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Flywire Corporation - Voting (FLYW) Stock Analysis

SellVALUE-TRAP 1/5Moderate Confidence

Technology · Software - Infrastructure

Sell if holding. Analyst target reached at $15.85 — A.R:R 0.1:1 is below the 1.5:1 minimum. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: Sector modifier (Technology): -0.8.

Flywire Corporation, together with its subsidiaries, operates as a payment enablement and software company in the United States, Europe, the Middle East, and Africa and the Asia Pacific. The company provides a payment platform that integrates into existing apps and workflows and... Read more

$15.85+1.6% A.UpsideScore 6.3/10#19 of 78 Software - Infrastructure
QualityF-score9 / 9FCF yield8.13%
Stop $14.72Target $16.09(analyst − 13%)A.R:R 0.1:1
Analyst target$18.50+16.7%14 analysts
$16.09our TP
$15.85price
$18.50mean
$14
$22

Sell if holding. Analyst target reached at $15.85 — A.R:R 0.1:1 is below the 1.5:1 minimum. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: Sector modifier (Technology): -0.8. Chart setup: No recognized chart pattern (not a breakout, bounce, continuation, recovery, falling knife, or range) — technicals mixed. Score 6.3/10, moderate confidence.

Passes 6/8 gates (clean insider activity, no SEC red flags, news boost analyst 0.80, earnings proximity 77d clear, semi cycle peak clear, materials cycle peak clear). Fails on weak momentum and favorable risk/reward ratio. Suitability: aggressive.

Recent Developments — Flywire Corporation - Voting

Generated 2026-05-20T20:21:21Z.

Thesis

Rewards
Earnings estimates trending UP
Strong growth profile
Wide economic moat
Risks
Analyst target reached - limited upside remaining
Sector modifier (Technology): -0.8

Key Metrics

P/E (TTM)66.8
P/E (Fwd)12.8
Mkt Cap$2.0B
EV/EBITDA29.0
Profit Mgn4.5%
ROE3.7%
Rev Growth41.0%
Beta1.30
DividendNone
Rating analysts22

Quality Signals

Piotroski F9/9MoatWide

Options Flow

P/C3.63bearish
IV54%elevated

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. Full disclaimer

Rating Breakdown

1 ceiling hit

GatesMomentum 4.3<4.5A.R:R 0.1 < 1.5@spotInsider activity: OKNo SEC red flagsNEWS BOOST ANALYST 0.80EARNINGS PROXIMITY 77d clearSEMI CYCLE PEAK CLEARMATERIALS CYCLE PEAK CLEARSuitability: Aggressive
RSI
64 · Neutral
20D MA 50D MA 200D MAGOLDEN CROSSSupport $13.10Resistance $18.05

Price Targets

$15
$16
A.Upside+1.5%
A.R:R0.1:1

Position Sizing

ConvictionNone
Suggested %0.5%
Max %1%
RegimeRisk-Off

Risk Alerts

! Target reached (1.7% upside)
! Momentum score 4.3/10 — below 4.5 minimum
! Reward/Risk 0.1:1 at current price — below 1.5:1 minimum

Earnings

B
B
M
M
2/4 beats
Next Earnings2026-08-04 (77d)

Verdict History

reverse chrono — latest first
Loading history...
Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is FLYW stock a buy right now?

Sell if holding. Analyst target reached at $15.85 — A.R:R 0.1:1 is below the 1.5:1 minimum. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: Sector modifier (Technology): -0.8. Chart setup: No recognized chart pattern (not a breakout, bounce, continuation, recovery, falling knife, or range) — technicals mixed. Prior stop was $14.72. Score 6.3/10, moderate confidence.

What is the FLYW stock price target?

Take-profit target: $16.09 (+1.6% upside). Prior stop was $14.72. Stop-loss: $14.72.

What are the risks of investing in FLYW?

Analyst target reached - limited upside remaining; Sector modifier (Technology): -0.8.

Is FLYW overvalued or undervalued?

Flywire Corporation - Voting trades at a P/E of 66.8 (forward 12.8). TrendMatrix value score: 6.1/10. Verdict: Sell.

What do analysts say about FLYW?

22 analysts cover FLYW with a consensus score of 4.0/5. Average price target: $19.

What does Flywire Corporation - Voting do?Flywire Corporation, together with its subsidiaries, operates as a payment enablement and software company in the...

Flywire Corporation, together with its subsidiaries, operates as a payment enablement and software company in the United States, Europe, the Middle East, and Africa and the Asia Pacific. The company provides a payment platform that integrates into existing apps and workflows and have access to solutions, such as tailored invoicing, settlement and reconciliation tools, single sign-on and checkout, recurring payments, and split payouts. It also offers a payment network, which has access to a set of payment methods, including banks, third-party payment providers, payment networks, and digital wallets; and direct connections to alternative payment methods consisting of Alipay, Boleto, PayPal / Venmo, and Trustly. In addition, the company provides vertical-specific software comprising vertical-specific digital workflows; integration and synchronization to core and industry specific systems; real-time access; and predictive analytics. It serves education, healthcare, travel, and B2B industries. The company was formerly known as peerTransfer Corporation and changed its name to Flywire Corporation in December 2016. Flywire Corporation was incorporated in 2009 and is headquartered in Boston, Massachusetts.

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