H&R Block, Inc. (HRB) Stock Analysis
Recovery setup
Consumer Cyclical · Personal Services
Hold if already holding. Not a fresh buy at $31.25, but acceptable to hold if already in. Reasons: Earnings in 6 days (event risk); Below 200-MA, MA slope -7.5%/30d (confirmed downtrend).
H&R Block provides tax preparation through retail offices and digital platforms in the US, Canada, and Australia, generating $3.8B in consolidated revenues in fiscal 2025 from 11.3M assisted and 3.8M DIY online paid returns. Revenue comes from preparation fees, financial... Read more
Hold if already holding. Not a fresh buy at $31.25, but acceptable to hold if already in. Reasons: Earnings in 6 days (event risk); Below 200-MA, MA slope -7.5%/30d (confirmed downtrend). Chart setup: Death cross but MACD improving, RSI 59. Maintain position. Not compelling to add more. Score 6.1/10, moderate confidence.
Passes 6/9 gates (positive momentum, favorable risk/reward ratio, clean insider activity, no SEC red flags, news events none recent, semi cycle peak clear). Fails on death cross (50MA < 200MA) and earnings proximity 6d<=7d. Suitability: aggressive.
Thesis
Key Metrics
Quality Signals
Options Flow
Concentration Risks(10-K Item 1A)
- MEDIUMSupplierPathward10-K Item 1A: 'Pathward®, N.A. (Pathward), a wholly-owned subsidiary of Pathward Financial, Inc., for the issuance of RTs, EAs, RAs, Emerald Cards, and Spruce accounts'
- MEDIUMSupplierMicrosoft Corporation10-K Item 1A: 'Our software and computer systems utilize cloud computing services provided by Microsoft Corporation. If the Microsoft Azure Cloud is unavailable for any reason, it could negatively impact our ability to deliver our services'
Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. Full disclaimer
Rating Breakdown
1 ceiling hit
Price Targets
Position Sizing
Risk Alerts
Earnings
Verdict History
Frequently Asked Questions
Hold if already holding. Not a fresh buy at $31.25, but acceptable to hold if already in. Reasons: Earnings in 6 days (event risk); Below 200-MA, MA slope -7.5%/30d (confirmed downtrend). Chart setup: Death cross but MACD improving, RSI 59. Maintain position. Not compelling to add more. Target $34.85 (+11.5%), stop $29.06 (−7.5%), A.R:R 1.5:1. Score 6.1/10, moderate confidence.
Take-profit target: $34.85 (+11.5% upside). Target $34.85 (+11.5%), stop $29.06 (−7.5%), A.R:R 1.5:1. Stop-loss: $29.06.
Earnings in 6 days (event risk); Below 200-MA, MA slope -7.5%/30d (confirmed downtrend).
H&R Block, Inc. trades at a P/E of 7.3 (forward 5.6). TrendMatrix value score: 9.4/10. Verdict: Hold.
11 analysts cover HRB with a consensus score of 2.5/5. Average price target: $41.
What does H&R Block, Inc. do?H&R Block provides tax preparation through retail offices and digital platforms in the US, Canada, and Australia,...
H&R Block provides tax preparation through retail offices and digital platforms in the US, Canada, and Australia, generating $3.8B in consolidated revenues in fiscal 2025 from 11.3M assisted and 3.8M DIY online paid returns. Revenue comes from preparation fees, financial products (refund transfers, Emerald Card, Spruce), and small business solutions via Block Advisors and Wave.