Slide Insurance has beaten earnings estimates in all 4 of the last 4 quarters with an average surprise of 37%, earns a 60% return on equity, and trades at a forward price-to-earnings ratio of just 4.7 times — an elite quality score temporarily held back by weak near-term price momentum.
Thesis pillars
- Momentum Weakness Oversold↓Deteriorating
- Elite Profitability 60pct Roe↓Deteriorating
- Four Quarter Beat Streak↓Deteriorating
- +1 more pillar — see the Why tab for full reasoning
Pillars as of Jul 3, 2026, based on the 10-K filed Mar 2, 2026· older than 90 days
Slide Insurance Holdings, Inc. (SLDE) Stock Analysis
Range Bound setup · Temporary headwind edge
Financial Services · Insurance - Property & Casualty
Hold if already holding. Not a fresh buy at $27.28, but acceptable to hold if already in. Reasons: Analyst target reached - limited upside remaining; Negative momentum.
Slide Insurance Holdings underwrites homeowners and commercial residential property insurance in Florida and South Carolina as an admitted coastal specialty carrier, founded in 2021. The company generated $1,796 million in gross premiums written in 2025, with a 52.1% combined... Read more
Hold if already holding. Not a fresh buy at $27.28, but acceptable to hold if already in. Reasons: Analyst target reached - limited upside remaining; Negative momentum. Chart setup: RSI 56 mid-range, Bollinger mid-band. Downgraded from BUY WAIT — price $27.28 vs the analyst target $26.10: -4.3% upside; No upside left. Score 7.2/10, high confidence.
Passes 6/8 gates (clean insider activity, no SEC red flags, news events none recent, earnings proximity 110d clear, semi cycle peak clear, materials cycle peak clear). Fails on weak momentum and favorable risk/reward ratio. Suitability: speculative.
About Slide Insurance Holdings, Inc.
About Slide Insurance Holdings, Inc.
Slide Insurance Holdings posted $1,796 million in gross premiums written in 2025, up from $1,334 million in 2024, while achieving a 52.1% combined ratio and $444 million in net income. Organized as an admitted carrier in Florida and South Carolina, the company underwrites homeowners and commercial residential property policies in catastrophe-exposed coastal markets under oversight of the Florida Office of Insurance Regulation, with $2.9 billion in total assets and $1.1 billion in shareholders' equity at year-end 2025.
Slide earns premium income from homeowners and commercial residential policies distributed through a network of independent agents and a growing direct-to-consumer channel embedded with mortgage bankers. A substantial portion of historical premium volume originated from 23 separate policy assumption transactions under Citizens Property Insurance Corporation's state-managed depopulation program between August 2023 and December 2025. Reinsurance is the company's single largest cost: the 2025-2026 program spans 30 private reinsurers (all rated 'A-' or higher by AM Best), mandatory FHCF coverage, and four catastrophe bonds with $660 million in remaining coverage through Purple Re Ltd., a Bermuda special-purpose insurer, structured to protect against losses to the 1-in-143-year return period. Shareholders' equity grew from $102 million in 2021 to $1,113 million in 2025, a CAGR of 55%.
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Slide's annual reinsurance treaties covering private catastrophe excess of loss layers expire May 31, 2026, exposing the company to pricing and availability risk at renewal in each successive wind season. The 10-K discloses that if reinsurance becomes unavailable or unaffordable, the company could face increased net retained catastrophe exposures, reduced underwriting volume, or a downgrade from Demotech's current 'A, Exceptional' Financial Stability Rating, which would impair the company's ability to attract and retain policyholders in Florida where its competitive position depends on admitted-market capacity.
See also: Financial Services · Insurance - Property & Casualty
From Slide Insurance Holdings, Inc.'s most recent 10-K filing, extracted June 11, 2026.
Recent developments
updated Oct 28, 2026Recent Developments — Slide Insurance Holdings, Inc.
Latest news
- NEWS Slide Insurance Price Target Raised to $33.00/Share From $28.00 by Citizens - Moomoo — Moomoo Oct 28, 2026 positive
- NEWS Slide Insurance Expands Credit Capacity to Fuel Growth - The Globe and Mail — The Globe and Mail Oct 28, 2026 positive
- NEWS Slide Insurance Holdings, Inc. Stock 12‑Month Price Target Raised to $29, Implies 2% Upside - TradingView — TradingView Oct 28, 2026 positive
- NEWS Transcript : Slide Insurance Holdings, Inc., Q3 2026 Earnings Call, Oct 28, 2026 - www.marketscreener.com — www.marketscreener.com Oct 28, 2026 neutral
- NEWS Texas Capital raises Slide Insurance stock price target on strong earnings - Investing.com — Investing.com Oct 28, 2026 positive
Latest item Oct 28, 2026 · Generated 2026-11-05T11:29:01Z.
Upcoming dated catalysts
Thesis
Key Metrics
Quality Signals
Options Flow
Concentration Risks(10-K Item 1A)
- MEDIUMGeographicFlorida10-K Item 1A: 'catastrophic events such as hurricanes in Florida, where we conduct a significant portion of our business'
- MEDIUMCustomerCitizens Property Insurance Corporation10-K Item 1A: 'a substantial portion of our historical revenue has been generated from policies assumed from Citizens Property Insurance Corporation'
Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. How we score · Editorial policy
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Rating Breakdown
1 floor-breaker·2 ceiling hits
Momentum below the gate floor. Component breakdown shows what dragged the score down.static
Price Targets
Position Sizing
Risk Alerts
Earnings
Verdict History
Frequently Asked Questions
Hold if already holding. Not a fresh buy at $27.28, but acceptable to hold if already in. Reasons: Analyst target reached - limited upside remaining; Negative momentum. Chart setup: RSI 56 mid-range, Bollinger mid-band. Downgraded from BUY WAIT — price $27.28 vs the analyst target $26.10: -4.3% upside; No upside left. Analyst target $26.10 reached (−4.3%), stop $23.70 (−15.1%), A.R:R -0.4:1. Score 7.2/10, high confidence.
Analyst target $26.10 reached (−4.3% from $27.28); no take-profit level is published. Analyst target $26.10 reached (−4.3%), stop $23.70 (−15.1%), A.R:R -0.4:1. Stop-loss: $23.70.
Analyst target reached - limited upside remaining; Negative momentum.
Slide Insurance Holdings, Inc. trades at a P/E of 6.2 (forward 7.2). TrendMatrix value score: 8.5/10. Verdict: Hold.
12 analysts rate SLDE, with a consensus score of 4.0/5. 5 analysts publish price targets averaging $30.
What does Slide Insurance Holdings, Inc. do?Slide Insurance Holdings underwrites homeowners and commercial residential property insurance in Florida and South...
Slide Insurance Holdings underwrites homeowners and commercial residential property insurance in Florida and South Carolina as an admitted coastal specialty carrier, founded in 2021. The company generated $1,796 million in gross premiums written in 2025, with a 52.1% combined ratio and $444 million net income, acquiring policies through independent agents and a direct-to-consumer channel.