Skip to main content

Charles Schwab Corporation (The (SCHW) Stock Analysis

Range Bound setup

HoldVALUE-TRAP 1/5Moderate Confidence

Financial Services · Capital Markets

Hold if already holding. Not a fresh buy at $91.08, but acceptable to hold if already in. Reason: Negative momentum.

Charles Schwab is a US savings and loan holding company offering wealth management, brokerage, banking, and asset management through Investor Services and Advisor Services segments. At December 31, 2025, the firm had $11.90T in client assets and 38.5M active brokerage accounts.

$91.08+13.7% A.UpsideScore 6.0/10#12 of 40 Capital Markets
Stop $85.63Target $103.68(analyst − 10%)A.R:R 2.3:1
Analyst target$115.20+26.5%20 analysts
$103.68our TP
$91.08price
$115.20mean
$131

Hold if already holding. Not a fresh buy at $91.08, but acceptable to hold if already in. Reason: Negative momentum. Chart setup: RSI 42 mid-range, Bollinger mid-band. Maintain position. Not compelling to add more. Score 6.0/10, moderate confidence.

Passes 5/7 gates (favorable risk/reward ratio, clean insider activity, no SEC red flags, earnings proximity 76d clear, semi cycle peak clear). Fails on weak momentum and news legal. Suitability: moderate.

Thesis

Rewards
Strong earnings beat streak (3/4)
Strong growth profile
Risks
Negative momentum

Key Metrics

P/E (TTM)18.1
P/E (Fwd)13.0
Mkt Cap$159.7B
EV/EBITDA
Profit Mgn38.0%
ROE19.1%
Rev Growth15.8%
Beta0.90
Dividend1.40%
Rating analysts27

Quality Signals

Piotroski F8/9

Options Flow

P/C2.06bearish
IV41%normal
Max Pain$55-39.6% vs spot

Material Events(8-K, last 90d)

  • 2026-01-29Item 5.02LOW
    Dennis Howard appointed Managing Director, Chief Technology, Operations and Data Officer of Charles Schwab effective January 29, 2026. Previously served as CIO since 2022. No departure cited; role expansion for existing executive.
    SEC filing →

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. Full disclaimer

Rating Breakdown

2 floor-breakers

Price action weak — below key moving averages, no momentum carry. Needs a base before trend-continuation setups apply.static

Macd
0.0
Volume
0.0
Ma Position
2.2
Rsi
4.5
Obv
10.0
Volume accumulation (rising OBV)Below 200-MA but MA still rising (+0.7%/30d) — pullback in uptrend, not confirmed weakness

Ranks in the bottom of its industry peers on the composite signal. Better names in the same sector exist.static

Growth Rank
3.9
Value Rank
4.2
Quality Rank
6.7
Best-in-class margins
GatesMomentum 3.3<4.5NEWS LEGALA.R:R 2.3 ≥ 1.5Insider activity: OKNo SEC red flagsEARNINGS PROXIMITY 76d clearSEMI CYCLE PEAK CLEARRange BoundSuitability: Moderate
RSI
42 · Neutral
20D MA 50D MA 200D MADEATH CROSSSupport $87.84Resistance $100.76

Price Targets

$86
$104
A.Upside+13.8%
A.R:R2.3:1

Position Sizing

ConvictionNone
Suggested %0.5%
Max %1%
RegimeCautious

Risk Alerts

! Momentum score 3.3/10 — below 4.5 minimum
! NEWS:LEGAL

Earnings

B
B
B
M
3/4 beats
Next Earnings2026-07-16 (76d)

Verdict History

reverse chrono — latest first
Loading history...
Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is SCHW stock a buy right now?

Hold if already holding. Not a fresh buy at $91.08, but acceptable to hold if already in. Reason: Negative momentum. Chart setup: RSI 42 mid-range, Bollinger mid-band. Maintain position. Not compelling to add more. Target $103.68 (+13.8%), stop $85.63 (−6.4%), A.R:R 2.3:1. Score 6.0/10, moderate confidence.

What is the SCHW stock price target?

Take-profit target: $103.68 (+13.7% upside). Target $103.68 (+13.8%), stop $85.63 (−6.4%), A.R:R 2.3:1. Stop-loss: $85.63.

What are the risks of investing in SCHW?

Negative momentum.

Is SCHW overvalued or undervalued?

Charles Schwab Corporation (The trades at a P/E of 18.1 (forward 13.0). TrendMatrix value score: 6.8/10. Verdict: Hold.

What do analysts say about SCHW?

27 analysts cover SCHW with a consensus score of 4.1/5. Average price target: $115.

What does Charles Schwab Corporation (The do?Charles Schwab is a US savings and loan holding company offering wealth management, brokerage, banking, and asset...

Charles Schwab is a US savings and loan holding company offering wealth management, brokerage, banking, and asset management through Investor Services and Advisor Services segments. At December 31, 2025, the firm had $11.90T in client assets and 38.5M active brokerage accounts.

Related stocks: FUTU (Futu Holdings Limited) · MS (Morgan Stanley) · TW (Tradeweb Markets Inc.) · LPLA (LPL Financial Holdings Inc.) · NMR (Nomura Holdings Inc)