited upside remaining.
Regions Financial is a bank holding company headquartered in Birmingham, Alabama, operating primarily in the South, Midwest, and Texas through 1,247 branches. It had $158.8B in assets and $131.1B in deposits at Dec 31, 2025, offering retail/commercial banking, mortgage, and... Read more
Hold if already holding. Not a fresh buy at $28.48, but acceptable to hold if already in. Reasons: Concentration risk — Geographic: South, Midwest and Texas; Analyst target reached - limited upside remaining. Chart setup: Golden cross, above all MAs, RSI 65, MACD bullish. Maintain position. Not compelling to add more. Score 5.7/10, moderate confidence.
Passes 6/7 gates (positive momentum, clean insider activity, no SEC red flags, news events none recent, earnings proximity 77d clear, semi cycle peak clear). Fails on favorable risk/reward ratio. Suitability: moderate.
Thesis
Key Metrics
Quality Signals
Options Flow
Concentration Risks(10-K Item 1A)
- HIGHGeographicSouth, Midwest and Texas10-K Item 1A: 'generally or specifically in the South, Midwest and Texas, the principal markets in which we conduct business'
Material Events(8-K, last 90d)
- 2026-02-09Item 5.02MEDIUMAmendment to Jan 12 8-K: David J. Turner Jr., Senior EVP (CFO role), provided notice of intent to retire. Amendment updates disclosures from the original report. No successor named in available body.SEC filing →
Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. Full disclaimer
Rating Breakdown
1 floor-breaker
Technicals below the gate floor. Component breakdown shows what dragged the score down.static
Price Targets
Position Sizing
Risk Alerts
Earnings
Verdict History
Frequently Asked Questions
Hold if already holding. Not a fresh buy at $28.48, but acceptable to hold if already in. Reasons: Concentration risk — Geographic: South, Midwest and Texas; Analyst target reached - limited upside remaining. Chart setup: Golden cross, above all MAs, RSI 65, MACD bullish. Maintain position. Not compelling to add more. Target $28.16 (-1.1%), stop $27.24 (−4.6%), A.R:R -0.3:1. Score 5.7/10, moderate confidence.
Take-profit target: $28.16 (-1.1% upside). Target $28.16 (-1.1%), stop $27.24 (−4.6%), A.R:R -0.3:1. Stop-loss: $27.24.
Concentration risk — Geographic: South, Midwest and Texas; Analyst target reached - limited upside remaining.
Regions Financial Corporation trades at a P/E of 11.6 (forward 9.8). TrendMatrix value score: 7.0/10. Verdict: Hold.
32 analysts cover RF with a consensus score of 3.6/5. Average price target: $31.
What does Regions Financial Corporation do?Regions Financial is a bank holding company headquartered in Birmingham, Alabama, operating primarily in the South,...
Regions Financial is a bank holding company headquartered in Birmingham, Alabama, operating primarily in the South, Midwest, and Texas through 1,247 branches. It had $158.8B in assets and $131.1B in deposits at Dec 31, 2025, offering retail/commercial banking, mortgage, and wealth management services.