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PRCHPorch Group, Inc.Sell4.9·$15.12-5.38%
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Porch Group, Inc. (PRCH) Stock Analysis

SellVALUE-TRAP 1/5Moderate Confidence

Financial Services · Insurance - Property & Casualty

Sell if holding. Engine safety override at $15.12: Risk below floor (1.4 < 3.0) triggers a hard block regardless of the otherwise-positive setup — overall score 4.9/10. Specifically: High short interest: 23%.

Porch Group, Inc. develops and sells software and data solutions, manages insurance services, and provides consumer services related to homeownership in the United States. It operates through four segments: Insurance Services, Software & Data, Consumer Services, and the... Read more

$15.12+7.2% A.UpsideScore 4.9/10#30 of 40 Insurance - Property & Casualty
QualityF-score8 / 9FCF yield2.59%
Stop $14.13Target $16.28(resistance)A.R:R -0.5:1
Analyst target$16.29+7.7%7 analysts
$16.28our TP
$15.12price
$16.29mean
$12
$22

Sell if holding. Engine safety override at $15.12: Risk below floor (1.4 < 3.0) triggers a hard block regardless of the otherwise-positive setup — overall score 4.9/10. Specifically: High short interest: 23%. Chart setup: No clear chart pattern; technical signals are mixed. Score 4.9/10, moderate confidence.

Passes 6/8 gates (positive momentum, no SEC red flags, news events none recent, earnings proximity 31d clear, semi cycle peak clear, materials cycle peak clear). Fails on favorable risk/reward ratio and clean insider activity. Suitability: speculative.

TrendMatrix Research · upcoming catalyst calendar

Upcoming dated catalysts

Tue, Aug 4, 202631d to earnings· next earnings call

Thesis

Rewards
No bull case signals
Risks
Target reached (-6.7% upside)
Risk below floor (1.4 < 3.0)

Key Metrics

P/E (TTM)
P/E (Fwd)-20.3
Mkt Cap$1.7B
EV/EBITDA26.3
Profit Mgn-3.3%
ROE
Rev Growth15.6%
Beta3.12
DividendNone
Rating analysts14

Quality Signals

Piotroski F8/9MoatNarrow

Options Flow

P/C0.20bullish
IV87%elevated

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results.

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Methodology · Editorial policy & full disclaimer

Rating Breakdown

3 floor-breakers

Volatile — 6.0% daily ATR makes tight stops impractical. Position-size conservatively.static

Short Interest
0.0
Days To Cover
0.0
Volatility
0.0
Implied Vol
0.0
Beta
0.0
Debt Equity
0.0
Put Call
10.0
High short interest: 23%High IV: 87%

Ranks in the bottom of its industry peers on the composite signal. Better names in the same sector exist.static

Quality Rank
0.3
Value Rank
0.8
Growth Rank
8.0

Technicals below the gate floor. Component breakdown shows what dragged the score down.static

Bollinger
1.4
Support Resistance
1.9
52w Position
5.6
GatesA.R:R -0.5=NEGATIVEINSIDER 1.33%=EXTREMEMomentum 7.6>=5.5No SEC red flagsNEWS EVENTS NONE RECENTEARNINGS PROXIMITY 31d clearSEMI CYCLE PEAK CLEARMATERIALS CYCLE PEAK CLEARSuitability: Speculative
RSI
85 · Overbought
20D MA 50D MA 200D MAGOLDEN CROSSSupport $9.17Resistance $16.61

Price Targets

$14
$16
A.Upside+7.7%
A.R:R-0.5:1

Position Sizing

ConvictionNone
Suggested %0.5%
Max %1%
RegimeSteady

Risk Alerts

! Target reached (-6.7% upside)
! Risk below floor (1.4 < 3.0)
! Negative risk/reward — downside exceeds upside

Earnings

B
B
B
M
3/4 beats
Next Earnings2026-08-04 (31d)

Verdict History

reverse chrono — latest first
Loading history...
Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is PRCH stock a buy right now?

Sell if holding. Engine safety override at $15.12: Risk below floor (1.4 < 3.0) triggers a hard block regardless of the otherwise-positive setup — overall score 4.9/10. Specifically: High short interest: 23%. Chart setup: No clear chart pattern; technical signals are mixed. Prior stop was $14.13. Score 4.9/10, moderate confidence.

What is the PRCH stock price target?

Take-profit target: $16.28 (+7.2% upside). Prior stop was $14.13. Stop-loss: $14.13.

What are the risks of investing in PRCH?

Target reached (-6.7% upside); Risk below floor (1.4 < 3.0).

Is PRCH overvalued or undervalued?

Porch Group, Inc. trades at a P/E of N/A (forward -20.3). TrendMatrix value score: 4.0/10. Verdict: Sell.

What do analysts say about PRCH?

14 analysts cover PRCH with a consensus score of 4.2/5. Average price target: $16.

What does Porch Group, Inc. do?Porch Group, Inc. develops and sells software and data solutions, manages insurance services, and provides consumer...

Porch Group, Inc. develops and sells software and data solutions, manages insurance services, and provides consumer services related to homeownership in the United States. It operates through four segments: Insurance Services, Software & Data, Consumer Services, and the Reciprocal Segment. The Insurance Services segment manages and operates Porch Reciprocal Exchange, providing services including underwriting, policy renewal, risk management, portfolio management, financial oversight, and investment guideline setting. The Software & Data segment offers subscription and transactional software for inspection, mortgage, title, and roofing companies, as well as data products for insurance and other companies, including home inspection software, title and mortgage software, home factors property insights, and mover marketing products; measurement software for roofers; and move and post-move services. The Consumer Services segment provides warranty products under Porch Warranty and other brands, and moving-related services such as moving labor, TV/Internet, and security setup. The Reciprocal Segment, managed but not owned by Porch, includes Homeowners of America and Porch Reciprocal Exchange, which provides consumers with insurance to protect their homes, through premiums collected on policies. The company was founded in 2011 and is headquartered in Seattle, Washington.

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