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SLDESlide Insurance Holdings, Inc.Buy Wait7.3·$16.91+1.74%
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Slide Insurance Holdings, Inc. (SLDE) Stock Analysis

Temp Headwind edge

Buy WaitVALUE-TRAP 1/5Moderate Confidence

Financial Services · Insurance - Property & Casualty

Wait — supporting gate not met yet. Price is at or below entry $18.33 but weak momentum still blocks BUY_NOW. Key risks: Leverage penalty (D/E 3.7): -1.5; Negative momentum.

Slide Insurance Holdings underwrites homeowners and commercial residential property insurance in Florida and South Carolina as an admitted coastal specialty carrier, founded in 2021. The company generated $1,796 million in gross premiums written in 2025, with a 52.1% combined... Read more

$16.91+34.3% A.UpsideScore 7.3/10#1 of 29 Insurance - Property & Casualty
QualityF-score8 / 9FCF yield40.37%
Entry $18.33(Atr Pullback Sticky)Stop $17.14Target $21.92(analyst − 13%)A.R:R 4.2:1
Analyst target$25.20+49.0%5 analysts
$21.92our TP
$16.91price
$25.20mean
$31

Wait — supporting gate not met yet. Price is at or below entry $18.33 but weak momentum still blocks BUY_NOW. Key risks: Leverage penalty (D/E 3.7): -1.5; Negative momentum. Chart setup: No clear chart pattern; technical signals are mixed. V9 Gate blocked: Momentum 2.3 < 4.5 minimum. Wait for improvement. Score 7.3/10, moderate confidence.

Passes 8/9 gates (favorable risk/reward ratio, clean insider activity, no SEC red flags, news events none recent, earnings proximity 42d clear, semi cycle peak clear, materials cycle peak clear, sector concentration cap sector=financial services 3/10). Fails on weak momentum. Suitability: aggressive.

10-K grounded · weekly refresh

About Slide Insurance Holdings, Inc.

About Slide Insurance Holdings, Inc.

Slide Insurance Holdings posted $1,796 million in gross premiums written in 2025, up from $1,334 million in 2024, while achieving a 52.1% combined ratio and $444 million in net income. Organized as an admitted carrier in Florida and South Carolina, the company underwrites homeowners and commercial residential property policies in catastrophe-exposed coastal markets under oversight of the Florida Office of Insurance Regulation, with $2.9 billion in total assets and $1.1 billion in shareholders' equity at year-end 2025.

Slide earns premium income from homeowners and commercial residential policies distributed through a network of independent agents and a growing direct-to-consumer channel embedded with mortgage bankers. A substantial portion of historical premium volume originated from 23 separate policy assumption transactions under Citizens Property Insurance Corporation's state-managed depopulation program between August 2023 and December 2025. Reinsurance is the company's single largest cost: the 2025-2026 program spans 30 private reinsurers (all rated 'A-' or higher by AM Best), mandatory FHCF coverage, and four catastrophe bonds with $660 million in remaining coverage through Purple Re Ltd., a Bermuda special-purpose insurer, structured to protect against losses to the 1-in-143-year return period. Shareholders' equity grew from $102 million in 2021 to $1,113 million in 2025, a CAGR of 55%.

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Slide's annual reinsurance treaties covering private catastrophe excess of loss layers expire May 31, 2026, exposing the company to pricing and availability risk at renewal in each successive wind season. The 10-K discloses that if reinsurance becomes unavailable or unaffordable, the company could face increased net retained catastrophe exposures, reduced underwriting volume, or a downgrade from Demotech's current 'A, Exceptional' Financial Stability Rating, which would impair the company's ability to attract and retain policyholders in Florida where its competitive position depends on admitted-market capacity.

See also: Financial Services · Insurance - Property & Casualty

From Slide Insurance Holdings, Inc.'s most recent 10-K filing, extracted June 11, 2026.

news + 30-day 8-K events · 5-min refresh

Recent developments

updated 2026-06-17
TrendMatrix Research · upcoming catalyst calendar

Upcoming dated catalysts

Tue, Jul 28, 202642d to earnings· next earnings call

Thesis

Rewards
Strong earnings beat streak (4/4)
Strong overall score: 7.3/10
High-quality business
Risks
Leverage penalty (D/E 3.7): -1.5
Negative momentum

Key Metrics

P/E (TTM)4.6
P/E (Fwd)4.7
Mkt Cap$1.9B
EV/EBITDA1.1
Profit Mgn38.9%
ROE59.7%
Rev Growth38.2%
Beta
DividendNone
Rating analysts12

Quality Signals

Piotroski F8/9MoatWideCompounder

Options Flow

P/C0.48bullish
IV86%elevated
Max Pain$25+47.8% vs spot

Concentration Risks(10-K Item 1A)

  • MEDIUMGeographicFlorida
    10-K Item 1A: 'catastrophic events such as hurricanes in Florida, where we conduct a significant portion of our business'
  • MEDIUMCustomerCitizens Property Insurance Corporation
    10-K Item 1A: 'a substantial portion of our historical revenue has been generated from policies assumed from Citizens Property Insurance Corporation'

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results.

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About TrendMatrix. TrendMatrix is a publisher of general securities research and market commentary. We publish on a regular schedule. All content is the same for every subscriber in a tier — we do not provide personalized investment advice and we do not take into account any individual subscriber's financial situation, investment objectives, risk tolerance, tax situation, or holdings.

Not investment advice. TrendMatrix is not a registered investment adviser. Our content is for informational and educational purposes only. Consult your own licensed investment adviser, broker, or tax professional before making any investment decision.

Conflicts and positions. The TrendMatrix editorial team frequently holds personal long-term positions in securities discussed. We disclose positions held at the time of publication on each piece. We maintain a trading-window policy: we do not initiate or close positions in the same direction as a TrendMatrix publication within 24 hours before or 72 hours after publication.

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No fiduciary duty. No fiduciary, advisory, or agency relationship is created between you and TrendMatrix by reading our content or subscribing to our service.

Performance. Past performance is not indicative of future results. Performance figures reflect the published model only and do not reflect any individual subscriber's actual results.

Methodology · Editorial policy & full disclaimer

Rating Breakdown

1 floor-breaker·3 ceiling hits

Price action weak — below key moving averages, no momentum carry. Needs a base before trend-continuation setups apply.static

Obv
1.0
Volume
1.7
Ma Position
2.2
Macd
3.3
Rsi
3.5
Volume distribution (falling OBV)Below 200-MA but MA still rising (+1.0%/30d) — pullback in uptrend, not confirmed weakness
GatesMomentum 2.3<4.5A.R:R 4.2 ≥ 1.5Insider activity: OKNo SEC red flagsNEWS EVENTS NONE RECENTEARNINGS PROXIMITY 42d clearSEMI CYCLE PEAK CLEARMATERIALS CYCLE PEAK CLEARSECTOR CONCENTRATION CAP sector=Financial Services 3/10Suitability: Aggressive
RSI
32 · Neutral
20D MA 50D MA 200D MAGOLDEN CROSSSupport $16.00Resistance $19.15

Price Targets

$17
$18
$22
A.Upside+29.6%
A.R:R4.2:1

Position Sizing

ConvictionHigh conviction
Suggested %5%
Max %10%
RegimeSteady

Risk Alerts

! Momentum 2.3 < 4.5 minimum
! momentum at 2.3 (below the engine's 4.5 threshold)

Earnings

B
B
B
B
4/4 beats
Next Earnings2026-07-28 (42d)

Verdict History

reverse chrono — latest first
Loading history...
Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is SLDE stock a buy right now?

Wait — supporting gate not met yet. Price is at or below entry $18.33 but weak momentum still blocks BUY_NOW. Key risks: Leverage penalty (D/E 3.7): -1.5; Negative momentum. Chart setup: No clear chart pattern; technical signals are mixed. V9 Gate blocked: Momentum 2.3 < 4.5 minimum. Wait for improvement. Target $21.92 (+29.6%), stop $17.14 (−-1.3%), Setup A.R:R 7.0:1. Score 7.3/10, moderate confidence.

What is the SLDE stock price target?

Take-profit target: $21.92 (+34.3% upside). Target $21.92 (+29.6%), stop $17.14 (−-1.3%), Setup A.R:R 7.0:1. Stop-loss: $17.14.

What are the risks of investing in SLDE?

Leverage penalty (D/E 3.7): -1.5; Negative momentum.

Is SLDE overvalued or undervalued?

Slide Insurance Holdings, Inc. trades at a P/E of 4.6 (forward 4.7). TrendMatrix value score: 9.7/10. Verdict: Buy (Wait for Entry).

What do analysts say about SLDE?

12 analysts cover SLDE with a consensus score of 4.1/5. Average price target: $25.

What does Slide Insurance Holdings, Inc. do?Slide Insurance Holdings underwrites homeowners and commercial residential property insurance in Florida and South...

Slide Insurance Holdings underwrites homeowners and commercial residential property insurance in Florida and South Carolina as an admitted coastal specialty carrier, founded in 2021. The company generated $1,796 million in gross premiums written in 2025, with a 52.1% combined ratio and $444 million net income, acquiring policies through independent agents and a direct-to-consumer channel.

Related stocks: PLMR (Palomar Holdings, Inc.) · STC (Stewart Information Services Co) · ORI (Old Republic International Corp) · MCY (Mercury General Corporation) · HCI (HCI Group, Inc.)
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