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Goldman Sachs Group, Inc. (The) (GS) Stock Analysis

Breakout setup

SellVALUE-TRAP 1/5Moderate Confidence

Financial Services · Capital Markets

Sell if holding. Analyst target reached at $944.32 — A.R:R is negative (-2.0) — price has exceeded the analyst target. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: Concentration risk — Product: Apple Card.

Goldman Sachs is a global investment bank operating in three segments: Global Banking & Markets (advisory, underwriting, FICC/equities trading), Asset & Wealth Management, and Platform Solutions (primarily Apple Card, being wound down via transition to another issuer by ~Dec... Read more

$944.32+1.0% A.UpsideScore 5.9/10#18 of 40 Capital Markets
QualityF-score4 / 9FCF yield
IncomeYield1.90%(5y avg 2.19%)Payout28.31%sustainable
Stop $898.88Target $956.15(resistance)A.R:R -2.0:1
Analyst target$947.60+0.3%20 analysts
$956.15our TP
$944.32price
$947.60mean
$730
$1050

Sell if holding. Analyst target reached at $944.32 — A.R:R is negative (-2.0) — price has exceeded the analyst target. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: Concentration risk — Product: Apple Card. Chart setup: Golden cross, above all MAs, RSI 56, MACD bullish. Score 5.9/10, moderate confidence.

Passes 7/8 gates (positive momentum, clean insider activity, no SEC red flags, news events none recent, earnings proximity 55d clear, semi cycle peak clear, materials cycle peak clear). Fails on favorable risk/reward ratio. Suitability: moderate.

Recent Developments — Goldman Sachs Group, Inc. (The)

Generated 2026-05-20T21:06:21Z.

Thesis

Rewards
Sector modifier (Financial Services): +1.0
Strong earnings beat streak (4/4)
Positive momentum
Risks
Concentration risk — Product: Apple Card
Analyst target reached - limited upside remaining
Near 52-week high (3.9% away)

Key Metrics

P/E (TTM)17.3
P/E (Fwd)14.5
Mkt Cap$279.2B
EV/EBITDA
Profit Mgn29.4%
ROE14.5%
Rev Growth14.5%
Beta1.27
Dividend1.90%
Rating analysts32

Quality Signals

Piotroski F4/9MoatNarrow

Options Flow

P/C1.08bearish
IV40%normal
Max Pain$820-13.2% vs spot

Concentration Risks(10-K Item 1A)

  • HIGHProductApple Card
    10-K Item 1: 'Substantially all of the revenues in Platform Solutions are from activities related to issuing credit cards to and raising deposits from Apple Card customers'

Material Events(8-K, last 90d)

  • 2026-02-13Item 5.02MEDIUM
    Kathryn H. Ruemmler retired from her roles as Chief Legal Officer and General Counsel of Goldman Sachs. No successor named in available filing text.
    SEC filing →
  • 2026-03-13Item 5.02LOW
    Lakshmi Mittal departed from the Board of Directors of Goldman Sachs Group, Inc. as of March 9, 2026. No reason stated in available filing text.
    SEC filing →

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. Full disclaimer

Rating Breakdown

1 floor-breaker

Ranks in the bottom of its industry peers on the composite signal. Better names in the same sector exist.static

Growth Rank
3.2
Value Rank
5.0
Quality Rank
5.7
GatesA.R:R -2.0=NEGATIVEMomentum 7.4>=5.5Insider activity: OKNo SEC red flagsNEWS EVENTS NONE RECENTEARNINGS PROXIMITY 55d clearSEMI CYCLE PEAK CLEARMATERIALS CYCLE PEAK CLEARBreakoutSuitability: Moderate
RSI
56 · Neutral
20D MA 50D MA 200D MAGOLDEN CROSSSupport $899.00Resistance $975.66

Price Targets

$899
$956
A.Upside+1.3%
A.R:R-2.0:1

Position Sizing

ConvictionNone
Suggested %0.5%
Max %1%
RegimeRisk-Off

Risk Alerts

! Target reached (-9.9% upside)
! Negative risk/reward — downside exceeds upside

Earnings

B
B
B
B
4/4 beats
Next Earnings2026-07-14 (55d)

Verdict History

reverse chrono — latest first
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Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is GS stock a buy right now?

Sell if holding. Analyst target reached at $944.32 — A.R:R is negative (-2.0) — price has exceeded the analyst target. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: Concentration risk — Product: Apple Card. Chart setup: Golden cross, above all MAs, RSI 56, MACD bullish. Prior stop was $898.88. Score 5.9/10, moderate confidence.

What is the GS stock price target?

Take-profit target: $956.15 (+1.0% upside). Prior stop was $898.88. Stop-loss: $898.88.

What are the risks of investing in GS?

Concentration risk — Product: Apple Card; Analyst target reached - limited upside remaining; Near 52-week high (3.9% away).

Is GS overvalued or undervalued?

Goldman Sachs Group, Inc. (The) trades at a P/E of 17.3 (forward 14.5). TrendMatrix value score: 6.4/10. Verdict: Sell.

What do analysts say about GS?

32 analysts cover GS with a consensus score of 3.6/5. Average price target: $948.

What does Goldman Sachs Group, Inc. (The) do?Goldman Sachs is a global investment bank operating in three segments: Global Banking & Markets (advisory,...

Goldman Sachs is a global investment bank operating in three segments: Global Banking & Markets (advisory, underwriting, FICC/equities trading), Asset & Wealth Management, and Platform Solutions (primarily Apple Card, being wound down via transition to another issuer by ~Dec 2027). Revenue is driven by advisory fees, market-making spreads, asset management fees, and net interest income; regulated by the Federal Reserve as a BHC.

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