H&R Block, Inc. (HRB) Stock Analysis
Recovery setup
Consumer Cyclical · Personal Services
Sell if holding. Engine safety override at $38.80: a dimension score below its floor triggers a hard block regardless of the otherwise-positive setup — overall score 6.0/10. Specifically: High short interest: 23%; Elevated put/call ratio: 6.12; Below long-term trend.
H&R Block provides tax preparation services (assisted and DIY), financial products, and small business solutions in the U.S., Canada, and Australia, with $3.8 billion in consolidated revenues and 11.3 million U.S. assisted tax returns in fiscal 2025. Revenue is heavily seasonal... Read more
Sell if holding. Engine safety override at $38.80: a dimension score below its floor triggers a hard block regardless of the otherwise-positive setup — overall score 6.0/10. Specifically: High short interest: 23%; Elevated put/call ratio: 6.12; Below long-term trend. Chart setup: Death cross but MACD improving, RSI 73. Score 6.0/10, moderate confidence.
Passes 7/9 gates (positive momentum, clean insider activity, no SEC red flags, news events none recent, earnings proximity 83d clear, semi cycle peak clear, materials cycle peak clear). Fails on favorable risk/reward ratio. Suitability: aggressive.
Recent Developments — H&R Block, Inc.
Latest news
- HRB HR Block reports narrower Q1 2026 per share loss than estimates, dips 0.25 percent in today’s trading. - Newser — Newser neutral
- H&R Block (HRB) Projected to Post Quarterly Earnings on Wednesday - MarketBeat — MarketBeat neutral
- H&R Block Q3 Preview: Price Correction Is A Blessing For The Long-Term Investor (NYSE:HRB) - Seeking Alpha — Seeking Alpha positive
- H&R Block Inc. stock outperforms competitors despite losses on the day - MarketWatch — MarketWatch positive
- H&R Block (HRB) Q3 2026 Earnings Transcript - The Globe and Mail — The Globe and Mail neutral
Generated 2026-05-20T21:06:21Z.
Thesis
Key Metrics
Quality Signals
Options Flow
Concentration Risks(10-K Item 1A)
- HIGHcounterpartyPathward10-K Item 1A: 'Pathward®, N.A. (Pathward), a wholly-owned subsidiary of Pathward Financial, Inc., for the issuance of RTs, EAs, RAs, Emerald Cards, and Spruce accounts'
Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. Full disclaimer
Rating Breakdown
2 floor-breakers·1 ceiling hit
Technicals below the gate floor. Component breakdown shows what dragged the score down.static
Volatile — 5.2% daily ATR makes tight stops impractical. Position-size conservatively.static
Price Targets
Position Sizing
Risk Alerts
Earnings
Verdict History
Frequently Asked Questions
Sell if holding. Engine safety override at $38.80: a dimension score below its floor triggers a hard block regardless of the otherwise-positive setup — overall score 6.0/10. Specifically: High short interest: 23%; Elevated put/call ratio: 6.12; Below long-term trend. Chart setup: Death cross but MACD improving, RSI 73. Prior stop was $36.09. Score 6.0/10, moderate confidence.
Take-profit target: $38.75 (-0.2% upside). Prior stop was $36.09. Stop-loss: $36.09.
Concentration risk — Counterparty: Pathward; Target reached (-13.5% upside); Risk below floor (2.9 < 3.0).
H&R Block, Inc. trades at a P/E of 6.9 (forward 6.7). TrendMatrix value score: 9.6/10. Verdict: Sell.
11 analysts cover HRB with a consensus score of 2.5/5. Average price target: $40.
What does H&R Block, Inc. do?H&R Block provides tax preparation services (assisted and DIY), financial products, and small business solutions in the...
H&R Block provides tax preparation services (assisted and DIY), financial products, and small business solutions in the U.S., Canada, and Australia, with $3.8 billion in consolidated revenues and 11.3 million U.S. assisted tax returns in fiscal 2025. Revenue is heavily seasonal (concentrated February–April) and the company relies on bank partner Pathward for key products including refund transfers, Emerald Cards, and refund advance loans. The company filed 22.8 million total returns globally in fiscal 2025.