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CRICarter's, Inc.Hold6.3·$38.10-4.08%
HoldModerate Confidence
Investment thesis

Carter's trades at an attractively low forward valuation and has shown recent earnings recovery, but with less than 2% remaining to the near-term price objective and a reward-to-risk ratio of 0.27-to-1 that is deeply unfavorable, the setup argues for patience rather than adding exposure — leverage at a debt-to-equity of 1.3 and an unsafe dividend yield add further constraints to the risk profile.

Thesis pillars

  • Earnings Recovery Gaining TractionStable
  • Attractive Forward ValuationStable
  • Unfavorable Risk Reward At TargetImproving
  • +1 more pillar — see the Why tab for full reasoning

Full reasoning →

Open full analysis

Carter's, Inc. (CRI) Stock Analysis

Inst Constrain edge

HoldVALUE-TRAP 1/5ValueGrowthModerate Confidence

Consumer Cyclical · Apparel Retail

Earnings in 4 days (2026-07-24). Expect elevated volatility around the report — consider waiting for post-earnings price action before new entries.

Hold if already holding. Not a fresh buy at $38.10, but acceptable to hold if already in. Reasons: Concentration risk — Supplier: China fabric sourcing (60.0%); Analyst target reached - limited upside remaining.

Carter's is North America's largest apparel company for babies and young children, selling under the Carter's and OshKosh B'gosh brands plus exclusive labels (Child of Mine at Walmart, Just One You at Target, Simple Joys at Amazon) and emerging brands Little Planet, Otter... Read more

$38.10-2.6% A.UpsideScore 6.3/10#3 of 15 Apparel Retail
QualityF-score8 / 9FCF yield6.78%
IncomeYield2.62%(5y avg 4.35%)Payout40.16%sustainable
Stop $36.34Target $43.38(resistance)A.R:R -0.3:1
Analyst target$42.67+12.0%6 analysts
$43.38our TP
$38.10price
$42.67mean
$30
$53

Hold if already holding. Not a fresh buy at $38.10, but acceptable to hold if already in. Reasons: Concentration risk — Supplier: China fabric sourcing (60.0%); Analyst target reached - limited upside remaining. Chart setup: No clear chart pattern; technical signals are mixed. Mixed signals. Hold existing position. Score 6.3/10, moderate confidence.

Passes 5/9 gates (positive momentum, clean insider activity, news events none recent, semi cycle peak clear, materials cycle peak clear). Fails on favorable risk/reward ratio and earnings proximity 4d<=7d. Suitability: aggressive.

10-K grounded · weekly refresh

About Carter's, Inc.

About Carter's, Inc.

Carter's operates 1,068 company-operated retail stores and reaches approximately 19,500 wholesale locations across North America, holding roughly 9% share of the $29 billion U.S. baby-to-10-year apparel market through its Carter's brand and about 1% through OshKosh B'gosh. The company also licenses its brands to partners in more than 1,100 international locations across over 90 countries.

Carter's sells through three segments — U.S. Retail, U.S. Wholesale, and International — with U.S. Wholesale customers including Costco, JCPenney, Kohl's, Macy's, Marshalls, Ross Stores, Sam's Club, and T.J. Maxx, alongside exclusive-brand placements at Walmart, Target, and Amazon. Product is sourced almost entirely through third-party manufacturers in Asia; Vietnam, Bangladesh, Cambodia, and India are expected to collectively represent approximately 75% of fiscal 2026 sourcing spend, with China under 3%, though 60% of the fabric used in fiscal 2025 production still originated in China. Carter's is closing about 150 lower-margin stores through fiscal 2028 to improve fleet productivity while continuing to invest in its Carter's Rewards loyalty program and a private-label credit card issued by a third-party financial institution that bears the underwriting and credit risk.

Show full overview

Wholesale concentration is a distinct exposure from the sourcing footprint: the two largest wholesale customers accounted for 11.0% and 10.3% of consolidated net sales in fiscal 2025, respectively, and no long-term sales contracts bind either relationship. On May 1, 2026, Carter's announced Sharon Price John, previously CEO of Build-A-Bear Workshop since 2016, as incoming Chief Executive Officer and President effective June 15, 2026, alongside a reaffirmation of its first-quarter and full-year fiscal 2026 outlook.

See also: Consumer Cyclical · Apparel Retail

From Carter's, Inc.'s most recent 10-K filing, extracted July 6, 2026.

news + 30-day 8-K events · 5-min refresh

Recent developments

updated 2026-07-20
TrendMatrix Research · upcoming catalyst calendar

Upcoming dated catalysts

Fri, Jul 24, 20264d to earnings· next earnings call

Thesis

Rewards
Earnings estimates trending UP
Attractive valuation
Strong growth profile
Risks
Concentration risk — Supplier: China fabric sourcing (60.0%)
Analyst target reached - limited upside remaining
Leverage penalty (D/E 1.3): -0.5

Key Metrics

P/E (TTM)15.3
P/E (Fwd)10.4
Mkt Cap$1.4B
EV/EBITDA10.5
Profit Mgn3.1%
ROE10.2%
Rev Growth8.1%
Beta0.85
Dividend2.62%
Rating analysts11

Quality Signals

Piotroski F8/9

Concentration Risks(10-K Item 1A)

  • LOWCustomerlargest wholesale customer11%
    10-K Item 1: 'Our two largest wholesale customers accounted for 11.0% and 10.3%, respectively, of consolidated net sales in fiscal 2025.'
  • LOWCustomersecond largest wholesale customer10%
    10-K Item 1: 'Our two largest wholesale customers accounted for 11.0% and 10.3%, respectively, of consolidated net sales in fiscal 2025.'
  • HIGHSupplierChina fabric sourcing60%
    10-K Item 1: 'approximately 60% of the fabric that was used in the manufacture of our products was sourced from China'

Material Events(8-K, last 90d)

  • 2026-05-01Item 5.02MEDIUM
    Sharon Price John, former Build-A-Bear Workshop CEO since 2016, named Carter's CEO and President effective June 15, 2026; clean handoff with a named successor and effective date.
    SEC filing →

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results.

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About TrendMatrix. TrendMatrix is a publisher of general securities research and market commentary. We publish on a regular schedule. All content is the same for every subscriber in a tier — we do not provide personalized investment advice and we do not take into account any individual subscriber's financial situation, investment objectives, risk tolerance, tax situation, or holdings.

Not investment advice. TrendMatrix is not a registered investment adviser. Our content is for informational and educational purposes only. Consult your own licensed investment adviser, broker, or tax professional before making any investment decision.

Conflicts and positions. The TrendMatrix editorial team frequently holds personal long-term positions in securities discussed. We disclose positions held at the time of publication on each piece. We maintain a trading-window policy: we do not initiate or close positions in the same direction as a TrendMatrix publication within 24 hours before or 72 hours after publication.

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Performance. Past performance is not indicative of future results. Performance figures reflect the published model only and do not reflect any individual subscriber's actual results.

Methodology · Editorial policy & full disclaimer

Rating Breakdown

1 floor-breaker

Ranks in the bottom of its industry peers on the composite signal. Better names in the same sector exist.static

Quality Rank
1.3
Growth Rank
4.0
Value Rank
5.8
GatesA.R:R -0.3=NEGATIVEEARNINGS PROXIMITY 4d<=7dMomentum 5.0<5.5 (soft — BUY_NOW allowed but watch)Executive change: officer departure/appointmentMomentum 5.0>=4.5Insider activity: OKNEWS EVENTS NONE RECENTSEMI CYCLE PEAK CLEARMATERIALS CYCLE PEAK CLEARSuitability: Aggressive
RSI
32 · Neutral
20D MA 50D MA 200D MAGOLDEN CROSSSupport $37.46Resistance $44.27

Price Targets

$36
$43
A.Upside-2.6%
A.R:R-0.3:1

Position Sizing

ConvictionNone
Suggested %0.5%
Max %1%
RegimeSteady

Risk Alerts

! Target reached (-2.6% upside)
! Negative risk/reward — downside exceeds upside
! EARNINGS_PROXIMITY:4d<=7d

Earnings

B
B
M
M
2/4 beats
Next Earnings2026-07-24 (4d)

Verdict History

reverse chrono — latest first
Loading history...
Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is CRI stock a buy right now?

Hold if already holding. Not a fresh buy at $38.10, but acceptable to hold if already in. Reasons: Concentration risk — Supplier: China fabric sourcing (60.0%); Analyst target reached - limited upside remaining. Chart setup: No clear chart pattern; technical signals are mixed. Mixed signals. Hold existing position. Target $43.38 (+13.9%), stop $36.34 (−4.8%), A.R:R -0.3:1. Score 6.3/10, moderate confidence.

What is the CRI stock price target?

Take-profit target: $43.38 (-2.6% upside). Target $43.38 (+13.9%), stop $36.34 (−4.8%), A.R:R -0.3:1. Stop-loss: $36.34.

What are the risks of investing in CRI?

Concentration risk — Supplier: China fabric sourcing (60.0%); Analyst target reached - limited upside remaining; Leverage penalty (D/E 1.3): -0.5.

Is CRI overvalued or undervalued?

Carter's, Inc. trades at a P/E of 15.3 (forward 10.4). TrendMatrix value score: 7.8/10. Verdict: Hold.

What do analysts say about CRI?

11 analysts cover CRI with a consensus score of 3.6/5. Average price target: $43.

What does Carter's, Inc. do?Carter's is North America's largest apparel company for babies and young children, selling under the Carter's and...

Carter's is North America's largest apparel company for babies and young children, selling under the Carter's and OshKosh B'gosh brands plus exclusive labels (Child of Mine at Walmart, Just One You at Target, Simple Joys at Amazon) and emerging brands Little Planet, Otter Avenue, and Skip Hop. The company operates 1,068 company-run retail stores in North America and roughly 19,500 wholesale locations across U.S. Retail, U.S. Wholesale, and International segments, holding an approximately 9% share of the $29 billion U.S. baby-to-10-year apparel market.

Related stocks: BKE (Buckle, Inc. (The)) · GAP (Gap, Inc. (The)) · ANF (Abercrombie & Fitch Company) · SHOE (Shoe Station Group, Inc.) · BOOT (Boot Barn Holdings, Inc.)
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