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Goldman Sachs Group, Inc. (The) (GS) Stock Analysis

Range Bound setup

SellVALUE-TRAP 1/5Moderate Confidence

Financial Services · Capital Markets

Sell if holding. Analyst target reached at $916.18 — A.R:R is negative (-0.9) — price has exceeded the analyst target. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: Concentration risk — Product: Apple Card / Platform Solutions.

Goldman Sachs operates three segments: Global Banking & Markets (advisory, underwriting, FICC, equities intermediation and financing), Asset & Wealth Management (investment management and wealth advisory for institutional and ultra-high-net-worth clients), and Platform Solutions... Read more

$916.18+2.0% A.UpsideScore 5.6/10#22 of 40 Capital Markets
Stop $869.48Target $932.97(resistance)A.R:R -0.9:1
Analyst target$935.10+2.1%20 analysts
$932.97our TP
$916.18price
$935.10mean
$729
$1050

Sell if holding. Analyst target reached at $916.18 — A.R:R is negative (-0.9) — price has exceeded the analyst target. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: Concentration risk — Product: Apple Card / Platform Solutions. Chart setup: RSI 52 mid-range, Bollinger mid-band. Score 5.6/10, moderate confidence.

Passes 5/7 gates (clean insider activity, no SEC red flags, news events none recent, earnings proximity 74d clear, semi cycle peak clear). Fails on weak momentum and favorable risk/reward ratio. Suitability: aggressive.

Thesis

Rewards
Strong earnings beat streak (4/4)
High-quality business
Risks
Concentration risk — Product: Apple Card / Platform Solutions
Analyst target reached - limited upside remaining
Leverage penalty (D/E 6.1): -1.5

Key Metrics

P/E (TTM)16.5
P/E (Fwd)13.9
Mkt Cap$268.7B
EV/EBITDA
Profit Mgn29.4%
ROE14.6%
Rev Growth14.5%
Beta1.31
Dividend1.99%
Rating analysts32

Quality Signals

Piotroski F8/9

Options Flow

P/C1.62bearish
IV38%normal
Max Pain$705-23.1% vs spot

Concentration Risks(10-K Item 1A)

  • HIGHProductApple Card / Platform Solutions
    10-K Item 1: 'Substantially all of the revenues in Platform Solutions are from activities related to issuing credit cards to and raising deposits from Apple Card customers'
  • MEDIUMregulatoryFederal Reserve (primary BHC/FHC regulator)
    10-K Item 1: 'Group Inc. is a bank holding company (BHC) and a financial holding company (FHC) regulated by the Board of Governors of the Federal Reserve System (FRB).'

Material Events(8-K, last 90d)

  • 2026-03-13Item 5.02LOW
    Board director Lakshmi Mittal departed from the Goldman Sachs Board of Directors, event date March 9, 2026. No reason cited in the truncated filing; no successor named.
    SEC filing →
  • 2026-02-13Item 5.02MEDIUM
    Chief Legal Officer and General Counsel Kathryn H. Ruemmler announced retirement from Goldman Sachs, event date February 12, 2026. No successor named in the truncated filing.
    SEC filing →

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. Full disclaimer

Rating Breakdown

2 floor-breakers

Momentum below the gate floor. Component breakdown shows what dragged the score down.static

Macd
0.0
Volume
0.0
Obv
1.0
Rsi
5.5
Ma Position
9.0
Volume distribution (falling OBV)Above 200-day MA

Ranks in the bottom of its industry peers on the composite signal. Better names in the same sector exist.static

Growth Rank
3.4
Value Rank
4.9
Quality Rank
5.9
GatesMomentum 3.1<4.5A.R:R -0.9=NEGATIVEInsider activity: OKNo SEC red flagsNEWS EVENTS NONE RECENTEARNINGS PROXIMITY 74d clearSEMI CYCLE PEAK CLEARRange BoundSuitability: Aggressive
RSI
52 · Neutral
20D MA 50D MA 200D MAGOLDEN CROSSSupport $831.00Resistance $952.01

Price Targets

$869
$933
A.Upside+1.8%
A.R:R-0.9:1

Position Sizing

ConvictionNone
Suggested %0.5%
Max %1%
RegimeSteady

Risk Alerts

! Target reached (-8.0% upside)
! Momentum score 3.1/10 — below 4.5 minimum
! Negative risk/reward — downside exceeds upside

Earnings

B
B
B
B
4/4 beats
Next Earnings2026-07-14 (74d)

Verdict History

reverse chrono — latest first
Loading history...
Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is GS stock a buy right now?

Sell if holding. Analyst target reached at $916.18 — A.R:R is negative (-0.9) — price has exceeded the analyst target. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: Concentration risk — Product: Apple Card / Platform Solutions. Chart setup: RSI 52 mid-range, Bollinger mid-band. Prior stop was $869.48. Score 5.6/10, moderate confidence.

What is the GS stock price target?

Take-profit target: $932.97 (+2.0% upside). Prior stop was $869.48. Stop-loss: $869.48.

What are the risks of investing in GS?

Concentration risk — Product: Apple Card / Platform Solutions; Analyst target reached - limited upside remaining; Leverage penalty (D/E 6.1): -1.5.

Is GS overvalued or undervalued?

Goldman Sachs Group, Inc. (The) trades at a P/E of 16.5 (forward 13.9). TrendMatrix value score: 6.5/10. Verdict: Sell.

What do analysts say about GS?

32 analysts cover GS with a consensus score of 3.6/5. Average price target: $935.

What does Goldman Sachs Group, Inc. (The) do?Goldman Sachs operates three segments: Global Banking & Markets (advisory, underwriting, FICC, equities intermediation...

Goldman Sachs operates three segments: Global Banking & Markets (advisory, underwriting, FICC, equities intermediation and financing), Asset & Wealth Management (investment management and wealth advisory for institutional and ultra-high-net-worth clients), and Platform Solutions (Apple Card program being transitioned to another issuer). Revenue is generated from investment banking fees, trading spreads, asset management fees, and net interest income.

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