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HIPOHippo Holdings Inc.Hold5.8·$28.93-1.40%
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Hippo Holdings Inc. (HIPO) Stock Analysis

Recovery setup · Inst Constrain edge

HoldVALUE-TRAP 1/5Moderate Confidence

Financial Services · Insurance - Property & Casualty

Hold if already holding. Not a fresh buy at $28.93, but acceptable to hold if already in. Reason: Below 200-MA, MA slope -3.2%/30d (confirmed downtrend).

Hippo Holdings Inc., together with its subsidiaries, provides property and casualty insurance products to individuals and business customers primarily in the United States. The company provides a multi-carrier platform through owned and partner managing general agents (MGAs),... Read more

$28.93+12.4% A.UpsideScore 5.8/10#15 of 40 Insurance - Property & Casualty
QualityF-score6 / 9FCF yield14.15%
Stop $26.90Target $32.51(analyst − 15%)A.R:R 0.8:1
Analyst target$38.25+32.2%4 analysts
$32.51our TP
$28.93price
$38.25mean
$45

Hold if already holding. Not a fresh buy at $28.93, but acceptable to hold if already in. Reason: Below 200-MA, MA slope -3.2%/30d (confirmed downtrend). Chart setup: Death cross but MACD improving, RSI 69. Maintain position. Not compelling to add more. Score 5.8/10, moderate confidence.

Passes 6/8 gates (positive momentum, clean insider activity, no SEC red flags, earnings proximity 32d clear, semi cycle peak clear, materials cycle peak clear). Fails on favorable risk/reward ratio. Suitability: speculative.

news + 30-day 8-K events · 5-min refresh

Recent developments

updated 2026-07-05

Recent Developments — Hippo Holdings Inc.

Generated 2026-07-05T07:10:31Z.

TrendMatrix Research · upcoming catalyst calendar

Upcoming dated catalysts

Wed, Aug 5, 202632d to earnings· next earnings call

Thesis

Rewards
Strong earnings beat streak (4/4)
Attractive valuation
Margin of safety: 56%
Risks
Below 200-MA, MA slope -3.2%/30d (confirmed downtrend)

Key Metrics

P/E (TTM)6.6
P/E (Fwd)10.4
Mkt Cap$753M
EV/EBITDA14.2
Profit Mgn23.5%
ROE29.7%
Rev Growth8.9%
Beta1.49
DividendNone
Rating analysts11

Quality Signals

Piotroski F6/9MoatWideCompounder

Options Flow

P/C0.13bullish
IV72%elevated

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results.

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Methodology · Editorial policy & full disclaimer

Rating Breakdown

1 floor-breaker

Technicals below the gate floor. Component breakdown shows what dragged the score down.static

Bollinger
0.1
Support Resistance
1.4
52w Position
4.8
GatesA.R:R 0.8 < 1.5@spotDeath cross (50MA < 200MA)Momentum 6.5>=5.5Insider activity: OKNo SEC red flagsEARNINGS PROXIMITY 32d clearSEMI CYCLE PEAK CLEARMATERIALS CYCLE PEAK CLEARRecoverySuitability: Speculative
RSI
69 · Neutral
20D MA 50D MA 200D MADEATH CROSSSupport $24.11Resistance $29.70

Price Targets

$27
$33
A.Upside+12.4%
A.R:R0.8:1

Position Sizing

ConvictionNone
Suggested %0.5%
Max %1%
RegimeSteady

Risk Alerts

! asymmetry at 0.8 (below the engine's 1.5 threshold)@spot

Earnings

B
B
B
B
4/4 beats
Next Earnings2026-08-05 (32d)

Verdict History

reverse chrono — latest first
Loading history...
Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is HIPO stock a buy right now?

Hold if already holding. Not a fresh buy at $28.93, but acceptable to hold if already in. Reason: Below 200-MA, MA slope -3.2%/30d (confirmed downtrend). Chart setup: Death cross but MACD improving, RSI 69. Maintain position. Not compelling to add more. Target $32.51 (+12.4%), stop $26.90 (−7.5%), A.R:R 0.8:1. Score 5.8/10, moderate confidence.

What is the HIPO stock price target?

Take-profit target: $32.51 (+12.4% upside). Target $32.51 (+12.4%), stop $26.90 (−7.5%), A.R:R 0.8:1. Stop-loss: $26.90.

What are the risks of investing in HIPO?

Below 200-MA, MA slope -3.2%/30d (confirmed downtrend).

Is HIPO overvalued or undervalued?

Hippo Holdings Inc. trades at a P/E of 6.6 (forward 10.4). TrendMatrix value score: 7.5/10. Verdict: Hold.

What do analysts say about HIPO?

11 analysts cover HIPO with a consensus score of 4.0/5. Average price target: $38.

What does Hippo Holdings Inc. do?Hippo Holdings Inc., together with its subsidiaries, provides property and casualty insurance products to individuals...

Hippo Holdings Inc., together with its subsidiaries, provides property and casualty insurance products to individuals and business customers primarily in the United States. The company provides a multi-carrier platform through owned and partner managing general agents (MGAs), serving as a licensed insurance carrier for MGAs and providing admitted and non-admitted (excess and surplus) paper, regulatory licenses, and reinsurance across multiple lines of business. The company also offers insurance products, including homeowners, renters, commercial multi-peril, casualty, and other specialty insurance programs. It provides homeowners insurance, general liability, commercial auto liability, and excess and umbrella liability, written through delegated authority arrangements, renters insurance, liability coverage, commercial multi-peril policies for small to mid-sized businesses, and niche personal or commercial products, as well as program-specific and corporate catastrophe reinsurance solutions. The company distributes insurance products and services through its technology platforms and website, as well as operates licensed insurance agencies. The company was formerly known as Hippo Enterprises Inc. and changed its name to Hippo Holdings Inc. in August 2021. Hippo Holdings Inc. is headquartered in San Jose, California.

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