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Slide Insurance Holdings, Inc. (SLDE) Stock Analysis

Buy WaitVALUE-TRAP 2/5Moderate Confidence

Financial Services · Insurance - Property & Casualty

Wait for pullback to $18.22. Weak momentum — blocks BUY_NOW at $18.33. Engine's entry $18.22 (Ma50 Sticky) is the shallowest technical level that clears the 2:1 A.R:R minimum. Key risks: Concentration risk — Geographic: Florida; Concentration risk — Counterparty: Citizens Property Insurance Corporation depopulation.

Slide Insurance Holdings is a technology-enabled coastal specialty insurer (founded 2021) writing homeowners and commercial residential P&C policies primarily in Florida via Slide Insurance Company, with $1,796M gross premiums written in 2025 and a 52.1% combined ratio. A... Read more

$18.33+20.2% A.UpsideScore 7.4/10#1 of 29 Insurance - Property & Casualty
QualityF-score8 / 9FCF yield36.30%
Entry $18.22(Ma50 Sticky)Stop $17.12Target $21.92(analyst − 13%)A.R:R 3.3:1Setup A.R:R 3.8:1
Analyst target$25.20+37.5%5 analysts
$21.92our TP
$18.33price
$25.20mean
$31

Wait for pullback to $18.22. Weak momentum — blocks BUY_NOW at $18.33. Engine's entry $18.22 (Ma50 Sticky) is the shallowest technical level that clears the 2:1 A.R:R minimum. Key risks: Concentration risk — Geographic: Florida; Concentration risk — Counterparty: Citizens Property Insurance Corporation depopulation. Chart setup: No recognized chart pattern (not a breakout, bounce, continuation, recovery, falling knife, or range) — technicals mixed. Exceptional fundamentals but wait for better entry timing. Score 7.4/10, moderate confidence.

Passes 8/9 gates (positive momentum, favorable risk/reward ratio, clean insider activity, no SEC red flags, news events none recent, earnings proximity 69d clear, semi cycle peak clear, materials cycle peak clear). Suitability: aggressive.

Recent Developments — Slide Insurance Holdings, Inc.

Generated 2026-05-20T21:06:21Z.

Thesis

Rewards
V7 flight-to-quality bonus: +0.5 (Q=9.2 in RISK_OFF)
Sector modifier (Financial Services): +1.0
Strong earnings beat streak (4/4)
Risks
Concentration risk — Geographic: Florida
Concentration risk — Counterparty: Citizens Property Insurance Corporation depopulation
Leverage penalty (D/E 3.7): -1.5

Key Metrics

P/E (TTM)5.1
P/E (Fwd)5.3
Mkt Cap$2.1B
EV/EBITDA1.4
Profit Mgn38.9%
ROE59.7%
Rev Growth38.2%
Beta
DividendNone
Rating analysts12

Quality Signals

Piotroski F8/9MoatWideCompounder

Options Flow

P/C0.07bullish
IV59%elevated
Max Pain$15-18.2% vs spot

Concentration Risks(10-K Item 1A)

  • HIGHGeographicFlorida
    10-K Item 1A: 'particularly in Florida and South Carolina where we currently operate as an admitted carrier, are highly competitive'
  • HIGHcounterpartyCitizens Property Insurance Corporation depopulation
    10-K Item 1A: 'a substantial portion of our historical revenue has been generated from policies assumed from Citizens Property Insurance Corporation'

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. Full disclaimer

Rating Breakdown

3 ceiling hits

GatesMomentum 4.7<5.5 (soft — BUY_NOW allowed but watch)Momentum 4.7>=4.5A.R:R 3.3 ≥ 1.5Insider activity: OKNo SEC red flagsNEWS EVENTS NONE RECENTEARNINGS PROXIMITY 69d clearSEMI CYCLE PEAK CLEARMATERIALS CYCLE PEAK CLEARSuitability: Aggressive
RSI
45 · Neutral
20D MA 50D MA 200D MAGOLDEN CROSSSupport $17.79Resistance $20.17

Price Targets

$17
$18
$22
A.Upside+19.6%
A.R:R3.3:1
Setup A.R:R (at entry)3.8:1

Position Sizing

ConvictionHigh conviction
Suggested %1%
Max %2%
RegimeRisk-Off

Analyst Consensus

Analysts12
Consensus4.1/5
Avg Target$25

Earnings

B
B
B
B
4/4 beats
Next Earnings2026-07-28 (69d)

Verdict History

reverse chrono — latest first
Loading history...
Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is SLDE stock a buy right now?

Wait for pullback to $18.22. Weak momentum — blocks BUY_NOW at $18.33. Engine's entry $18.22 (Ma50 Sticky) is the shallowest technical level that clears the 2:1 A.R:R minimum. Key risks: Concentration risk — Geographic: Florida; Concentration risk — Counterparty: Citizens Property Insurance Corporation depopulation. Chart setup: No recognized chart pattern (not a breakout, bounce, continuation, recovery, falling knife, or range) — technicals mixed. Exceptional fundamentals but wait for better entry timing. Target $21.92 (+19.6%), stop $17.12 (−7.1%), Setup A.R:R 3.8:1. Score 7.4/10, moderate confidence.

What is the SLDE stock price target?

Take-profit target: $21.92 (+20.2% upside). Target $21.92 (+19.6%), stop $17.12 (−7.1%), Setup A.R:R 3.8:1. Stop-loss: $17.12.

What are the risks of investing in SLDE?

Concentration risk — Geographic: Florida; Concentration risk — Counterparty: Citizens Property Insurance Corporation depopulation; Leverage penalty (D/E 3.7): -1.5.

Is SLDE overvalued or undervalued?

Slide Insurance Holdings, Inc. trades at a P/E of 5.1 (forward 5.3). TrendMatrix value score: 9.4/10. Verdict: Buy (Wait for Entry).

What do analysts say about SLDE?

12 analysts cover SLDE with a consensus score of 4.1/5. Average price target: $25.

What does Slide Insurance Holdings, Inc. do?Slide Insurance Holdings is a technology-enabled coastal specialty insurer (founded 2021) writing homeowners and...

Slide Insurance Holdings is a technology-enabled coastal specialty insurer (founded 2021) writing homeowners and commercial residential P&C policies primarily in Florida via Slide Insurance Company, with $1,796M gross premiums written in 2025 and a 52.1% combined ratio. A substantial portion of historical premium comes from policies assumed from Citizens Property Insurance Corporation under Florida's depopulation program.

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