White Mountains Insurance Group (WTM) Stock Analysis
Financial Services · Insurance - Property & Casualty
Sell if holding. Multiple concerning factors at $2144.81: Earnings expected to decline ~78% (cyclical peak); V7 low-quality RISK_OFF penalty: -0.5 (Q=5.1).
White Mountains Insurance Group is a Bermuda holding company making opportunistic acquisitions in insurance and financial services, operating through Ark (specialty P&C insurance/reinsurance via Lloyd's and Bermuda, $2.6B GWP), HG Global (municipal bond guarantee reinsurance for... Read more
Sell if holding. Multiple concerning factors at $2144.81: Earnings expected to decline ~78% (cyclical peak); V7 low-quality RISK_OFF penalty: -0.5 (Q=5.1). Chart setup: No recognized chart pattern (not a breakout, bounce, continuation, recovery, falling knife, or range) — technicals mixed. Score 4.7/10, moderate confidence.
Passes 7/8 gates (positive momentum, clean insider activity, no SEC red flags, news events none recent, earnings proximity 77d clear, semi cycle peak clear, materials cycle peak clear). Suitability: moderate.
Recent Developments — White Mountains Insurance Group
Latest news
- White Mountains Insurance Swings to Loss in Q1, Revenue Declines - marketscreener.com — marketscreener.com negative
- Earnings Flash (WTM) White Mountains Insurance Group, Ltd. Reports Q1 Revenue $517.8M - marketscreener.com — marketscreener.com neutral
- White Mountains: Q1 Earnings Snapshot - marketscreener.com — marketscreener.com negative
- White Mountains: Q1 Earnings Snapshot - KING5.com — KING5.com neutral
- Zurcher Kantonalbank Zurich Cantonalbank Raises Stock Position in White Mountains Insurance Group, Ltd. $WTM - MarketBea — MarketBeat positive
Generated 2026-05-20T21:13:16Z.
Thesis
Key Metrics
Quality Signals
Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. Full disclaimer
Rating Breakdown
3 floor-breakers
Revenue shrinking — -10.8% YoY. Growth thesis broken unless recovery story develops.static
No near-term catalyst priced in. Thesis progression will come from fundamentals grinding, not event reaction.static
Ranks in the bottom of its industry peers on the composite signal. Better names in the same sector exist.static
Price Targets
Position Sizing
Risk Alerts
Earnings
Verdict History
Frequently Asked Questions
Sell if holding. Multiple concerning factors at $2144.81: Earnings expected to decline ~78% (cyclical peak); V7 low-quality RISK_OFF penalty: -0.5 (Q=5.1). Chart setup: No recognized chart pattern (not a breakout, bounce, continuation, recovery, falling knife, or range) — technicals mixed. Prior stop was $2023.43. Score 4.7/10, moderate confidence.
Take-profit target: $2257.40 (+5.2% upside). Prior stop was $2023.43. Stop-loss: $2023.43.
Earnings expected to decline ~78% (cyclical peak); V7 low-quality RISK_OFF penalty: -0.5 (Q=5.1); Consecutive earnings misses (3).
White Mountains Insurance Group trades at a P/E of 5.3 (forward 23.8). TrendMatrix value score: 6.6/10. Verdict: Sell.
8 analysts cover WTM with a consensus score of 2.3/5.
What does White Mountains Insurance Group do?White Mountains Insurance Group is a Bermuda holding company making opportunistic acquisitions in insurance and...
White Mountains Insurance Group is a Bermuda holding company making opportunistic acquisitions in insurance and financial services, operating through Ark (specialty P&C insurance/reinsurance via Lloyd's and Bermuda, $2.6B GWP), HG Global (municipal bond guarantee reinsurance for BAM), Kudu (capital solutions for asset managers), and Distinguished (specialty insurance distribution MGA). The company's philosophy is to acquire, operate, and exit at attractive valuations.