Skip to main content

Zions Bancorporation N.A. (ZION) Stock Analysis

HoldModerate Confidence

Financial Services · Banks - Regional

Hold if already holding. Not a fresh buy at $60.22, but acceptable to hold if already in. Reason: Analyst target reached - limited upside remaining.

Zions Bancorporation is a national bank headquartered in Salt Lake City operating in 11 Western US states via 7 affiliate brands including Zions Bank, California Bank & Trust, and Amegy Bank, serving over 1 million customers through 407 branches. With $89B in assets and $3.4B... Read more

$60.22+2.8% A.UpsideScore 6.4/10#19 of 142 Banks - Regional
QualityF-score8 / 9FCF yield
IncomeYield3.00%(5y avg 3.36%)Payout27.64%sustainable
Stop $57.36Target $61.88(analyst − 10%)A.R:R 0.6:1
Analyst target$68.75+14.2%20 analysts
$61.88our TP
$60.22price
$68.75mean
$80

Hold if already holding. Not a fresh buy at $60.22, but acceptable to hold if already in. Reason: Analyst target reached - limited upside remaining. Chart setup: No recognized chart pattern (not a breakout, bounce, continuation, recovery, falling knife, or range) — technicals mixed. Maintain position. Not compelling to add more. Score 6.4/10, moderate confidence.

Passes 7/9 gates (positive momentum, clean insider activity, no SEC red flags, news events none recent, earnings proximity 62d clear, semi cycle peak clear, materials cycle peak clear). Fails on favorable risk/reward ratio. Suitability: moderate.

Recent Developments — Zions Bancorporation N.A.

Generated 2026-05-20T21:06:21Z.

Thesis

Rewards
Sector modifier (Financial Services): +1.0
Strong earnings beat streak (4/4)
Attractive valuation
Risks
Analyst target reached - limited upside remaining

Key Metrics

P/E (TTM)9.3
P/E (Fwd)9.0
Mkt Cap$8.8B
EV/EBITDA
Profit Mgn28.4%
ROE14.1%
Rev Growth10.2%
Beta0.82
Dividend3.00%
Rating analysts28

Quality Signals

Piotroski F8/9MoatNarrow

Options Flow

P/C0.43bullish
IV38%normal

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. Full disclaimer

Rating Breakdown

10 dimensions · all in-band

GatesA.R:R 0.6 < 1.5@spotMomentum 4.6<5.5 (soft — BUY_NOW allowed but watch)Momentum 4.6>=4.5Insider activity: OKNo SEC red flagsNEWS EVENTS NONE RECENTEARNINGS PROXIMITY 62d clearSEMI CYCLE PEAK CLEARMATERIALS CYCLE PEAK CLEARSuitability: Moderate
RSI
41 · Neutral
20D MA 50D MA 200D MAGOLDEN CROSSSupport $58.99Resistance $64.30

Price Targets

$57
$62
A.Upside+2.8%
A.R:R0.6:1

Position Sizing

ConvictionNone
Suggested %0.5%
Max %1%
RegimeRisk-Off

Risk Alerts

! Target reached (2.7% upside)
! Reward/Risk 0.6:1 at current price — below 1.5:1 minimum

Earnings

B
B
B
B
4/4 beats
Next Earnings2026-07-20 (62d)

Verdict History

reverse chrono — latest first
Loading history...
Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is ZION stock a buy right now?

Hold if already holding. Not a fresh buy at $60.22, but acceptable to hold if already in. Reason: Analyst target reached - limited upside remaining. Chart setup: No recognized chart pattern (not a breakout, bounce, continuation, recovery, falling knife, or range) — technicals mixed. Maintain position. Not compelling to add more. Target $61.88 (+2.8%), stop $57.36 (−5.0%), A.R:R 0.6:1. Score 6.4/10, moderate confidence.

What is the ZION stock price target?

Take-profit target: $61.88 (+2.8% upside). Target $61.88 (+2.8%), stop $57.36 (−5.0%), A.R:R 0.6:1. Stop-loss: $57.36.

What are the risks of investing in ZION?

Analyst target reached - limited upside remaining.

Is ZION overvalued or undervalued?

Zions Bancorporation N.A. trades at a P/E of 9.3 (forward 9.0). TrendMatrix value score: 7.1/10. Verdict: Hold.

What do analysts say about ZION?

28 analysts cover ZION with a consensus score of 3.6/5. Average price target: $69.

What does Zions Bancorporation N.A. do?Zions Bancorporation is a national bank headquartered in Salt Lake City operating in 11 Western US states via 7...

Zions Bancorporation is a national bank headquartered in Salt Lake City operating in 11 Western US states via 7 affiliate brands including Zions Bank, California Bank & Trust, and Amegy Bank, serving over 1 million customers through 407 branches. With $89B in assets and $3.4B net revenue in 2025, it focuses on commercial, CRE, retail banking, and wealth management primarily for small and mid-sized businesses.

Related stocks: IFS (Intercorp Financial Services In) · CUBI (Customers Bancorp, Inc) · GABC (German American Bancorp, Inc.) · COLB (Columbia Banking System, Inc.) · BAP (Credicorp Ltd.)